NASDAQ : NWFL
Norwood Financial Corp. — Key statistics
Financials · Banks - Regional · United States
Last price 35.64 USD (Oct 30, 2026, 9:34 AM EDT) · Market cap 386.95M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 392.49M |
| Enterprise Value | 438.81M |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 27, 2026 |
| Ex-Dividend Date | Oct 15, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 10.86M |
| Shares Outstanding | 10.86M |
| Shares Change (YoY) | +17.69% |
| Shares Change (QoQ) | +0.39% |
| Owned by Insiders (%) | 9.40% |
| Owned by Institutions (%) | 43.12% |
| Float | 9.84M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 11.76 |
| Forward PE | 9.48 |
| PS Ratio | 3.67 |
| Forward PS | 3.19 |
| PB Ratio | 1.39 |
| P/TBV Ratio | 1.61 |
| P/FCF Ratio | 13.10 |
| P/OCF Ratio | 11.89 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 13.60 |
| EV / Sales | 4.10 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 14.65 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.42 |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.97 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 12.45% |
| Return on Assets (ROA) | 1.20% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.54% |
| Revenue Per Employee | $380,957 |
| Profits Per Employee | $114,815 |
| Employee Count | 281 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 8.83M |
| Effective Tax Rate | 21.49% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.54 |
| 52-Week Price Change | +35.85% |
| 50-Day Moving Average | 34.28 |
| 200-Day Moving Average | 31.68 |
| Relative Strength Index (RSI) | 62.82 |
| Average Volume (20 Days) | 56,133 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 156,548 |
| Short Previous Month | 151,772 |
| Short % of Shares Out | 1.44% |
| Short % of Float | 1.59% |
| Short Ratio (days to cover) | 4.24 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 107.05M |
| Gross Profit | 107.05M |
| Operating Income | 49.23M |
| Pretax Income | 41.09M |
| Net Income | 32.26M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.07 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 72.52M |
| Total Debt | 118.85M |
| Net Cash | -46.33M |
| Net Cash Per Share | -$4.27 |
| Equity (Book Value) | 283.36M |
| Book Value Per Share | 26.10 |
| Working Capital | -2.49B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 33.02M |
| Capital Expenditures | -3.06M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -88.02M |
| Free Cash Flow | 29.95M |
| FCF Per Share | $2.76 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 45.99% |
| Pretax Margin | 38.39% |
| Profit Margin | 30.14% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 30.05% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $1.28 |
| Dividend Yield | 3.54% |
| Dividend Growth (YoY) | 3.23% |
| Years of Dividend Growth | 27 |
| Payout Ratio | 41.65% |
| FCF Payout Ratio | 46.40% |
| Buyback Yield | -17.69% |
| Shareholder Yield | -14.15% |
| Earnings Yield | 8.50% |
| FCF Yield | 7.63% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $36.50 |
| Price Target Difference | 0.97% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | 15.33% |
| EPS Growth Forecast (3Y) | 12.43% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | Sep 18, 2017 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |