DSE : NCCBANK

National Credit and Commerce Bank PLC. — Key statistics

Commercial Banks · Bangladesh

Last price 15.4 BDT (At close: Oct 29, 2026) · Market cap 17.78B

Latest research: NCC Bank financial analysis: NPL 4.1% after write-offs, writ-stayed loans, no cash dividend under Tk2,000 crore rule (Oct 2026) · NCC Bank: NPL cut to 4.1% by a Tk1,348 crore write-off, but writ-stayed loans, a bond-heavy income mix and the Tk2,000 crore rule shape the next two years

Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports

Technical report: trend, RSI, support and resistance, charts

Key statistics

Valuation

MeasureValue
Market Cap17.78B
Enterprise Valuen/a

Dates

MeasureValue
Earnings DateFeb 25, 2027
Ex-Dividend DateMay 23, 2026

Shares

MeasureValue
Current Share Class1.15B
Shares Outstanding1.15B
Shares Change (YoY)+0.24%
Shares Change (QoQ)-0.37%
Owned by Insiders (%)25.19%
Owned by Institutions (%)n/a
Float863.91M

Ratios

MeasureValue
PE Ratio3.23
Forward PEn/a
PS Ratio1.31
PB Ratio0.56
P/TBV Ratio0.56
P/FCF Ration/a
P/OCF Ration/a
PEG Ration/a

Evratios

MeasureValue
EV / Earningsn/a
EV / Salesn/a
EV / EBITDAn/a
EV / EBITn/a
EV / FCFn/a

Financialposition

MeasureValue
Current Ration/a
Quick Ration/a
Debt / Equity1.26
Debt / EBITDAn/a
Debt / FCFn/a
Interest Coveragen/a

Financialefficiency

MeasureValue
Return on Equity (ROE)19.39%
Return on Assets (ROA)1.33%
Return on Invested Capital (ROIC)n/a
Return on Capital Employed (ROCE)n/a
Weighted Average Cost of Capital (WACC)1.64%
Revenue Per Employee5.48M
Profits Per Employee2.23M
Employee Count2,374
Asset Turnovern/a
Inventory Turnovern/a

Taxes

MeasureValue
Income Tax76.34M
Effective Tax Rate1.37%

Stockprice

MeasureValue
Beta (5Y)0.20
52-Week Price Change+41.74%
50-Day Moving Average14.65
200-Day Moving Average14.11
Relative Strength Index (RSI)73.67
Average Volume (20 Days)1,861,701

Shortselling

MeasureValue
Short Interestn/a
Short Previous Monthn/a
Short % of Shares Outn/a
Short % of Floatn/a
Short Ratio (days to cover)n/a

Incomestatement

MeasureValue
Revenue13.57B
Gross Profit13.39B
Operating Income5.62B
Pretax Income5.59B
Net Income5.51B
EBITDAn/a
EBITn/a
Earnings Per Share (EPS)4.77

Balancesheet

MeasureValue
Cash & Cash Equivalents22.34B
Total Debt39.91B
Net Cash-17.57B
Net Cash Per Share-15.21
Equity (Book Value)31.62B
Book Value Per Share27.43
Working Capital-306.24B

Cashflow

MeasureValue
Operating Cash Flow-53.69B
Capital Expenditures-246.05M
Depreciation & Amortizationn/a
Net Borrowing4.73B
Free Cash Flow-53.93B
FCF Per Share-46.70

Margins

MeasureValue
Gross Marginn/a
Operating Margin41.43%
Pretax Margin41.21%
Profit Margin40.64%
EBITDA Marginn/a
EBIT Marginn/a
FCF Marginn/a

Dividends

MeasureValue
Dividend Per Share1.25
Dividend Yield8.12%
Dividend Growth (YoY)36.00%
Years of Dividend Growth2
Payout Ratio33.71%
FCF Payout Ration/a
Buyback Yield-0.24%
Shareholder Yield7.88%
Earnings Yield30.98%
FCF Yield-303.25%

Analystforecasts

MeasureValue
Price Targetn/a
Price Target Differencen/a
Analyst Consensusn/a
Analyst Countn/a
Revenue Growth Forecast (3Y)n/a
EPS Growth Forecast (3Y)n/a

Stocksplits

MeasureValue
Last Split DateMay 23, 2026
Split TypeForward
Split Ratio1.04

Scores

MeasureValue
Altman Z-Scoren/a
Piotroski F-Score2

Fairvalue

MeasureValue
Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside