NASDAQ : PKBK
Parke Bancorp, Inc. — Financial statements
Financials · Banks - Regional · United States
Last price 32.95 USD (Oct 29, 2026, 4:00 PM EDT) · Market cap 387.54M
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Financial statements
Income statement
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Interest Income on Loans | 145.93M | 135.19M | 117.83M | 106.06M | 82.90M | 80.64M |
| Interest Income on Investments | 5.43M | 7.49M | 7.28M | 6.64M | 4.58M | 1.43M |
| Total Interest Income | 151.36M | 142.68M | 125.11M | 112.70M | 87.48M | 82.07M |
| Interest Paid on Deposits | 55.27M | 59.85M | 57.31M | 41.26M | 11.07M | 9.75M |
| Interest Paid on Borrowings | 6.11M | 6.37M | 9.09M | 7.23M | 3.08M | 3.20M |
| Total Interest Expense | 61.37M | 66.22M | 66.41M | 48.49M | 14.16M | 12.96M |
| Net Interest Income | 89.98M | 76.46M | 58.71M | 64.21M | 73.33M | 69.12M |
| Other Non-Interest Income | 2.48M | 2.17M | 2.91M | 2.78M | 3.03M | 2.86M |
| Total Non-Interest Income | 3.62M | 3.41M | 4.30M | 6.69M | 8.38M | 8.80M |
| Revenues Before Loan Losses | 93.60M | 79.86M | 63.01M | 70.91M | 81.71M | 77.92M |
| Provision for Loan Losses | 2.39M | 2.48M | 728.00K | -2.05M | 1.80M | 500.00K |
| Revenue | 91.21M | 77.38M | 62.28M | 72.96M | 79.91M | 77.42M |
| Salaries and Employee Benefits | 13.94M | 13.02M | 12.43M | 11.94M | 10.49M | 9.50M |
| Occupancy Expenses | 2.73M | 2.52M | 2.41M | 2.42M | 2.52M | 2.38M |
| Federal Deposit Insurance | 1.48M | 1.45M | 1.31M | 1.29M | 1.05M | 1.10M |
| Selling, General & Administrative | 4.14M | 5.51M | 4.62M | 4.30M | 3.89M | 5.26M |
| Other Non-Interest Expense | 5.33M | 4.83M | 4.38M | 4.98M | 5.39M | 3.97M |
| Total Non-Interest Expense | 28.50M | 27.97M | 25.98M | 25.77M | 23.83M | 22.50M |
| EBT Excluding Unusual Items | 62.71M | 49.41M | 36.30M | 47.19M | 56.08M | 54.91M |
| Other Unusual Items | -9.50M | |||||
| Pretax Income | 62.71M | 49.41M | 36.30M | 37.69M | 56.08M | 54.91M |
| Income Tax Expense | 15.37M | 11.63M | 8.79M | 9.23M | 14.25M | 13.94M |
| Earnings From Continuing Operations | 47.34M | 37.77M | 27.51M | 28.46M | 41.82M | 40.98M |
| Minority Interest in Earnings | -215.00K | |||||
| Net Income | 47.34M | 37.77M | 27.51M | 28.46M | 41.82M | 40.76M |
| Preferred Dividends & Other Adjustments | 20.00K | 20.00K | 20.00K | 26.00K | 27.00K | 28.00K |
| Net Income to Common | 47.32M | 37.76M | 27.49M | 28.44M | 41.80M | 40.73M |
| Basic Shares Outstanding | 11.73M | 11.79M | 11.95M | 11.95M | 11.92M | 11.89M |
| Diluted Shares Outstanding | 11.92M | 11.97M | 12.14M | 12.14M | 12.18M | 12.12M |
| EPS (Basic) | 4.04 | 3.20 | 2.30 | 2.38 | 3.51 | 3.43 |
| EPS (Diluted) | 3.97 | 3.16 | 2.27 | 2.35 | 3.44 | 3.36 |
| Dividend Per Share | 0.76 | 0.72 | 0.72 | 0.72 | 0.68 | 0.64 |
| Effective Tax Rate | 24.52% | 23.54% | 24.20% | 24.48% | 25.42% | 25.38% |
Balance sheet
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | 168.66M | 156.86M | 221.53M | 180.38M | 182.15M | 596.55M |
| Investment Securities | 13.83M | 4.52M | 3.95M | 3.89M | 4.32M | 4.26M |
| Mortgage-Backed Securities | 9.00M | 10.81M | 12.50M | 14.42M | 19.01M | |
| Total Investments | 13.83M | 13.52M | 14.76M | 16.39M | 18.74M | 23.27M |
| Gross Loans | 2.10B | 2.04B | 1.87B | 1.79B | 1.75B | 1.48B |
| Allowance for Loan Losses | -35.44M | -34.65M | -32.57M | -32.13M | -31.84M | -29.84M |
| Net Loans | 2.06B | 2.00B | 1.84B | 1.76B | 1.72B | 1.46B |
| Property, Plant & Equipment | 5.45M | 7.89M | 5.32M | 5.58M | 5.96M | 6.26M |
| Accrued Interest Receivable | 11.26M | 9.66M | 8.55M | 8.77M | 7.68M | |
| Long-Term Deferred Tax Assets | 10.72M | 9.11M | 9.26M | 9.18M | 7.61M | |
| Other Real Estate Owned & Foreclosed | 7.24M | 2.86M | 1.56M | 1.55M | 1.55M | 1.65M |
| Other Long-Term Assets | 76.78M | 45.74M | 44.72M | 46.58M | 38.95M | 38.41M |
| Total Assets | 2.33B | 2.25B | 2.14B | 2.02B | 1.98B | 2.14B |
| Accrued Expenses | 9.57M | 8.45M | 7.66M | 7.85M | 7.09M | |
| Interest Bearing Deposits | 1.58B | 1.46B | 1.31B | 1.23B | 1.10B | 1.05B |
| Institutional Deposits | 104.03M | 136.36M | 93.70M | 119.01M | 163.92M | |
| Non-Interest Bearing Deposits | 194.56M | 196.51M | 184.04M | 232.19M | 352.55M | 553.81M |
| Total Deposits | 1.78B | 1.76B | 1.63B | 1.55B | 1.58B | 1.77B |
| Current Portion of Long-Term Debt | 165.00M | 130.00M | 125.00M | 30.00M | 83.15M | 20.00M |
| Current Portion of Leases | 315.00K | |||||
| Accrued Interest Payable | 4.58M | 7.97M | 4.15M | 2.66M | 1.60M | |
| Long-Term Debt | 29.90M | 29.71M | 29.52M | 29.33M | ||
| Federal Home Loan Bank Debt, Long-Term | 20.00M | 95.00M | 58.15M | |||
| Long-Term Leases | 2.07M | |||||
| Trust Preferred Securities | 13.40M | 13.40M | 13.40M | 13.40M | 13.40M | 13.40M |
| Pension & Post-Retirement Benefits | 6.31M | 6.40M | 6.44M | 6.31M | 6.10M | |
| Other Long-Term Liabilities | 21.26M | |||||
| Total Liabilities | 1.98B | 1.92B | 1.84B | 1.74B | 1.72B | 1.90B |
| Preferred Stock, Convertible | 325.00K | 325.00K | 375.00K | 445.00K | 445.00K | |
| Common Stock | 356.14M | 1.24M | 1.23M | 1.22M | 1.22M | 1.22M |
| Additional Paid-In Capital | 139.27M | 137.78M | 136.70M | 136.20M | 135.45M | |
| Retained Earnings | 197.67M | 168.35M | 149.44M | 131.71M | 98.02M | |
| Treasury Stock | -13.79M | -7.28M | -3.02M | -3.02M | -3.02M | |
| Comprehensive Income & Other | -200.00K | -337.00K | -404.00K | -526.00K | 245.00K | |
| Total Common Equity | 356.14M | 324.19M | 299.75M | 283.94M | 265.59M | 231.92M |
| Shareholders' Equity | 356.14M | 324.52M | 300.07M | 284.32M | 266.03M | 232.36M |
| Total Liabilities & Equity | 2.33B | 2.25B | 2.14B | 2.02B | 1.98B | 2.14B |
| Total Debt | 178.40M | 145.79M | 188.30M | 168.11M | 126.07M | 120.88M |
| Net Cash (Debt) | -9.75M | 11.07M | 33.23M | 12.27M | 56.08M | 475.67M |
| Net Cash Per Share | -0.82 | 0.93 | 2.74 | 1.01 | 4.61 | 39.24 |
| Filing Date Shares Outstanding | 11.74M | 11.73M | 11.84M | 11.96M | 11.95M | 11.91M |
| Total Common Shares Outstanding | 11.74M | 11.64M | 11.83M | 11.96M | 11.94M | 11.90M |
| Book Value Per Share | 30.34 | 27.85 | 25.34 | 23.75 | 22.24 | 19.49 |
| Tangible Book Value | 356.14M | 324.19M | 299.75M | 283.94M | 265.59M | 231.92M |
| Tangible Book Value Per Share | 30.34 | 27.85 | 25.34 | 23.75 | 22.24 | 19.49 |
Cash flow statement
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Net Income | 37.77M | 27.51M | 28.46M | 41.82M | 40.76M | |
| Depreciation & Amortization | 508.00K | 571.00K | 464.00K | 646.00K | 687.00K | |
| Gain (Loss) on Sale of Assets | -38.00K | -328.00K | -60.00K | |||
| Gain (Loss) on Sale of Investments | -43.00K | -45.00K | -37.00K | -9.00K | 40.00K | |
| Total Asset Writedown | 147.00K | |||||
| Provision for Credit Losses | 2.48M | 728.00K | -2.05M | 1.80M | 500.00K | |
| Net Decrease (Increase) in Loans Originated / Sold - Operating | 23.00K | 98.00K | 214.00K | |||
| Accrued Interest Receivable | 709.00K | 2.38M | -4.96M | -727.00K | -1.06M | |
| Other Operating Activities | -2.39M | -529.00K | -141.00K | -1.89M | 719.00K | |
| Operating Cash Flow | 39.55M | 35.16M | 23.02M | 43.45M | 38.64M | |
| Capital Expenditures | -595.00K | -119.00K | -150.00K | -64.00K | ||
| Sale of Property, Plant and Equipment | 105.00K | |||||
| Investment in Securities | 1.47M | 1.76M | 2.56M | 3.50M | -2.50M | |
| Net Decrease (Increase) in Loans Originated / Sold - Investing | -168.97M | -80.73M | -35.99M | -268.42M | 79.00M | |
| Other Investing Activities | -4.98M | -983.00K | -1.73M | -295.00K | 2.40M | |
| Investing Cash Flow | -173.07M | -80.07M | -34.89M | -262.94M | 79.19M | |
| Short-Term Debt Issued | 5.00M | 95.00M | ||||
| Long-Term Debt Issued | 95.00M | 63.15M | ||||
| Total Debt Issued | 5.00M | 95.00M | 95.00M | 63.15M | ||
| Long-Term Debt Repaid | -50.00M | -75.00M | -53.15M | -58.15M | -146.53M | |
| Net Debt Issued (Repaid) | -45.00M | 20.00M | 41.85M | 5.00M | -146.53M | |
| Issuance of Common Stock | 1.20M | 706.00K | 33.00K | 406.00K | 201.00K | |
| Repurchase of Common Stock | -6.51M | -4.26M | ||||
| Common Dividends Paid | -8.43M | -8.58M | -8.60M | |||
| Preferred Dividends Paid | -20.00K | -20.00K | -26.00K | |||
| Total Dividends Paid | -8.45M | -8.60M | -8.63M | -7.89M | -7.63M | |
| Net Increase (Decrease) in Deposit Accounts | 127.62M | 78.22M | -23.15M | -192.43M | 175.97M | |
| Other Financing Activities | -1.00K | -1.89M | ||||
| Financing Cash Flow | 68.86M | 86.06M | 10.10M | -194.91M | 20.12M | |
| Net Cash Flow | -64.66M | 41.15M | -1.77M | -414.40M | 137.95M | |
| Free Cash Flow | 38.96M | 35.04M | 23.02M | 43.30M | 38.58M | |
| Free Cash Flow Margin | 50.34% | 56.26% | 31.55% | 54.19% | 49.83% | |
| Free Cash Flow Per Share | 3.25 | 2.89 | 1.90 | 3.56 | 3.18 | |
| Cash Interest Paid | 69.61M | 62.58M | 47.01M | 13.10M | 13.69M | |
| Cash Income Tax Paid | 8.43M | 4.54M | 14.68M | 13.92M | 16.81M |
Ratios
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Market Capitalization | 392.48M | 290.35M | 243.75M | 241.92M | 247.27M | 253.11M |
| Last Close Price | 33.37 | 24.41 | 19.28 | 18.29 | 17.98 | 17.91 |
| PE Ratio | 8.40 | 7.69 | 8.87 | 8.51 | 5.92 | 6.21 |
| PS Ratio | 4.30 | 3.75 | 3.91 | 3.32 | 3.09 | 3.27 |
| PB Ratio | 1.10 | 0.90 | 0.81 | 0.85 | 0.93 | 1.09 |
| P/FCF Ratio | 8.83 | 7.45 | 6.96 | 10.51 | 5.71 | 6.56 |
| P/OCF Ratio | 8.75 | 7.34 | 6.93 | 10.51 | 5.69 | 6.55 |
| Debt / Equity Ratio | 0.50 | 0.45 | 0.63 | 0.59 | 0.47 | 0.52 |
| Debt / FCF Ratio | 3.74 | 5.37 | 7.30 | 2.91 | 3.13 | |
| Net Debt / Equity Ratio | 0.03 | -0.03 | -0.11 | -0.04 | -0.21 | -2.05 |
| Net Debt / FCF Ratio | -0.28 | -0.95 | -0.53 | -1.29 | -12.33 | |
| Return on Equity (ROE) | 14.11% | 12.10% | 9.42% | 10.34% | 16.78% | 18.84% |
| Return on Assets (ROA) | 2.10% | 1.72% | 1.32% | 1.42% | 2.03% | 1.94% |
| Earnings Yield | 11.90% | 13.01% | 11.29% | 11.77% | 16.91% | 16.10% |
| FCF Yield | 11.33% | 13.42% | 14.37% | 9.52% | 17.51% | 15.24% |
| Dividend Yield | 2.40% | 2.89% | 3.49% | 3.56% | 3.28% | 3.01% |
| Payout Ratio | 20.14% | 22.37% | 31.27% | 30.32% | 18.86% | 18.73% |
| Buyback Yield / Dilution | 0.93% | 1.42% | -0.02% | 0.32% | -0.45% | -1.09% |
| Total Shareholder Return | 3.33% | 4.31% | 3.47% | 3.87% | 2.83% | 1.91% |