DSE : UNITEDFIN

United Finance PLC. — Key statistics

Miscellaneous business Credit Institutions · Bangladesh

Last price 15.8 BDT (At close: Oct 28, 2026) · Market cap 2.90B

Latest research: United Finance financial analysis: 5.95% NPL, 9.24% cost of fund and a 94% payout on 5.9% ROE (Oct 2026) · United Finance in 2025: 5.95% classified loans, a 9.24% cost of fund, 5.92% ROE and 94% of EPS paid out

Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports

Technical report: trend, RSI, support and resistance, charts

Key statistics

Valuation

MeasureValue
Market Cap2.90B
Enterprise Valuen/a

Dates

MeasureValue
Earnings DateFeb 24, 2027
Ex-Dividend DateMay 20, 2026

Shares

MeasureValue
Current Share Class187.11M
Shares Outstanding187.11M
Shares Change (YoY)-3.54%
Shares Change (QoQ)-12.60%
Owned by Insiders (%)54.76%
Owned by Institutions (%)n/a
Float43.78M

Ratios

MeasureValue
PE Ratio12.90
Forward PEn/a
PS Ratio2.55
PB Ratio0.90
P/TBV Ratio0.90
P/FCF Ration/a
P/OCF Ration/a
PEG Ration/a

Evratios

MeasureValue
EV / Earningsn/a
EV / Salesn/a
EV / EBITDAn/a
EV / EBITn/a
EV / FCFn/a

Financialposition

MeasureValue
Current Ratio1.57
Quick Ratio1.57
Debt / Equity1.93
Debt / EBITDAn/a
Debt / FCFn/a
Interest Coveragen/a

Financialefficiency

MeasureValue
Return on Equity (ROE)6.91%
Return on Assets (ROA)0.76%
Return on Invested Capital (ROIC)2.29%
Return on Capital Employed (ROCE)n/a
Weighted Average Cost of Capital (WACC)1.62%
Revenue Per Employee1.57M
Profits Per Employee306,338
Employee Count724
Asset Turnover0.04
Inventory Turnovern/a

Taxes

MeasureValue
Income Tax154.17M
Effective Tax Rate41.01%

Stockprice

MeasureValue
Beta (5Y)0.15
52-Week Price Change+20.16%
50-Day Moving Average16.65
200-Day Moving Average14.51
Relative Strength Index (RSI)42.96
Average Volume (20 Days)387,621

Shortselling

MeasureValue
Short Interestn/a
Short Previous Monthn/a
Short % of Shares Outn/a
Short % of Floatn/a
Short Ratio (days to cover)n/a

Incomestatement

MeasureValue
Revenue1.14B
Gross Profit1.09B
Operating Income375.96M
Pretax Income375.96M
Net Income221.79M
EBITDAn/a
EBITn/a
Earnings Per Share (EPS)1.20

Balancesheet

MeasureValue
Cash & Cash Equivalents3.22B
Total Debt6.23B
Net Cash-3.01B
Net Cash Per Share-16.08
Equity (Book Value)3.23B
Book Value Per Share17.25
Working Capital9.85B

Cashflow

MeasureValue
Operating Cash Flow-691.19M
Capital Expenditures-39.15M
Depreciation & Amortization74.33M
Net Borrowing963.81M
Free Cash Flow-730.35M
FCF Per Share-3.90

Margins

MeasureValue
Gross Margin96.31%
Operating Margin33.08%
Pretax Margin33.08%
Profit Margin19.51%
EBITDA Marginn/a
EBIT Marginn/a
FCF Marginn/a

Dividends

MeasureValue
Dividend Per Share1.00
Dividend Yield6.45%
Dividend Growth (YoY)n/a
Years of Dividend Growth2
Payout Ratio84.29%
FCF Payout Ration/a
Buyback Yield3.54%
Shareholder Yield10.00%
Earnings Yield7.75%
FCF Yield-25.18%

Analystforecasts

MeasureValue
Price Targetn/a
Price Target Differencen/a
Analyst Consensusn/a
Analyst Countn/a
Revenue Growth Forecast (3Y)n/a
EPS Growth Forecast (3Y)n/a

Stocksplits

MeasureValue
Last Split DateMar 19, 2018
Split TypeForward
Split Ratio1.05

Scores

MeasureValue
Altman Z-Scoren/a
Piotroski F-Score4

Fairvalue

MeasureValue
Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside