DSE : PROVATIINS

Provati Insurance PLC. — Key statistics

Insurance Carriers · Bangladesh

Last price 57.9 BDT (At close: Oct 29, 2026) · Market cap 2.33B

Latest research: Provati Insurance financial analysis: combined ratio 91.4% and Tk 425m due from SBC (Oct 2026) · Provati Insurance: fire lost money two years running, 2024 underwriting margin hit a ten-year low, and H1 2026 premium rose 34%

Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports

Technical report: trend, RSI, support and resistance, charts

Key statistics

Valuation

MeasureValue
Market Cap2.33B
Enterprise Value2.18B

Dates

MeasureValue
Earnings DateNov 4, 2026
Ex-Dividend DateJun 11, 2026

Shares

MeasureValue
Current Share Class40.31M
Shares Outstanding40.31M
Shares Change (YoY)-0.10%
Shares Change (QoQ)+1.01%
Owned by Insiders (%)30.08%
Owned by Institutions (%)14.07%
Float27.24M

Ratios

MeasureValue
PE Ratio27.91
Forward PEn/a
PS Ratio2.40
PB Ratio2.46
P/TBV Ratio2.46
P/FCF Ratio43.53
P/OCF Ratio48.38
PEG Ration/a

Evratios

MeasureValue
EV / Earnings26.11
EV / Sales2.24
EV / EBITDA16.25
EV / EBIT19.92
EV / FCF40.67

Financialposition

MeasureValue
Current Ratio1.66
Quick Ratio0.95
Debt / Equity0.03
Debt / EBITDA0.24
Debt / FCF0.61
Interest Coveragen/a

Financialefficiency

MeasureValue
Return on Equity (ROE)9.00%
Return on Assets (ROA)3.73%
Return on Invested Capital (ROIC)8.61%
Return on Capital Employed (ROCE)11.52%
Weighted Average Cost of Capital (WACC)6.45%
Revenue Per Employee939,347
Profits Per Employee80,629
Employee Count1,036
Asset Turnover0.53
Inventory Turnovern/a

Taxes

MeasureValue
Income Tax25.92M
Effective Tax Rate23.68%

Stockprice

MeasureValue
Beta (5Y)0.42
52-Week Price Change+79.81%
50-Day Moving Average53.69
200-Day Moving Average44.37
Relative Strength Index (RSI)62.85
Average Volume (20 Days)339,745

Shortselling

MeasureValue
Short Interestn/a
Short Previous Monthn/a
Short % of Shares Outn/a
Short % of Floatn/a
Short Ratio (days to cover)n/a

Incomestatement

MeasureValue
Revenue973.16M
Gross Profit440.91M
Operating Income109.45M
Pretax Income109.45M
Net Income83.53M
EBITDA134.18M
EBIT109.45M
Earnings Per Share (EPS)2.07

Balancesheet

MeasureValue
Cash & Cash Equivalents838.75M
Total Debt32.86M
Net Cash153.39M
Net Cash Per Share3.81
Equity (Book Value)949.90M
Book Value Per Share23.56
Working Capital646.67M

Cashflow

MeasureValue
Operating Cash Flow48.25M
Capital Expenditures5.38M
Depreciation & Amortizationn/a
Net Borrowing-344,550
Free Cash Flow53.62M
FCF Per Share1.33

Margins

MeasureValue
Gross Margin45.31%
Operating Margin11.25%
Pretax Margin11.25%
Profit Margin8.58%
EBITDA Margin13.79%
EBIT Margin11.25%
FCF Margin5.51%

Dividends

MeasureValue
Dividend Per Share1.20
Dividend Yield2.07%
Dividend Growth (YoY)20.00%
Years of Dividend Growthn/a
Payout Ratio48.26%
FCF Payout Ratio90.21%
Buyback Yield0.10%
Shareholder Yield2.17%
Earnings Yield3.58%
FCF Yield2.30%

Analystforecasts

MeasureValue
Price Targetn/a
Price Target Differencen/a
Analyst Consensusn/a
Analyst Countn/a
Revenue Growth Forecast (3Y)n/a
EPS Growth Forecast (3Y)n/a

Stocksplits

MeasureValue
Last Split DateMay 31, 2022
Split TypeForward
Split Ratio1.16

Scores

MeasureValue
Altman Z-Scoren/a
Piotroski F-Score4

Fairvalue

MeasureValue
Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside