NYSE : OPFI
OppFi Inc. — Key statistics
Financials · Credit Services · United States
Last price 5.86 USD (Oct 29, 2026, 4:00 PM EDT) · Market cap 499.32M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 479.30M |
| Enterprise Value | 726.24M |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 28, 2026 |
| Ex-Dividend Date | n/a |
Shares
| Measure | Value |
|---|
| Current Share Class | 85.21M |
| Shares Outstanding | 85.21M |
| Shares Change (YoY) | +80.87% |
| Shares Change (QoQ) | -0.54% |
| Owned by Insiders (%) | 7.36% |
| Owned by Institutions (%) | 29.07% |
| Float | 33.45M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 3.50 |
| Forward PE | 3.57 |
| PS Ratio | 1.53 |
| Forward PS | 0.73 |
| PB Ratio | 1.08 |
| P/TBV Ratio | 1.09 |
| P/FCF Ratio | 1.33 |
| P/OCF Ratio | 1.26 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 7.74 |
| EV / Sales | 2.31 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 2.00 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | 17.63 |
| Quick Ratio | 16.62 |
| Debt / Equity | 0.79 |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.96 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 39.57% |
| Return on Assets (ROA) | 18.24% |
| Return on Invested Capital (ROIC) | 14.71% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 8.22% |
| Revenue Per Employee | $773,405 |
| Profits Per Employee | $230,654 |
| Employee Count | 410 |
| Asset Turnover | 0.41 |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 21.45M |
| Effective Tax Rate | 13.07% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 1.80 |
| 52-Week Price Change | -42.05% |
| 50-Day Moving Average | 6.40 |
| 200-Day Moving Average | 8.20 |
| Relative Strength Index (RSI) | 41.66 |
| Average Volume (20 Days) | 720,854 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 4.28M |
| Short Previous Month | 3.49M |
| Short % of Shares Out | 5.03% |
| Short % of Float | 12.81% |
| Short Ratio (days to cover) | 5.54 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 317.10M |
| Gross Profit | 317.10M |
| Operating Income | 126.40M |
| Pretax Income | 164.02M |
| Net Income | 94.57M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.61 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 102.70M |
| Total Debt | 349.64M |
| Net Cash | -246.94M |
| Net Cash Per Share | -$2.90 |
| Equity (Book Value) | 443.32M |
| Book Value Per Share | 5.21 |
| Working Capital | 622.15M |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 384.95M |
| Capital Expenditures | -19.11M |
| Depreciation & Amortization | 109,000 |
| Net Borrowing | 2.53M |
| Free Cash Flow | 365.84M |
| FCF Per Share | $4.29 |
Margins
| Measure | Value |
|---|
| Gross Margin | 100.00% |
| Operating Margin | 39.86% |
| Pretax Margin | 51.73% |
| Profit Margin | 29.82% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 115.37% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | -80.87% |
| Shareholder Yield | -80.87% |
| Earnings Yield | 28.61% |
| FCF Yield | 75.46% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $11.53 |
| Price Target Difference | 104.98% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | 32.36% |
| EPS Growth Forecast (3Y) | 13.50% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |