NASDAQ : UNTY
Unity Bancorp, Inc. — Key statistics
Financials · Banks - Regional · United States
Last price 58.1 USD (Oct 29, 2026, 4:00 PM EDT) · Market cap 584.95M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 593.01M |
| Enterprise Value | 624.27M |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 13, 2026 |
| Ex-Dividend Date | Sep 3, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 10.07M |
| Shares Outstanding | 10.07M |
| Shares Change (YoY) | -0.17% |
| Shares Change (QoQ) | +0.12% |
| Owned by Insiders (%) | 9.27% |
| Owned by Institutions (%) | 54.74% |
| Float | 7.36M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 9.75 |
| Forward PE | 9.41 |
| PS Ratio | 4.45 |
| Forward PS | 3.91 |
| PB Ratio | 1.49 |
| P/TBV Ratio | 1.54 |
| P/FCF Ratio | 22.01 |
| P/OCF Ratio | 21.52 |
| PEG Ratio | 1.31 |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 10.16 |
| EV / Sales | 4.68 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 23.17 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.67 |
| Debt / EBITDA | n/a |
| Debt / FCF | 9.67 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 17.05% |
| Return on Assets (ROA) | 2.01% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.45% |
| Revenue Per Employee | $559,628 |
| Profits Per Employee | $257,757 |
| Employee Count | 239 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 15.23M |
| Effective Tax Rate | 19.82% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.65 |
| 52-Week Price Change | +29.71% |
| 50-Day Moving Average | 57.29 |
| 200-Day Moving Average | 55.50 |
| Relative Strength Index (RSI) | 60.86 |
| Average Volume (20 Days) | 50,169 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 205,128 |
| Short Previous Month | 217,653 |
| Short % of Shares Out | 2.04% |
| Short % of Float | 2.79% |
| Short Ratio (days to cover) | 3.40 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 133.75M |
| Gross Profit | 133.75M |
| Operating Income | 78.06M |
| Pretax Income | 76.83M |
| Net Income | 61.60M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.04 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 230.14M |
| Total Debt | 261.41M |
| Net Cash | -31.27M |
| Net Cash Per Share | -$3.11 |
| Equity (Book Value) | 388.47M |
| Book Value Per Share | 38.58 |
| Working Capital | -2.29B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 27.64M |
| Capital Expenditures | -617,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -60.98M |
| Free Cash Flow | 27.03M |
| FCF Per Share | $2.68 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 58.37% |
| Pretax Margin | 57.45% |
| Profit Margin | 46.06% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 20.72% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $0.68 |
| Dividend Yield | 1.15% |
| Dividend Growth (YoY) | 14.29% |
| Years of Dividend Growth | 12 |
| Payout Ratio | 10.60% |
| FCF Payout Ratio | 23.84% |
| Buyback Yield | 0.17% |
| Shareholder Yield | 1.32% |
| Earnings Yield | 10.26% |
| FCF Yield | 4.54% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $68.60 |
| Price Target Difference | 16.47% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (3Y) | 8.50% |
| EPS Growth Forecast (3Y) | 6.15% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | Sep 13, 2016 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |