NASDAQ : NMIH
NMI Holdings, Inc. — Key statistics
Financials · Insurance - Specialty · United States
Last price 42.67 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 3.21B
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 3.21B |
| Enterprise Value | 3.56B |
Dates
| Measure | Value |
|---|
| Earnings Date | Nov 5, 2026 |
| Ex-Dividend Date | n/a |
Shares
| Measure | Value |
|---|
| Current Share Class | 75.22M |
| Shares Outstanding | 75.22M |
| Shares Change (YoY) | -3.04% |
| Shares Change (QoQ) | -1.10% |
| Owned by Insiders (%) | 1.69% |
| Owned by Institutions (%) | 101.68% |
| Float | 73.91M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 8.40 |
| Forward PE | 7.97 |
| PS Ratio | 4.39 |
| Forward PS | 4.15 |
| PB Ratio | 1.19 |
| P/TBV Ratio | 1.19 |
| P/FCF Ratio | 7.27 |
| P/OCF Ratio | 7.16 |
| PEG Ratio | 1.37 |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 9.01 |
| EV / Sales | 4.88 |
| EV / EBITDA | 6.53 |
| EV / EBIT | 6.66 |
| EV / FCF | 8.07 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | 2.03 |
| Quick Ratio | 0.70 |
| Debt / Equity | 0.16 |
| Debt / EBITDA | 0.78 |
| Debt / FCF | 0.96 |
| Interest Coverage | 18.79 |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 15.43% |
| Return on Assets (ROA) | 8.82% |
| Return on Invested Capital (ROIC) | 13.49% |
| Return on Capital Employed (ROCE) | 14.69% |
| Weighted Average Cost of Capital (WACC) | 7.10% |
| Revenue Per Employee | $3.25M |
| Profits Per Employee | $1.76M |
| Employee Count | 225 |
| Asset Turnover | 0.19 |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 111.39M |
| Effective Tax Rate | 21.98% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.56 |
| 52-Week Price Change | +19.93% |
| 50-Day Moving Average | 42.26 |
| 200-Day Moving Average | 40.24 |
| Relative Strength Index (RSI) | 57.11 |
| Average Volume (20 Days) | 885,021 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 2.97M |
| Short Previous Month | 2.20M |
| Short % of Shares Out | 3.95% |
| Short % of Float | 4.02% |
| Short Ratio (days to cover) | 3.60 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 730.78M |
| Gross Profit | 558.20M |
| Operating Income | 535.20M |
| Pretax Income | 506.72M |
| Net Income | 395.33M |
| EBITDA | 545.69M |
| EBIT | 535.20M |
| Earnings Per Share (EPS) | $5.08 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 161.26M |
| Total Debt | 426.15M |
| Net Cash | -354.02M |
| Net Cash Per Share | -$4.71 |
| Equity (Book Value) | 2.71B |
| Book Value Per Share | 35.89 |
| Working Capital | 364.92M |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 448.51M |
| Capital Expenditures | -6.91M |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 441.61M |
| FCF Per Share | $5.87 |
Margins
| Measure | Value |
|---|
| Gross Margin | 76.38% |
| Operating Margin | 73.24% |
| Pretax Margin | 69.34% |
| Profit Margin | 54.10% |
| EBITDA Margin | 74.67% |
| EBIT Margin | 73.24% |
| FCF Margin | 60.43% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | 3.04% |
| Shareholder Yield | 3.04% |
| Earnings Yield | 11.90% |
| FCF Yield | 13.76% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $48.88 |
| Price Target Difference | 14.55% |
| Analyst Consensus | Buy |
| Analyst Count | 8 |
| Revenue Growth Forecast (3Y) | 5.25% |
| EPS Growth Forecast (3Y) | 4.72% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |