NYSE : EFX
Equifax Inc. — Financial statements
Industrials · Consulting Services · United States
Last price 179.39 USD (Oct 29, 2026, 4:00 PM EDT) · Market cap 20.99B
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Financial statements
Equifax Inc. (EFX) reported revenue of 6.59B USD (TTM). Five years of income statement, balance sheet, cash flow and ratios below.
Income statement
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Revenue | 6.59B | 6.07B | 5.68B | 5.27B | 5.12B | 4.92B |
| Cost of Revenue | 2.95B | 2.65B | 2.52B | 2.34B | 2.13B | 1.94B |
| Gross Profit | 3.64B | 3.43B | 3.16B | 2.93B | 2.99B | 2.98B |
| Selling, General & Admin | 1.62B | 1.57B | 1.42B | 1.35B | 1.34B | 1.36B |
| Operating Expenses | 2.37B | 2.29B | 2.09B | 1.96B | 1.90B | 1.84B |
| Operating Income | 1.27B | 1.14B | 1.08B | 966.50M | 1.09B | 1.14B |
| Interest Expense | -231.90M | -212.30M | -229.10M | -241.40M | -183.00M | -145.60M |
| Other Non Operating Income (Expenses) | 18.40M | 17.50M | 11.90M | 20.40M | 9.40M | 28.40M |
| EBT Excluding Unusual Items | 1.05B | 946.90M | 859.60M | 745.50M | 916.70M | 1.02B |
| Merger & Restructuring Charges | -49.90M | -49.90M | -48.00M | -37.60M | -24.00M | -8.60M |
| Gain (Loss) on Sale of Investments | 1.20M | 1.20M | 13.80M | 36.80M | -64.00M | |
| Legal Settlements | -40.00M | |||||
| Other Unusual Items | -3.30M | -3.30M | -1.10M | -3.80M | 200.00K | 800.00K |
| Pretax Income | 1.02B | 894.90M | 810.50M | 717.90M | 929.70M | 949.20M |
| Income Tax Expense | 274.20M | 230.60M | 203.20M | 166.20M | 229.50M | 200.70M |
| Earnings From Continuing Operations | 748.20M | 664.30M | 607.30M | 551.70M | 700.20M | 748.50M |
| Minority Interest in Earnings | -5.30M | -4.00M | -3.20M | -6.40M | -4.00M | -4.30M |
| Net Income | 742.90M | 660.30M | 604.10M | 545.30M | 696.20M | 744.20M |
| Net Income to Common | 742.90M | 660.30M | 604.10M | 545.30M | 696.20M | 744.20M |
| Shares Outstanding (Basic) | 119.38M | 123.20M | 123.80M | 122.90M | 122.40M | 121.90M |
| Shares Outstanding (Diluted) | 120.05M | 124.10M | 124.90M | 123.90M | 123.30M | 123.60M |
| EPS (Basic) | 6.22 | 5.36 | 4.88 | 4.44 | 5.69 | 6.11 |
| EPS (Diluted) | 6.18 | 5.32 | 4.84 | 4.40 | 5.65 | 6.02 |
| Free Cash Flow | 1.10B | 1.13B | 813.00M | 515.50M | 132.60M | 865.80M |
| Free Cash Flow Per Share | 9.20 | 9.14 | 6.51 | 4.16 | 1.07 | 7.00 |
| Dividend Per Share | 2.18 | 1.89 | 1.56 | 1.56 | 1.56 | 1.56 |
| Gross Margin | 55.18% | 56.45% | 55.66% | 55.65% | 58.32% | 60.54% |
| Operating Margin | 19.23% | 18.80% | 18.95% | 18.36% | 21.29% | 23.12% |
| Profit Margin | 11.27% | 10.87% | 10.63% | 10.36% | 13.59% | 15.11% |
| Free Cash Flow Margin | 16.75% | 18.67% | 14.31% | 9.79% | 2.59% | 17.58% |
| EBITDA | 2.03B | 1.87B | 1.76B | 1.59B | 1.66B | 1.63B |
| EBITDA Margin | 30.74% | 30.76% | 30.93% | 30.13% | 32.39% | 33.06% |
| D&A For EBITDA | 758.70M | 726.90M | 680.60M | 619.80M | 568.60M | 489.60M |
| EBIT | 1.27B | 1.14B | 1.08B | 966.50M | 1.09B | 1.14B |
| EBIT Margin | 19.23% | 18.80% | 18.95% | 18.36% | 21.29% | 23.12% |
| Effective Tax Rate | 26.82% | 25.77% | 25.07% | 23.15% | 24.69% | 21.14% |
| Advertising Expenses | 70.10M | 60.70M | 67.00M | 70.10M | 70.20M |
Balance sheet
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | 192.90M | 180.80M | 169.90M | 216.80M | 285.20M | 224.70M |
| Cash & Short-Term Investments | 192.90M | 180.80M | 169.90M | 216.80M | 285.20M | 224.70M |
| Accounts Receivable | 1.10B | 1.01B | 957.60M | 908.20M | 857.70M | 727.60M |
| Other Receivables | 60.00M | 40.90M | 55.30M | 19.80M | ||
| Receivables | 1.16B | 1.01B | 957.60M | 949.10M | 913.00M | 747.40M |
| Prepaid Expenses | 147.50M | 144.20M | 134.90M | 142.50M | 134.30M | 108.40M |
| Other Current Assets | 82.00M | 74.50M | 98.20M | 47.90M | 38.00M | 40.40M |
| Total Current Assets | 1.59B | 1.41B | 1.36B | 1.36B | 1.37B | 1.12B |
| Property, Plant & Equipment | 1.92B | 1.93B | 1.89B | 1.83B | 1.59B | 1.32B |
| Long-Term Investments | 88.90M | 74.50M | 56.40M | |||
| Goodwill | 6.81B | 6.75B | 6.55B | 6.83B | 6.38B | 6.26B |
| Other Intangible Assets | 1.26B | 1.43B | 1.62B | 1.95B | 1.91B | 1.99B |
| Long-Term Deferred Tax Assets | 39.10M | 33.80M | 10.20M | 6.60M | 9.00M | |
| Other Long-Term Assets | 357.50M | 308.70M | 309.60M | 207.10M | 212.10M | 287.70M |
| Total Assets | 11.94B | 11.86B | 11.76B | 12.28B | 11.55B | 11.04B |
| Accounts Payable | 115.30M | 206.40M | 138.20M | 197.60M | 250.80M | 211.60M |
| Accrued Expenses | 529.30M | 569.20M | 474.10M | 500.20M | 445.80M | 518.30M |
| Short-Term Debt | 149.00M | 762.00M | 286.50M | 196.00M | 566.80M | 824.80M |
| Current Portion of Long-Term Debt | 8.70M | 276.00M | 401.20M | 767.40M | 400.40M | |
| Current Portion of Leases | 36.10M | |||||
| Current Unearned Revenue | 112.80M | 101.20M | 115.50M | 109.50M | 132.90M | 121.30M |
| Other Current Liabilities | 544.70M | 384.50M | 396.00M | 248.30M | 218.50M | 615.30M |
| Total Current Liabilities | 1.46B | 2.34B | 1.81B | 2.02B | 2.02B | 2.29B |
| Long-Term Debt | 5.05B | 4.06B | 4.32B | 4.75B | 4.82B | 4.47B |
| Long-Term Leases | 112.80M | |||||
| Pension & Post-Retirement Benefits | 100.90M | 103.40M | 106.70M | 100.10M | 100.40M | 130.10M |
| Long-Term Deferred Tax Liabilities | 459.90M | 390.80M | 351.60M | 474.90M | 460.30M | 358.20M |
| Other Long-Term Liabilities | 253.40M | 128.30M | 247.20M | 250.70M | 178.60M | 190.00M |
| Total Liabilities | 7.32B | 7.13B | 6.84B | 7.59B | 7.57B | 7.44B |
| Common Stock | 236.60M | 236.60M | 236.60M | 236.60M | 236.60M | 236.60M |
| Additional Paid-In Capital | 2.10B | 2.02B | 1.92B | 1.76B | 1.59B | 1.54B |
| Retained Earnings | 6.81B | 6.45B | 6.02B | 5.61B | 5.26B | 4.75B |
| Treasury Stock | -4.23B | -3.58B | -2.64B | -2.64B | -2.65B | -2.64B |
| Comprehensive Income & Other | -447.10M | -523.00M | -728.60M | -437.10M | -479.60M | -301.30M |
| Total Common Equity | 4.47B | 4.60B | 4.80B | 4.53B | 3.96B | 3.58B |
| Minority Interest | 141.30M | 133.90M | 122.70M | 153.40M | 16.80M | 16.80M |
| Shareholders' Equity | 4.61B | 4.74B | 4.92B | 4.69B | 3.97B | 3.60B |
| Total Liabilities & Equity | 11.94B | 11.86B | 11.76B | 12.28B | 11.55B | 11.04B |
| Total Debt | 5.21B | 5.24B | 5.01B | 5.71B | 5.79B | 5.29B |
| Net Cash (Debt) | -5.01B | -5.06B | -4.84B | -5.49B | -5.50B | -5.07B |
| Net Cash Per Share | -41.76 | -40.78 | -38.76 | -44.35 | -44.62 | -41.02 |
| Filing Date Shares Outstanding | 117.02M | 120.27M | 124.02M | 123.96M | 122.49M | 122.08M |
| Total Common Shares Outstanding | 117.10M | 120.40M | 124.00M | 123.00M | 122.50M | 122.10M |
| Working Capital | 126.80M | -923.20M | -450.90M | -662.70M | -644.70M | -1.17B |
| Book Value Per Share | 38.20 | 38.24 | 38.68 | 36.86 | 32.30 | 29.36 |
| Tangible Book Value | -3.60B | -3.57B | -3.37B | -4.25B | -4.34B | -4.67B |
| Tangible Book Value Per Share | -30.72 | -29.63 | -27.15 | -34.55 | -35.43 | -38.22 |
| Land | 297.80M | 299.60M | 285.00M | 272.90M | 261.60M | 250.30M |
| Machinery | 230.90M | 239.30M | 229.60M | 247.90M | 281.40M | 299.60M |
Cash flow statement
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Net Income | 742.90M | 660.30M | 604.10M | 545.30M | 696.20M | 744.20M |
| Depreciation & Amortization | 758.70M | 726.90M | 680.60M | 619.80M | 568.60M | 489.60M |
| Loss (Gain) From Sale of Assets | -4.80M | |||||
| Loss (Gain) From Sale of Investments | -400.00K | -1.20M | -13.80M | -36.80M | 63.60M | |
| Stock-Based Compensation | 89.00M | 78.40M | 81.60M | 71.80M | 62.60M | 54.90M |
| Other Operating Activities | 79.40M | 34.20M | -63.70M | -63.80M | 92.10M | 13.60M |
| Change in Accounts Receivable | -87.00M | -40.90M | -66.30M | -23.30M | -138.60M | -66.20M |
| Change in Other Net Operating Assets | 30.30M | 158.00M | 88.20M | -19.20M | -487.00M | 39.90M |
| Operating Cash Flow | 1.61B | 1.62B | 1.32B | 1.12B | 757.10M | 1.33B |
| Capital Expenditures | -508.90M | -481.40M | -511.50M | -601.30M | -624.50M | -469.00M |
| Sale of Property, Plant & Equipment | 4.90M | |||||
| Cash Acquisitions | -74.10M | -74.10M | -283.80M | -433.80M | -2.94B | |
| Divestitures | 400.00K | 1.20M | 6.90M | 98.80M | 1.50M | |
| Investing Cash Flow | -582.60M | -554.30M | -511.50M | -878.20M | -959.50M | -3.40B |
| Short-Term Debt Issued | 474.70M | 91.20M | 242.20M | 323.40M | ||
| Long-Term Debt Issued | 1.70M | 649.80M | 872.90M | 749.30M | 1.70B | |
| Total Debt Issued | 1.47B | 476.40M | 741.00M | 872.90M | 991.50M | 2.02B |
| Short-Term Debt Repaid | -371.20M | |||||
| Long-Term Debt Repaid | -400.20M | -1.45B | -579.30M | -500.00M | -1.10B | |
| Total Debt Repaid | -1.08B | -400.20M | -1.45B | -950.50M | -500.00M | -1.10B |
| Net Debt Issued (Repaid) | 395.50M | 76.20M | -704.60M | -77.60M | 491.50M | 920.30M |
| Issuance of Common Stock | 32.10M | 46.40M | 78.20M | 32.30M | 16.90M | 46.80M |
| Repurchase of Common Stock | -1.18B | -942.50M | -16.80M | -17.30M | -33.90M | -127.20M |
| Common Dividends Paid | -260.20M | -232.80M | -193.20M | -191.80M | -191.10M | -190.00M |
| Other Financing Activities | -14.30M | -7.00M | -10.00M | -51.80M | -9.70M | -32.20M |
| Financing Cash Flow | -1.02B | -1.06B | -846.40M | -306.20M | 273.70M | 617.70M |
| Foreign Exchange Rate Adjustments | -2.00M | 9.20M | -13.50M | -800.00K | -10.80M | -14.20M |
| Net Cash Flow | 3.90M | 10.90M | -46.90M | -68.40M | 60.50M | -1.46B |
| Free Cash Flow | 1.10B | 1.13B | 813.00M | 515.50M | 132.60M | 865.80M |
| Free Cash Flow Margin | 16.75% | 18.67% | 14.31% | 9.79% | 2.59% | 17.58% |
| Free Cash Flow Per Share | 9.20 | 9.14 | 6.51 | 4.16 | 1.07 | 7.00 |
| Levered Free Cash Flow | 944.60M | 1.00B | 797.51M | 496.89M | -33.84M | 677.88M |
| Unlevered Free Cash Flow | 1.09B | 1.13B | 940.70M | 647.76M | 80.54M | 768.88M |
| Cash Interest Paid | 209.70M | 209.70M | 214.90M | 231.50M | 161.70M | 139.70M |
| Cash Income Tax Paid | 197.70M | 197.70M | 268.10M | 203.20M | 152.40M | 192.30M |
| Change in Working Capital | -56.70M | 117.10M | 21.90M | -42.50M | -625.60M | -26.30M |
Ratios
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Market Capitalization | 22.53B | 26.56B | 31.58B | 30.47B | 23.80B | 35.72B |
| Enterprise Value | 27.54B | 31.32B | 36.72B | 36.25B | 29.46B | 39.18B |
| Last Close Price | 192.51 | 215.03 | 250.58 | 241.70 | 188.56 | 281.82 |
| PE Ratio | 31.15 | 40.22 | 52.27 | 55.88 | 34.18 | 48.00 |
| Forward PE | 21.28 | 25.87 | 29.77 | 32.43 | 27.28 | 35.03 |
| PS Ratio | 3.42 | 4.37 | 5.56 | 5.79 | 4.65 | 7.25 |
| PB Ratio | 5.04 | 5.61 | 6.42 | 6.50 | 5.99 | 9.92 |
| P/FCF Ratio | 20.40 | 23.41 | 38.84 | 59.11 | 179.47 | 41.26 |
| P/OCF Ratio | 13.97 | 16.44 | 23.84 | 27.28 | 31.43 | 26.76 |
| PEG Ratio | 1.67 | 1.39 | 1.34 | 1.67 | 2.85 | 2.84 |
| EV/Sales Ratio | 4.18 | 5.16 | 6.46 | 6.88 | 5.75 | 7.96 |
| EV/EBITDA Ratio | 13.59 | 16.76 | 20.89 | 22.85 | 17.76 | 24.07 |
| EV/EBIT Ratio | 21.72 | 27.43 | 34.10 | 37.51 | 27.02 | 34.42 |
| EV/FCF Ratio | 24.95 | 27.61 | 45.16 | 70.32 | 222.13 | 45.25 |
| Debt / Equity Ratio | 1.13 | 1.11 | 1.02 | 1.22 | 1.46 | 1.47 |
| Debt / EBITDA Ratio | 2.51 | 2.73 | 2.85 | 3.60 | 3.49 | 3.25 |
| Debt / FCF Ratio | 4.72 | 4.62 | 6.16 | 11.08 | 43.65 | 6.12 |
| Net Debt / Equity Ratio | 1.09 | 1.07 | 0.98 | 1.17 | 1.39 | 1.41 |
| Net Debt / EBITDA Ratio | 2.47 | 2.71 | 2.75 | 3.46 | 3.32 | 3.12 |
| Net Debt / FCF Ratio | 4.54 | 4.46 | 5.95 | 10.66 | 41.49 | 5.86 |
| Asset Turnover | 0.56 | 0.51 | 0.47 | 0.44 | 0.45 | 0.48 |
| Quick Ratio | 0.93 | 0.51 | 0.62 | 0.58 | 0.59 | 0.42 |
| Current Ratio | 1.09 | 0.60 | 0.75 | 0.67 | 0.68 | 0.49 |
| Return on Equity (ROE) | 15.44% | 13.76% | 12.64% | 12.74% | 18.49% | 21.98% |
| Return on Assets (ROA) | 6.67% | 6.04% | 5.60% | 5.07% | 6.03% | 6.89% |
| Return on Invested Capital (ROIC) | 9.54% | 8.67% | 8.09% | 7.56% | 9.05% | 12.32% |
| Return on Capital Employed (ROCE) | 12.10% | 12.00% | 10.80% | 9.40% | 11.40% | 13.00% |
| Earnings Yield | 3.21% | 2.49% | 1.91% | 1.79% | 2.93% | 2.08% |
| FCF Yield | 4.90% | 4.27% | 2.57% | 1.69% | 0.56% | 2.42% |
| Dividend Yield | 1.16% | 0.86% | 0.61% | 0.63% | 0.80% | 0.53% |
| Payout Ratio | 36.25% | 35.26% | 31.98% | 35.17% | 27.45% | 25.53% |
| Buyback Yield / Dilution | 3.77% | 0.64% | -0.81% | -0.49% | 0.24% | -0.65% |
| Total Shareholder Return | 4.93% | 1.50% | -0.19% | 0.14% | 1.05% | -0.12% |