NYSE : BFH
Bread Financial Holdings, Inc. — Key statistics
Financials · Credit Services · United States
Last price 103.41 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 3.93B
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 3.93B |
| Enterprise Value | 3.10B |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 22, 2026 |
| Ex-Dividend Date | Nov 30, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 37.96M |
| Shares Outstanding | 37.96M |
| Shares Change (YoY) | -13.28% |
| Shares Change (QoQ) | -3.44% |
| Owned by Insiders (%) | 1.73% |
| Owned by Institutions (%) | 107.75% |
| Float | 37.29M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 8.29 |
| Forward PE | 7.63 |
| PS Ratio | 1.46 |
| Forward PS | 0.95 |
| PB Ratio | 1.14 |
| P/TBV Ratio | 1.43 |
| P/FCF Ratio | 1.79 |
| P/OCF Ratio | 1.79 |
| PEG Ratio | 0.70 |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 5.88 |
| EV / Sales | 1.15 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 1.42 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.91 |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.43 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 15.87% |
| Return on Assets (ROA) | 2.38% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.97% |
| Revenue Per Employee | $448,667 |
| Profits Per Employee | $87,833 |
| Employee Count | 6,000 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 159.00M |
| Effective Tax Rate | 22.88% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 1.18 |
| 52-Week Price Change | +66.23% |
| 50-Day Moving Average | 103.80 |
| 200-Day Moving Average | 91.75 |
| Relative Strength Index (RSI) | 51.10 |
| Average Volume (20 Days) | 564,775 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 42,770 |
| Short Previous Month | 2.79M |
| Short % of Shares Out | 0.11% |
| Short % of Float | 0.11% |
| Short Ratio (days to cover) | 0.07 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 2.69B |
| Gross Profit | 2.69B |
| Operating Income | 753.00M |
| Pretax Income | 695.00M |
| Net Income | 527.00M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $12.47 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 3.96B |
| Total Debt | 3.13B |
| Net Cash | 827.00M |
| Net Cash Per Share | $21.79 |
| Equity (Book Value) | 3.44B |
| Book Value Per Share | 90.45 |
| Working Capital | -10.89B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 2.19B |
| Capital Expenditures | -18.00M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -707.00M |
| Free Cash Flow | 2.19B |
| FCF Per Share | $57.66 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 27.97% |
| Pretax Margin | 25.82% |
| Profit Margin | 19.95% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 81.32% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $1.00 |
| Dividend Yield | 0.97% |
| Dividend Growth (YoY) | 9.30% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 8.02% |
| FCF Payout Ratio | 1.73% |
| Buyback Yield | 13.28% |
| Shareholder Yield | 14.25% |
| Earnings Yield | 12.06% |
| FCF Yield | 55.76% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $115.25 |
| Price Target Difference | 11.45% |
| Analyst Consensus | Buy |
| Analyst Count | 17 |
| Revenue Growth Forecast (3Y) | 3.82% |
| EPS Growth Forecast (3Y) | 9.33% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |