NASDAQ : UBCP
United Bancorp, Inc. — Key statistics
Financials · Banks - Regional · United States
Last price 14.6015 USD (Oct 29, 2026, 4:00 PM EDT) · Market cap 83.75M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 81.21M |
| Enterprise Value | 146.51M |
Dates
| Measure | Value |
|---|
| Earnings Date | Nov 13, 2026 |
| Ex-Dividend Date | Sep 10, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 5.74M |
| Shares Outstanding | 5.74M |
| Shares Change (YoY) | -1.42% |
| Shares Change (QoQ) | -0.44% |
| Owned by Insiders (%) | 10.07% |
| Owned by Institutions (%) | 13.29% |
| Float | 4.76M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 10.26 |
| Forward PE | 10.49 |
| PS Ratio | 2.46 |
| Forward PS | n/a |
| PB Ratio | 1.13 |
| P/TBV Ratio | 1.14 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 11.75 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 19.34 |
| EV / Sales | 4.44 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.54 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 12.10% |
| Return on Assets (ROA) | 0.92% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 2.57% |
| Revenue Per Employee | $248,083 |
| Profits Per Employee | $56,970 |
| Employee Count | 133 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | -276,000 |
| Effective Tax Rate | n/a |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.33 |
| 52-Week Price Change | +8.51% |
| 50-Day Moving Average | 14.89 |
| 200-Day Moving Average | 15.23 |
| Relative Strength Index (RSI) | 48.22 |
| Average Volume (20 Days) | 8,220 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 6,710 |
| Short Previous Month | 6,922 |
| Short % of Shares Out | 0.12% |
| Short % of Float | 0.14% |
| Short Ratio (days to cover) | 0.67 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 33.00M |
| Gross Profit | 33.00M |
| Operating Income | 8.90M |
| Pretax Income | 7.70M |
| Net Income | 7.58M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.38 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 45.98M |
| Total Debt | 111.28M |
| Net Cash | -65.30M |
| Net Cash Per Share | -$11.38 |
| Equity (Book Value) | 72.09M |
| Book Value Per Share | 12.57 |
| Working Capital | -663.65M |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 6.91M |
| Capital Expenditures | -11.02M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -26.18M |
| Free Cash Flow | -4.11M |
| FCF Per Share | -$0.72 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 26.98% |
| Pretax Margin | 23.33% |
| Profit Margin | 24.16% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $0.96 |
| Dividend Yield | 6.74% |
| Dividend Growth (YoY) | 4.40% |
| Years of Dividend Growth | 6 |
| Payout Ratio | 68.82% |
| FCF Payout Ratio | n/a |
| Buyback Yield | 1.42% |
| Shareholder Yield | 8.16% |
| Earnings Yield | 9.75% |
| FCF Yield | -5.06% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | 4.66% |
| EPS Growth Forecast (3Y) | 10.74% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | Nov 29, 2006 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |