NASDAQ : PEBK

Peoples Bancorp of North Carolina, Inc. — Key statistics

Financials · Banks - Regional · United States

Last price 44.035 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 234.30M

Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports

Key statistics

Valuation

MeasureValue
Market Cap240.18M
Enterprise Value201.62M

Dates

MeasureValue
Earnings DateOct 19, 2026
Ex-Dividend DateSep 3, 2026

Shares

MeasureValue
Current Share Class5.32M
Shares Outstanding5.32M
Shares Change (YoY)-0.32%
Shares Change (QoQ)-0.39%
Owned by Insiders (%)11.32%
Owned by Institutions (%)48.69%
Float4.54M

Ratios

MeasureValue
PE Ratio11.23
Forward PEn/a
PS Ratio2.62
Forward PSn/a
PB Ratio1.49
P/TBV Ratio1.52
P/FCF Ratio11.96
P/OCF Ratio11.18
PEG Ration/a

Evratios

MeasureValue
EV / Earnings9.15
EV / Sales2.20
EV / EBITDAn/a
EV / EBITn/a
EV / FCF10.04

Financialposition

MeasureValue
Current Ration/a
Quick Ration/a
Debt / Equity0.12
Debt / EBITDAn/a
Debt / FCF0.93
Interest Coveragen/a

Financialefficiency

MeasureValue
Return on Equity (ROE)14.32%
Return on Assets (ROA)1.26%
Return on Invested Capital (ROIC)n/a
Return on Capital Employed (ROCE)n/a
Weighted Average Cost of Capital (WACC)5.54%
Revenue Per Employee$331,870
Profits Per Employee$79,681
Employee Count276
Asset Turnovern/a
Inventory Turnovern/a

Taxes

MeasureValue
Income Tax6.52M
Effective Tax Rate22.85%

Stockprice

MeasureValue
Beta (5Y)0.31
52-Week Price Change+49.27%
50-Day Moving Average43.82
200-Day Moving Average41.45
Relative Strength Index (RSI)51.48
Average Volume (20 Days)30,052

Shortselling

MeasureValue
Short Interest72,223
Short Previous Month77,412
Short % of Shares Out1.36%
Short % of Float1.59%
Short Ratio (days to cover)3.14

Incomestatement

MeasureValue
Revenue91.60M
Gross Profit91.60M
Operating Income29.30M
Pretax Income28.51M
Net Income21.99M
EBITDAn/a
EBITn/a
Earnings Per Share (EPS)$4.02

Balancesheet

MeasureValue
Cash & Cash Equivalents57.15M
Total Debt18.59M
Net Cash38.56M
Net Cash Per Share$7.25
Equity (Book Value)157.66M
Book Value Per Share29.63
Working Capital-1.49B

Cashflow

MeasureValue
Operating Cash Flow21.44M
Capital Expenditures-1.39M
Depreciation & Amortizationn/a
Net Borrowingn/a
Free Cash Flow20.05M
FCF Per Share$3.77

Margins

MeasureValue
Gross Marginn/a
Operating Margin31.99%
Pretax Margin31.12%
Profit Margin24.01%
EBITDA Marginn/a
EBIT Marginn/a
FCF Margin22.23%

Dividends

MeasureValue
Dividend Per Share$0.84
Dividend Yield1.86%
Dividend Growth (YoY)5.26%
Years of Dividend Growth4
Payout Ratio24.87%
FCF Payout Ratio26.54%
Buyback Yield0.32%
Shareholder Yield2.18%
Earnings Yield8.91%
FCF Yield8.36%

Analystforecasts

MeasureValue
Price Targetn/a
Price Target Differencen/a
Analyst Consensusn/a
Analyst Countn/a
Revenue Growth Forecast (3Y)n/a
EPS Growth Forecast (3Y)n/a

Stocksplits

MeasureValue
Last Split DateDec 1, 2017
Split TypeForward
Split Ratio1.1:1

Scores

MeasureValue
Altman Z-Scoren/a
Piotroski F-Score3

Fairvalue

MeasureValue
Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside