NASDAQ : RCBC
River City Bank — Key statistics
Financials · Banks - Regional · United States
Last price 58.75 USD (Oct 29, 2026, 4:00 PM EDT) · Market cap 820.32M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 809.71M |
| Enterprise Value | 174.56M |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 23, 2026 |
| Ex-Dividend Date | Nov 3, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 13.96M |
| Shares Outstanding | 13.96M |
| Shares Change (YoY) | -4.26% |
| Shares Change (QoQ) | -2.42% |
| Owned by Insiders (%) | 33.15% |
| Owned by Institutions (%) | 7.18% |
| Float | 7.15M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 9.36 |
| Forward PE | 11.21 |
| PS Ratio | 4.76 |
| Forward PS | 4.97 |
| PB Ratio | 1.37 |
| P/TBV Ratio | 1.37 |
| P/FCF Ratio | 10.65 |
| P/OCF Ratio | 10.48 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 1.96 |
| EV / Sales | 1.03 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 2.30 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 15.95% |
| Return on Assets (ROA) | 1.50% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.32% |
| Revenue Per Employee | $1.13M |
| Profits Per Employee | $594,567 |
| Employee Count | 150 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 34.07M |
| Effective Tax Rate | 27.64% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.20 |
| 52-Week Price Change | +45.26% |
| 50-Day Moving Average | 53.18 |
| 200-Day Moving Average | 45.70 |
| Relative Strength Index (RSI) | 66.90 |
| Average Volume (20 Days) | 94,746 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 150,874 |
| Short Previous Month | 2,874 |
| Short % of Shares Out | 1.08% |
| Short % of Float | 2.11% |
| Short Ratio (days to cover) | 1.50 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 170.23M |
| Gross Profit | 170.23M |
| Operating Income | 125.97M |
| Pretax Income | 123.25M |
| Net Income | 89.19M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.20 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 635.15M |
| Total Debt | n/a |
| Net Cash | 635.15M |
| Net Cash Per Share | $45.49 |
| Equity (Book Value) | 590.87M |
| Book Value Per Share | 42.32 |
| Working Capital | -5.11B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 77.29M |
| Capital Expenditures | -1.29M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -200.00M |
| Free Cash Flow | 76.00M |
| FCF Per Share | $5.44 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 74.00% |
| Pretax Margin | 72.40% |
| Profit Margin | 52.39% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 49.06% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $0.20 |
| Dividend Yield | 0.34% |
| Dividend Growth (YoY) | 25.00% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 3.23% |
| FCF Payout Ratio | 3.67% |
| Buyback Yield | 4.26% |
| Shareholder Yield | 4.61% |
| Earnings Yield | 10.69% |
| FCF Yield | 9.39% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $58.50 |
| Price Target Difference | 0.88% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | Dec 16, 2025 |
| Split Type | Forward |
| Split Ratio | 10:1 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |