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5 articles.
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Company · DSE:PREMIERBAN · Banks · Analysis · 03 Nov 2026
Premier Bank: NPLs at 31% of loans, Tk9,799 crore of provisions left out under a Bangladesh Bank letter, CRAR 5.70% and losses in six straight quarters
The Premier Bank's classified loans rose from 4.99% of loans in 2023 to 31.01% in 2025, and the bank lost BDT 9.79bn in 2025 even though Bangladesh Bank let it leave Tk9,799.26 crore of required provisions out of the accounts. Bangladesh Bank dissolved the sponsor board on 19-Aug-2025. This note sets out the filings.
Company · DSE:NRBCBANK · Banks · Analysis · 03 Nov 2026
NRBC Bank: classified loans at 17.17%, a Tk1,006 crore provision gap deferred by Bangladesh Bank, and CRAR of 11.15% under a regulator-appointed board
NRBC Bank, set up by non-resident Bangladeshis, went from a 5.35% NPL ratio in 2023 to 17.17% in 2025 after Bangladesh Bank dissolved its sponsor board in March 2025. Its 2025 profit of BDT 330m was reported with Tk1,006.11 crore of required provisions left out of the accounts under a BB letter. This note sets out the filings.
Company · DSE:ONEBANKPLC · Banks · Analysis · 03 Nov 2026
ONE Bank: a 19.6% NPL bank whose Tk3,903 crore deferred provision is larger than its equity, with net interest income down to 0.9% of earning assets
Bangladesh Bank let ONE Bank defer Tk3,903 crore of required provisions for 2025. Without that permission the auditor says equity would be minus Tk1,025 crore. Classified loans have risen from 5.3% to 19.6% of loans since 2017, the cost of fund is 10.06%, CRAR is 11.12% against a 12.5% requirement, and the shares are in the Z category after a second year without a dividend.
Company · DSE:ISLAMICFIN · Financial Institutions · Analysis · 31 Oct 2026
Islamic Finance and Investment: 46.29% of investments classified, a BDT 620.7m deferred provision shortfall and a 1.75% capital adequacy ratio
An Islamic NBFI whose auditor added a material uncertainty related to going concern to the 2025 accounts. The 2025 profit of BDT 54.8m followed a BDT 343.9m provision write-back, net investment income was minus BDT 79.9m, and the DSE-announced NAV per share was BDT (0.22) at 30-Sep-2026.
Company · DSE:LANKABAFIN · Financial Institutions · Analysis · 31 Oct 2026
LankaBangla Finance: NPL nearly doubled to 13.7% in 2024, and a BDT 4.3bn provision shortfall deferred by Bangladesh Bank equals 60% of solo equity
The 2024 accounts arrived ten months late with four emphasis-of-matter paragraphs, no dividend for the first time since listing, and a BB-approved deferral of BDT 4,265m of loan provisions. The FY2025 annual and every 2026 interim are still unfiled; the last filing is September 2025.