NASDAQ : NODK
NI Holdings, Inc. — Key statistics
Financials · Insurance - Property & Casualty · United States
Last price 15.12 USD (Oct 29, 2026, 4:00 PM EDT) · Market cap 308.52M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 305.25M |
| Enterprise Value | 254.80M |
Dates
| Measure | Value |
|---|
| Earnings Date | Nov 13, 2026 |
| Ex-Dividend Date | n/a |
Shares
| Measure | Value |
|---|
| Current Share Class | 20.40M |
| Shares Outstanding | 20.40M |
| Shares Change (YoY) | -0.93% |
| Shares Change (QoQ) | -0.29% |
| Owned by Insiders (%) | 0.75% |
| Owned by Institutions (%) | 17.54% |
| Float | 6.00M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 39.92 |
| Forward PE | n/a |
| PS Ratio | 1.14 |
| Forward PS | n/a |
| PB Ratio | 1.23 |
| P/TBV Ratio | 1.22 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 32.53 |
| EV / Sales | 0.95 |
| EV / EBITDA | 21.37 |
| EV / EBIT | 22.78 |
| EV / FCF | n/a |
Financialposition
| Measure | Value |
|---|
| Current Ratio | 0.58 |
| Quick Ratio | 0.53 |
| Debt / Equity | 0.00 |
| Debt / EBITDA | 0.09 |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 3.18% |
| Return on Assets (ROA) | 1.20% |
| Return on Invested Capital (ROIC) | 3.12% |
| Return on Capital Employed (ROCE) | 4.47% |
| Weighted Average Cost of Capital (WACC) | 5.57% |
| Revenue Per Employee | $1.55M |
| Profits Per Employee | $45,535 |
| Employee Count | 172 |
| Asset Turnover | 0.46 |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 3.35M |
| Effective Tax Rate | 29.98% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.24 |
| 52-Week Price Change | +13.25% |
| 50-Day Moving Average | 14.98 |
| 200-Day Moving Average | 14.33 |
| Relative Strength Index (RSI) | 52.35 |
| Average Volume (20 Days) | 18,187 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 99,023 |
| Short Previous Month | 94,384 |
| Short % of Shares Out | 0.49% |
| Short % of Float | 1.65% |
| Short Ratio (days to cover) | 3.34 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 267.40M |
| Gross Profit | 11.19M |
| Operating Income | 11.19M |
| Pretax Income | 11.19M |
| Net Income | 7.83M |
| EBITDA | 11.93M |
| EBIT | 11.19M |
| Earnings Per Share (EPS) | $0.37 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 51.61M |
| Total Debt | 1.16M |
| Net Cash | 50.45M |
| Net Cash Per Share | $2.47 |
| Equity (Book Value) | 249.38M |
| Book Value Per Share | 12.21 |
| Working Capital | -123.00M |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | -32.52M |
| Capital Expenditures | -96,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -81,000 |
| Free Cash Flow | -32.61M |
| FCF Per Share | -$1.60 |
Margins
| Measure | Value |
|---|
| Gross Margin | 4.18% |
| Operating Margin | 4.18% |
| Pretax Margin | 4.18% |
| Profit Margin | 2.93% |
| EBITDA Margin | 4.46% |
| EBIT Margin | 4.18% |
| FCF Margin | n/a |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | 0.93% |
| Shareholder Yield | n/a |
| Earnings Yield | 2.51% |
| FCF Yield | -10.68% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |