NYSE : SLQT
SelectQuote, Inc. — Financial statements
Financials · Insurance Brokers · United States
Last price 0.363 USD (Oct 30, 2026, 9:48 AM EDT) · Market cap 64.10M
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Financial statements
SelectQuote, Inc. (SLQT) reported revenue of 1.62B USD (TTM). Five years of income statement, balance sheet, cash flow and ratios below.
Income statement
Fiscal year July - June; amounts in USD.
| TTM | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|---|
| Operating Revenue | 1.62B | 1.62B | 1.53B | 1.32B | 1.00B | 764.04M |
| Revenue | 1.62B | 1.62B | 1.53B | 1.32B | 1.00B | 764.04M |
| Cost of Revenue | 1.04B | 1.04B | 935.47M | 723.80M | 527.49M | 455.70M |
| Gross Profit | 575.60M | 575.60M | 591.13M | 597.97M | 475.36M | 308.35M |
| Selling, General & Admin | 462.71M | 462.71M | 479.74M | 499.90M | 420.43M | 581.88M |
| Research & Development | 38.97M | 38.97M | 38.68M | 33.52M | 26.02M | 24.73M |
| Operating Expenses | 501.67M | 501.67M | 518.42M | 533.42M | 446.45M | 606.61M |
| Operating Income | 73.92M | 73.92M | 72.71M | 64.55M | 28.91M | -298.27M |
| Interest Expense | -44.53M | -44.53M | -79.39M | -93.55M | -80.61M | -43.59M |
| Other Non Operating Income (Expenses) | 55.55M | 55.55M | 59.40M | -65.00K | -121.00K | -202.00K |
| EBT Excluding Unusual Items | 84.95M | 84.95M | 52.72M | -29.07M | -51.81M | -342.06M |
| Impairment of Goodwill | -44.60M | |||||
| Asset Writedown | -4.21M | -17.33M | -3.15M | |||
| Other Unusual Items | -8.66M | -8.66M | ||||
| Pretax Income | 76.29M | 76.29M | 48.51M | -29.07M | -69.14M | -389.81M |
| Income Tax Expense | 14.10M | 14.10M | 931.00K | 5.06M | -10.60M | -92.30M |
| Net Income | 62.19M | 62.19M | 47.58M | -34.12M | -58.54M | -297.50M |
| Preferred Dividends & Other Adjustments | 73.84M | 73.84M | 22.55M | |||
| Net Income to Common | -11.65M | -11.65M | 25.03M | -34.12M | -58.54M | -297.50M |
| Shares Outstanding (Basic) | 188.17M | 188.17M | 176.15M | 168.52M | 166.14M | 164.04M |
| Shares Outstanding (Diluted) | 188.17M | 188.17M | 181.90M | 168.52M | 166.14M | 164.04M |
| EPS (Basic) | -0.06 | -0.06 | 0.14 | -0.20 | -0.35 | -1.81 |
| EPS (Diluted) | -0.06 | -0.06 | 0.01 | -0.20 | -0.35 | -1.81 |
| Free Cash Flow | 27.61M | 27.61M | -13.86M | 11.85M | -20.82M | -363.11M |
| Free Cash Flow Per Share | 0.15 | 0.15 | -0.08 | 0.07 | -0.12 | -2.21 |
| Gross Margin | 35.56% | 35.56% | 38.72% | 45.24% | 47.40% | 40.36% |
| Operating Margin | 4.57% | 4.57% | 4.76% | 4.88% | 2.88% | -39.04% |
| Profit Margin | -0.72% | -0.72% | 1.64% | -2.58% | -5.84% | -38.94% |
| Free Cash Flow Margin | 1.71% | 1.71% | -0.91% | 0.90% | -2.08% | -47.52% |
| EBITDA | 82.31M | 82.31M | 85.17M | 80.65M | 48.90M | -279.84M |
| EBITDA Margin | 5.09% | 5.09% | 5.58% | 6.10% | 4.88% | -36.63% |
| D&A For EBITDA | 8.39M | 8.39M | 12.46M | 16.10M | 19.98M | 18.42M |
| EBIT | 73.92M | 73.92M | 72.71M | 64.55M | 28.91M | -298.27M |
| EBIT Margin | 4.57% | 4.57% | 4.76% | 4.88% | 2.88% | -39.04% |
| Effective Tax Rate | 18.48% | 18.48% | 1.92% | |||
| Revenue as Reported | 1.62B | 1.62B | 1.53B | 1.32B | 1.00B | 764.04M |
| Advertising Expenses | 258.30M | 258.30M | 263.70M | 294.70M | 242.50M | 418.00M |
Balance sheet
Fiscal year July - June; amounts in USD.
| TTM | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | 16.03M | 16.03M | 32.40M | 42.69M | 83.16M | 141.00M |
| Trading Asset Securities | 5.03M | |||||
| Cash & Short-Term Investments | 16.03M | 16.03M | 32.40M | 47.72M | 83.16M | 141.00M |
| Accounts Receivable | 305.55M | 305.55M | 283.46M | 269.91M | 265.71M | 246.03M |
| Other Receivables | 1.73M | 2.05M | ||||
| Receivables | 305.55M | 305.55M | 283.46M | 269.91M | 267.44M | 248.08M |
| Inventory | 5.57M | 5.75M | ||||
| Prepaid Expenses | 7.06M | 7.94M | ||||
| Restricted Cash | 4.69M | 4.69M | 3.33M | |||
| Other Current Assets | 24.68M | 24.68M | 21.84M | 15.30M | ||
| Total Current Assets | 350.95M | 350.95M | 341.04M | 332.92M | 363.22M | 402.77M |
| Property, Plant & Equipment | 32.56M | 32.56M | 39.21M | 42.41M | 51.02M | 69.82M |
| Long-Term Investments | 17.86M | 15.22M | ||||
| Goodwill | 29.44M | 29.44M | 29.44M | 29.44M | 29.14M | 29.14M |
| Other Intangible Assets | 18.91M | 18.91M | 17.03M | 24.17M | 24.94M | 47.56M |
| Long-Term Accounts Receivable | 852.67M | 852.67M | 818.75M | 761.45M | 729.35M | 722.35M |
| Other Long-Term Assets | 2.30M | 2.30M | 3.88M | 3.52M | 3.73M | 3.20M |
| Total Assets | 1.29B | 1.29B | 1.25B | 1.19B | 1.22B | 1.29B |
| Accounts Payable | 74.03M | 74.03M | 59.20M | 36.59M | 27.58M | 24.77M |
| Accrued Expenses | 83.31M | 83.31M | 72.64M | 74.50M | 66.96M | 68.15M |
| Current Portion of Long-Term Debt | 22.01M | 22.01M | 68.52M | 45.85M | 33.88M | 7.17M |
| Current Portion of Leases | 5.06M | 5.06M | 5.22M | 4.84M | 5.30M | 5.40M |
| Current Unearned Revenue | 8.07M | 1.69M | 3.40M | |||
| Other Current Liabilities | 8.20M | 8.20M | 7.32M | 4.74M | 1.84M | 4.62M |
| Total Current Liabilities | 192.62M | 192.62M | 212.91M | 174.59M | 137.26M | 113.51M |
| Long-Term Debt | 348.15M | 348.15M | 316.59M | 637.48M | 664.62M | 698.42M |
| Long-Term Leases | 22.79M | 22.79M | 27.18M | 25.75M | 27.99M | 34.08M |
| Long-Term Deferred Tax Liabilities | 49.45M | 49.45M | 37.87M | 37.48M | 39.58M | 50.08M |
| Other Long-Term Liabilities | 23.79M | 23.79M | 79.28M | 1.81M | 2.83M | 2.86M |
| Total Liabilities | 636.80M | 636.80M | 673.84M | 877.11M | 872.28M | 898.95M |
| Common Stock | 1.76M | 1.76M | 1.73M | 1.69M | 1.67M | 1.64M |
| Additional Paid-In Capital | 510.05M | 510.05M | 571.61M | 580.76M | 567.27M | 554.85M |
| Retained Earnings | -160.00M | -160.00M | -222.19M | -269.77M | -235.64M | -177.10M |
| Comprehensive Income & Other | 4.11M | 13.68M | 11.72M | |||
| Total Common Equity | 351.81M | 351.81M | 351.14M | 316.80M | 346.97M | 391.11M |
| Shareholders' Equity | 650.02M | 650.02M | 575.52M | 316.80M | 346.97M | 391.11M |
| Total Liabilities & Equity | 1.29B | 1.29B | 1.25B | 1.19B | 1.22B | 1.29B |
| Total Debt | 398.02M | 398.02M | 417.51M | 713.92M | 731.80M | 745.06M |
| Net Cash (Debt) | -381.98M | -381.98M | -385.11M | -666.21M | -648.64M | -604.07M |
| Net Cash Per Share | -2.03 | -2.03 | -2.12 | -3.95 | -3.90 | -3.68 |
| Filing Date Shares Outstanding | 176.57M | 176.57M | 172.82M | 171.44M | 167.69M | 164.45M |
| Total Common Shares Outstanding | 176.47M | 176.47M | 172.82M | 169.38M | 166.87M | 164.45M |
| Working Capital | 158.32M | 158.32M | 128.13M | 158.34M | 225.97M | 289.26M |
| Book Value Per Share | 1.99 | 1.99 | 2.03 | 1.87 | 2.08 | 2.38 |
| Tangible Book Value | 303.46M | 303.46M | 304.67M | 263.19M | 292.89M | 314.41M |
| Tangible Book Value Per Share | 1.72 | 1.72 | 1.76 | 1.55 | 1.76 | 1.91 |
| Machinery | 43.55M | 43.55M | 40.59M | 39.19M | 40.39M | 42.96M |
| Construction In Progress | 259.00K | 259.00K | 229.00K | 308.00K | 338.00K | 2.81M |
| Leasehold Improvements | 17.41M | 17.41M | 17.39M | 18.87M | 20.42M | 20.27M |
Cash flow statement
Fiscal year July - June; amounts in USD.
| TTM | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|---|
| Net Income | 62.19M | 62.19M | 47.58M | -34.12M | -58.54M | -297.50M |
| Depreciation & Amortization | 8.39M | 8.39M | 12.46M | 16.10M | 19.98M | 18.42M |
| Other Amortization | 13.39M | 13.39M | 13.34M | 15.34M | 17.29M | 11.76M |
| Loss (Gain) From Sale of Assets | 240.00K | 536.00K | 754.00K | 1.46M | ||
| Asset Writedown & Restructuring Costs | 4.21M | 17.33M | 47.74M | |||
| Loss (Gain) From Sale of Investments | 1.00M | 1.00M | ||||
| Stock-Based Compensation | 14.86M | 14.86M | 18.36M | 13.82M | 11.31M | 7.05M |
| Provision & Write-off of Bad Debts | 4.20M | |||||
| Other Operating Activities | -31.44M | -31.44M | -39.74M | 23.09M | 5.02M | -88.65M |
| Change in Accounts Receivable | -56.01M | -56.01M | -75.06M | -35.62M | -26.69M | -18.48M |
| Change in Accounts Payable | 21.89M | 21.89M | 19.23M | 7.35M | -3.65M | -4.46M |
| Change in Other Net Operating Assets | -2.39M | -2.39M | -16.48M | 8.76M | -2.18M | -15.66M |
| Operating Cash Flow | 31.89M | 31.89M | -11.67M | 15.24M | -19.38M | -338.31M |
| Capital Expenditures | -4.28M | -4.28M | -2.19M | -3.38M | -1.45M | -24.80M |
| Sale of Property, Plant & Equipment | 253.00K | |||||
| Cash Acquisitions | -3.43M | -6.93M | ||||
| Sale (Purchase) of Intangibles | -11.87M | -11.87M | -9.12M | -8.28M | -7.68M | -9.85M |
| Investment in Securities | -1.00M | |||||
| Investing Cash Flow | -16.15M | -16.15M | -11.31M | -14.85M | -9.12M | -42.58M |
| Short-Term Debt Issued | 358.00M | 358.00M | 166.90M | 50.00M | ||
| Long-Term Debt Issued | 315.23M | 315.23M | 99.09M | 242.00M | ||
| Total Debt Issued | 673.23M | 673.23M | 266.00M | 292.00M | ||
| Short-Term Debt Repaid | -358.00M | -358.00M | -166.90M | -50.00M | ||
| Long-Term Debt Repaid | -336.09M | -336.09M | -405.11M | -39.03M | -17.99M | -3.77M |
| Total Debt Repaid | -694.09M | -694.09M | -572.00M | -39.03M | -17.99M | -53.77M |
| Net Debt Issued (Repaid) | -20.85M | -20.85M | -306.01M | -39.03M | -17.99M | 238.23M |
| Issuance of Common Stock | 98.00K | 81.00K | 1.19M | 3.18M | ||
| Repurchase of Common Stock | -2.54M | -2.54M | -5.03M | -374.00K | -40.00K | -148.00K |
| Other Financing Activities | -7.73M | -7.73M | -9.55M | -1.53M | -12.49M | -5.83M |
| Financing Cash Flow | -31.13M | -31.13M | 17.36M | -40.86M | -29.34M | 235.43M |
| Net Cash Flow | -15.39M | -15.39M | -5.62M | -40.47M | -57.84M | -145.46M |
| Free Cash Flow | 27.61M | 27.61M | -13.86M | 11.85M | -20.82M | -363.11M |
| Free Cash Flow Margin | 1.71% | 1.71% | -0.91% | 0.90% | -2.08% | -47.52% |
| Free Cash Flow Per Share | 0.15 | 0.15 | -0.08 | 0.07 | -0.12 | -2.21 |
| Levered Free Cash Flow | 38.98M | 38.98M | 20.51M | 36.14M | -14.02M | -275.68M |
| Unlevered Free Cash Flow | 62.51M | 62.51M | 64.78M | 88.18M | 26.97M | -253.89M |
| Cash Income Tax Paid | -192.00K | -192.00K | 3.16M | 594.00K | 306.00K | 169.00K |
| Change in Working Capital | -36.51M | -36.51M | -72.31M | -19.51M | -32.52M | -38.60M |
Ratios
Fiscal year July - June; amounts in USD.
| TTM | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|---|
| Market Capitalization | 72.36M | 148.33M | 411.08M | 466.88M | 324.98M | 407.72M |
| Enterprise Value | 454.34M | 802.11M | 962.35M | 1.13B | 962.20M | 955.71M |
| Last Close Price | 0.36 | 0.84 | 2.38 | 2.76 | 1.95 | 2.48 |
| PE Ratio | 16.42 | |||||
| Forward PE | 14.85 | 14.85 | 6.44 | 6.44 | 6.44 | |
| PS Ratio | 0.04 | 0.09 | 0.27 | 0.35 | 0.32 | 0.53 |
| PB Ratio | 0.18 | 0.23 | 0.71 | 1.47 | 0.94 | 1.04 |
| P/TBV Ratio | 0.21 | 0.49 | 1.35 | 1.77 | 1.11 | 1.30 |
| P/FCF Ratio | 2.28 | 5.37 | 39.39 | |||
| P/OCF Ratio | 1.98 | 4.65 | 30.64 | |||
| EV/Sales Ratio | 0.27 | 0.50 | 0.63 | 0.86 | 0.96 | 1.25 |
| EV/EBITDA Ratio | 5.41 | 9.74 | 11.30 | 14.06 | 19.68 | |
| EV/EBIT Ratio | 6.02 | 10.85 | 13.24 | 17.57 | 33.28 | |
| EV/FCF Ratio | 16.12 | 29.05 | 95.67 | |||
| Debt / Equity Ratio | 0.61 | 0.61 | 0.72 | 2.25 | 2.11 | 1.91 |
| Debt / EBITDA Ratio | 4.48 | 4.48 | 4.58 | 8.41 | 13.21 | |
| Debt / FCF Ratio | 14.42 | 14.42 | 60.23 | |||
| Net Debt / Equity Ratio | 0.59 | 0.59 | 0.67 | 2.10 | 1.87 | 1.54 |
| Net Debt / EBITDA Ratio | 4.64 | 4.64 | 4.52 | 8.26 | 13.27 | -2.16 |
| Net Debt / FCF Ratio | 13.84 | 13.84 | -27.79 | 56.20 | -31.15 | -1.66 |
| Asset Turnover | 1.28 | 1.28 | 1.25 | 1.09 | 0.80 | 0.56 |
| Inventory Turnover | 93.19 | 153.69 | ||||
| Quick Ratio | 1.67 | 1.67 | 1.48 | 1.82 | 2.55 | 3.43 |
| Current Ratio | 1.82 | 1.82 | 1.60 | 1.91 | 2.65 | 3.55 |
| Return on Equity (ROE) | 10.15% | 10.15% | 10.66% | -10.28% | -15.86% | -56.23% |
| Return on Assets (ROA) | 3.64% | 3.64% | 3.72% | 3.34% | 1.44% | -13.74% |
| Return on Invested Capital (ROIC) | 5.82% | 6.05% | 7.34% | 6.53% | 2.90% | -31.71% |
| Return on Capital Employed (ROCE) | 6.80% | 6.80% | 7.00% | 6.30% | 2.70% | -25.40% |
| Earnings Yield | -15.11% | 41.93% | 11.57% | -7.31% | -18.02% | -72.97% |
| FCF Yield | 43.80% | 18.61% | -3.37% | 2.54% | -6.41% | -89.06% |
| Buyback Yield / Dilution | -3.45% | -3.45% | -7.94% | -1.43% | -1.28% | 0.91% |