NASDAQ : SSBI

Summit State Bank — Key statistics

Financials · Banks - Regional · United States

Last price 11.43 USD (Oct 30, 2026, 4:00 PM EST) · Market cap 77.13M

Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports

Key statistics

Valuation

MeasureValue
Market Cap77.13M
Enterprise Value-8.25M

Dates

MeasureValue
Earnings DateOct 27, 2026
Ex-Dividend Daten/a

Shares

MeasureValue
Current Share Class6.75M
Shares Outstanding6.75M
Shares Change (YoY)+0.16%
Shares Change (QoQ)+0.00%
Owned by Insiders (%)7.45%
Owned by Institutions (%)26.63%
Float5.89M

Ratios

MeasureValue
PE Ratio229.19
Forward PEn/a
PS Ratio3.16
Forward PSn/a
PB Ratio0.78
P/TBV Ratio0.78
P/FCF Ratio4.35
P/OCF Ratio4.30
PEG Ration/a

Evratios

MeasureValue
EV / Earningsn/a
EV / Salesn/a
EV / EBITDAn/a
EV / EBITn/a
EV / FCFn/a

Financialposition

MeasureValue
Current Ration/a
Quick Ration/a
Debt / Equity0.06
Debt / EBITDAn/a
Debt / FCF0.34
Interest Coveragen/a

Financialefficiency

MeasureValue
Return on Equity (ROE)0.34%
Return on Assets (ROA)0.03%
Return on Invested Capital (ROIC)n/a
Return on Capital Employed (ROCE)n/a
Weighted Average Cost of Capital (WACC)5.72%
Revenue Per Employee$237,330
Profits Per Employee$3,262
Employee Count103
Asset Turnovern/a
Inventory Turnovern/a

Taxes

MeasureValue
Income Tax-318,000
Effective Tax Raten/a

Stockprice

MeasureValue
Beta (5Y)0.35
52-Week Price Change+5.35%
50-Day Moving Average12.48
200-Day Moving Average13.02
Relative Strength Index (RSI)34.43
Average Volume (20 Days)3,429

Shortselling

MeasureValue
Short Interest8,176
Short Previous Month8,466
Short % of Shares Out0.12%
Short % of Float0.14%
Short Ratio (days to cover)1.52

Incomestatement

MeasureValue
Revenue24.45M
Gross Profit24.45M
Operating Income18,000
Pretax Income18,000
Net Income336,000
EBITDAn/a
EBITn/a
Earnings Per Share (EPS)$0.05

Balancesheet

MeasureValue
Cash & Cash Equivalents91.34M
Total Debt5.96M
Net Cash85.38M
Net Cash Per Share$12.65
Equity (Book Value)98.83M
Book Value Per Share14.65
Working Capital-715.78M

Cashflow

MeasureValue
Operating Cash Flow17.96M
Capital Expenditures-206,000
Depreciation & Amortizationn/a
Net Borrowingn/a
Free Cash Flow17.75M
FCF Per Share$2.63

Margins

MeasureValue
Gross Marginn/a
Operating Margin0.07%
Pretax Margin0.07%
Profit Margin1.37%
EBITDA Marginn/a
EBIT Marginn/a
FCF Margin65.06%

Dividends

MeasureValue
Dividend Per Sharen/a
Dividend Yieldn/a
Dividend Growth (YoY)n/a
Years of Dividend Growthn/a
Payout Ration/a
FCF Payout Ration/a
Buyback Yield-0.16%
Shareholder Yieldn/a
Earnings Yield0.44%
FCF Yield23.01%

Analystforecasts

MeasureValue
Price Targetn/a
Price Target Differencen/a
Analyst Consensusn/a
Analyst Countn/a
Revenue Growth Forecast (3Y)n/a
EPS Growth Forecast (3Y)n/a

Stocksplits

MeasureValue
Last Split DateOct 28, 2021
Split TypeForward
Split Ratio1.1:1

Scores

MeasureValue
Altman Z-Scoren/a
Piotroski F-Score4

Fairvalue

MeasureValue
Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside