DSE : IDLC

IDLC Finance PLC. — Key statistics

Personal Credit Institutions · Bangladesh

Last price 41.4 BDT (At close: Oct 29, 2026) · Market cap 18.97B

Latest research: IDLC Finance valuation report: fair value BDT 21.9–42.8 (Oct 2026) · IDLC Finance: fair value range BDT 22–43 on a 15% median lending ROE against a 19% cost of equity

Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports

Technical report: trend, RSI, support and resistance, charts

Key statistics

Valuation

MeasureValue
Market Cap18.97B
Enterprise Valuen/a

Dates

MeasureValue
Earnings DateMar 8, 2027
Ex-Dividend DateApr 20, 2026

Shares

MeasureValue
Current Share Class458.31M
Shares Outstanding458.31M
Shares Change (YoY)+0.14%
Shares Change (QoQ)-0.04%
Owned by Insiders (%)n/a
Owned by Institutions (%)31.08%
Float286.25M

Ratios

MeasureValue
PE Ratio6.94
Forward PE6.12
PS Ratio2.26
PB Ratio0.82
P/TBV Ratio0.82
P/FCF Ratio1.36
P/OCF Ratio1.34
PEG Ration/a

Evratios

MeasureValue
EV / Earningsn/a
EV / Salesn/a
EV / EBITDAn/a
EV / EBITn/a
EV / FCFn/a

Financialposition

MeasureValue
Current Ratio1.14
Quick Ratio1.14
Debt / Equity1.14
Debt / EBITDAn/a
Debt / FCF1.90
Interest Coveragen/a

Financialefficiency

MeasureValue
Return on Equity (ROE)12.33%
Return on Assets (ROA)1.55%
Return on Invested Capital (ROIC)5.65%
Return on Capital Employed (ROCE)n/a
Weighted Average Cost of Capital (WACC)2.30%
Revenue Per Employee5.02M
Profits Per Employee1.64M
Employee Count1,674
Asset Turnover0.05
Inventory Turnovern/a

Taxes

MeasureValue
Income Tax2.09B
Effective Tax Rate43.32%

Stockprice

MeasureValue
Beta (5Y)0.23
52-Week Price Change+20.08%
50-Day Moving Average42.66
200-Day Moving Average40.35
Relative Strength Index (RSI)45.69
Average Volume (20 Days)74,300

Shortselling

MeasureValue
Short Interestn/a
Short Previous Monthn/a
Short % of Shares Outn/a
Short % of Floatn/a
Short Ratio (days to cover)n/a

Incomestatement

MeasureValue
Revenue8.41B
Gross Profit8.26B
Operating Income5.01B
Pretax Income4.83B
Net Income2.74B
EBITDAn/a
EBITn/a
Earnings Per Share (EPS)5.97

Balancesheet

MeasureValue
Cash & Cash Equivalents11.18B
Total Debt26.55B
Net Cash-15.37B
Net Cash Per Share-33.53
Equity (Book Value)23.22B
Book Value Per Share50.65
Working Capital16.44B

Cashflow

MeasureValue
Operating Cash Flow14.11B
Capital Expenditures-162.33M
Depreciation & Amortization271.98M
Net Borrowingn/a
Free Cash Flow13.95B
FCF Per Share30.43

Margins

MeasureValue
Gross Margin98.23%
Operating Margin59.56%
Pretax Margin57.45%
Profit Margin32.56%
EBITDA Marginn/a
EBIT Marginn/a
FCF Margin165.86%

Dividends

MeasureValue
Dividend Per Share1.43
Dividend Yield3.45%
Dividend Growth (YoY)5.00%
Years of Dividend Growth1
Payout Ratio23.83%
FCF Payout Ratio3.74%
Buyback Yield-0.14%
Shareholder Yield3.32%
Earnings Yield14.42%
FCF Yield73.50%

Analystforecasts

MeasureValue
Price Target48.50
Price Target Difference17.15%
Analyst ConsensusBuy
Analyst Count2
Revenue Growth Forecast (3Y)25.18%
EPS Growth Forecast (3Y)21.87%

Stocksplits

MeasureValue
Last Split DateApr 20, 2026
Split TypeForward
Split Ratio1.05

Scores

MeasureValue
Altman Z-Scoren/a
Piotroski F-Score6

Fairvalue

MeasureValue
Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside