DSE : PRAGATILIF

Pragati Life Insurance PLC — Key statistics

Life Insurance · Bangladesh

Last price 130 BDT (At close: Oct 29, 2026) · Market cap 5.12B

Latest research: Pragati Life Insurance financial analysis: life fund +18% in 2025, BDT 296m deposit provision gap (Oct 2026) · Pragati Life Insurance: premium up 13% a year for a decade, a life fund that finally jumped 18% in 2025, and BDT 296m of doubtful deposits not yet provided for

Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports

Technical report: trend, RSI, support and resistance, charts

Key statistics

Valuation

MeasureValue
Market Cap5.12B
Enterprise Value3.93B

Dates

MeasureValue
Earnings DateNov 5, 2026
Ex-Dividend DateJul 15, 2026

Shares

MeasureValue
Current Share Class39.38M
Shares Outstanding39.38M
Shares Change (YoY)n/a
Shares Change (QoQ)n/a
Owned by Insiders (%)28.47%
Owned by Institutions (%)n/a
Float28.17M

Ratios

MeasureValue
PE Ratio2.44
Forward PEn/a
PS Ratio0.65
PB Ratio12.73
P/TBV Ratio13.35
P/FCF Ratio3.98
P/OCF Ratio3.30
PEG Ration/a

Evratios

MeasureValue
EV / Earnings2.06
EV / Sales0.50
EV / EBITDA1.79
EV / EBIT1.86
EV / FCF3.06

Financialposition

MeasureValue
Current Ratio3.04
Quick Ratio2.18
Debt / Equity0.11
Debt / EBITDA0.02
Debt / FCF0.03
Interest Coverage803.91

Financialefficiency

MeasureValue
Return on Equity (ROE)474.94%
Return on Assets (ROA)14.90%
Return on Invested Capital (ROIC)430.81%
Return on Capital Employed (ROCE)23.15%
Weighted Average Cost of Capital (WACC)13.82%
Revenue Per Employee8.46M
Profits Per Employee2.04M
Employee Count938
Asset Turnover0.90
Inventory Turnovern/a

Taxes

MeasureValue
Income Tax176.13M
Effective Tax Rate8.44%

Stockprice

MeasureValue
Beta (5Y)1.75
52-Week Price Change-45.27%
50-Day Moving Average142.41
200-Day Moving Average167.42
Relative Strength Index (RSI)35.68
Average Volume (20 Days)73,130

Shortselling

MeasureValue
Short Interestn/a
Short Previous Monthn/a
Short % of Shares Outn/a
Short % of Floatn/a
Short Ratio (days to cover)n/a

Incomestatement

MeasureValue
Revenue7.93B
Gross Profit2.78B
Operating Income2.11B
Pretax Income2.09B
Net Income1.91B
EBITDA2.15B
EBIT2.11B
Earnings Per Share (EPS)53.36

Balancesheet

MeasureValue
Cash & Cash Equivalents1.23B
Total Debt43.53M
Net Cash1.19B
Net Cash Per Share30.23
Equity (Book Value)402.21M
Book Value Per Share11.23
Working Capital1.34B

Cashflow

MeasureValue
Operating Cash Flow1.55B
Capital Expenditures-264.37M
Depreciation & Amortizationn/a
Net Borrowingn/a
Free Cash Flow1.29B
FCF Per Share32.65

Margins

MeasureValue
Gross Margin35.10%
Operating Margin26.60%
Pretax Margin26.30%
Profit Margin24.08%
EBITDA Margin27.14%
EBIT Margin26.60%
FCF Margin16.20%

Dividends

MeasureValue
Dividend Per Share1.36
Dividend Yield1.05%
Dividend Growth (YoY)10.00%
Years of Dividend Growth3
Payout Ratio2.55%
FCF Payout Ratio4.59%
Buyback Yieldn/a
Shareholder Yield1.05%
Earnings Yield41.05%
FCF Yield25.11%

Analystforecasts

MeasureValue
Price Targetn/a
Price Target Differencen/a
Analyst Consensusn/a
Analyst Countn/a
Revenue Growth Forecast (3Y)n/a
EPS Growth Forecast (3Y)n/a

Stocksplits

MeasureValue
Last Split DateJul 15, 2026
Split TypeForward
Split Ratio1.1

Scores

MeasureValue
Altman Z-Scoren/a
Piotroski F-Score4

Fairvalue

MeasureValue
Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside