NYSE : SYF
Synchrony Financial — Key statistics
Financials · Credit Services · United States
Last price 75.35 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 23.46B
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 23.92B |
| Enterprise Value | 25.05B |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 20, 2026 |
| Ex-Dividend Date | Nov 5, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 311.40M |
| Shares Outstanding | 311.40M |
| Shares Change (YoY) | -11.33% |
| Shares Change (QoQ) | -3.50% |
| Owned by Insiders (%) | 0.46% |
| Owned by Institutions (%) | 112.26% |
| Float | 309.15M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 8.05 |
| Forward PE | 7.66 |
| PS Ratio | 2.45 |
| Forward PS | 1.52 |
| PB Ratio | 1.61 |
| P/TBV Ratio | 1.97 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 2.50 |
| PEG Ratio | 0.91 |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 7.73 |
| EV / Sales | 2.56 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.03 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 19.83% |
| Return on Assets (ROA) | 2.78% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.79% |
| Revenue Per Employee | $489,150 |
| Profits Per Employee | $162,100 |
| Employee Count | 20,000 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 1.03B |
| Effective Tax Rate | 23.66% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 1.34 |
| 52-Week Price Change | +3.28% |
| 50-Day Moving Average | 74.97 |
| 200-Day Moving Average | 73.60 |
| Relative Strength Index (RSI) | 58.87 |
| Average Volume (20 Days) | 3,504,729 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 16.43M |
| Short Previous Month | 18.82M |
| Short % of Shares Out | 5.28% |
| Short % of Float | 5.32% |
| Short Ratio (days to cover) | 5.38 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 9.78B |
| Gross Profit | 9.78B |
| Operating Income | 4.70B |
| Pretax Income | 4.37B |
| Net Income | 3.24B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $9.54 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 15.90B |
| Total Debt | 17.03B |
| Net Cash | -1.12B |
| Net Cash Per Share | -$3.61 |
| Equity (Book Value) | 16.55B |
| Book Value Per Share | 47.70 |
| Working Capital | -74.90B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 9.56B |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | 2.58B |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 47.99% |
| Pretax Margin | 44.63% |
| Profit Margin | 34.07% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $1.36 |
| Dividend Yield | 1.77% |
| Dividend Growth (YoY) | 11.30% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 14.26% |
| FCF Payout Ratio | n/a |
| Buyback Yield | 11.33% |
| Shareholder Yield | 13.10% |
| Earnings Yield | 12.42% |
| FCF Yield | n/a |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $86.78 |
| Price Target Difference | 12.97% |
| Analyst Consensus | Buy |
| Analyst Count | 23 |
| Revenue Growth Forecast (3Y) | 3.76% |
| EPS Growth Forecast (3Y) | 7.84% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |