NASDAQ : JKHY
Jack Henry & Associates, Inc. — Financial statements
Technology · Information Technology Services · United States
Last price 161.34 USD (Oct 30, 2026, 4:00 PM EST) · Market cap 11.31B
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Financial statements
Jack Henry & Associates, Inc. (JKHY) reported revenue of 2.54B USD (TTM). Five years of income statement, balance sheet, cash flow and ratios below.
Income statement
Fiscal year July - June; amounts in USD.
| TTM | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|---|
| Revenue | 2.54B | 2.54B | 2.38B | 2.22B | 2.08B | 1.94B |
| Cost of Revenue | 1.43B | 1.43B | 1.36B | 1.30B | 1.22B | 1.13B |
| Gross Profit | 1.12B | 1.12B | 1.01B | 916.07M | 858.64M | 814.27M |
| Selling, General & Admin | 299.09M | 299.09M | 283.06M | 278.42M | 235.27M | 218.30M |
| Research & Development | 174.64M | 174.64M | 162.77M | 148.26M | 142.68M | 121.36M |
| Operating Expenses | 473.73M | 473.73M | 445.83M | 426.68M | 377.95M | 339.65M |
| Operating Income | 643.18M | 643.18M | 568.72M | 489.39M | 480.69M | 474.62M |
| Interest Expense | -5.39M | -5.39M | -10.44M | -16.38M | -15.07M | -2.38M |
| Interest & Investment Income | 23.14M | 23.14M | 27.76M | 25.01M | 8.96M | 32.00K |
| EBT Excluding Unusual Items | 660.94M | 660.94M | 586.04M | 498.02M | 474.57M | 472.27M |
| Merger & Restructuring Charges | -8.15M | -8.15M | ||||
| Pretax Income | 652.79M | 652.79M | 586.04M | 498.02M | 474.57M | 472.27M |
| Income Tax Expense | 150.01M | 150.01M | 130.29M | 116.20M | 107.93M | 109.35M |
| Net Income | 502.78M | 502.78M | 455.75M | 381.82M | 366.65M | 362.92M |
| Net Income to Common | 502.78M | 502.78M | 455.75M | 381.82M | 366.65M | 362.92M |
| Shares Outstanding (Basic) | 71.87M | 71.87M | 72.87M | 72.87M | 72.92M | 73.32M |
| Shares Outstanding (Diluted) | 72.04M | 72.04M | 73.05M | 73.03M | 73.10M | 73.49M |
| EPS (Basic) | 7.00 | 7.00 | 6.25 | 5.24 | 5.03 | 4.95 |
| EPS (Diluted) | 6.98 | 6.98 | 6.24 | 5.23 | 5.02 | 4.94 |
| Free Cash Flow | 694.86M | 694.86M | 588.15M | 509.92M | 342.38M | 469.97M |
| Free Cash Flow Per Share | 9.64 | 9.64 | 8.05 | 6.98 | 4.68 | 6.39 |
| Dividend Per Share | 2.38 | 2.38 | 2.26 | 2.14 | 2.02 | 1.90 |
| Gross Margin | 43.90% | 43.90% | 42.71% | 41.35% | 41.33% | 41.91% |
| Operating Margin | 25.28% | 25.28% | 23.94% | 22.09% | 23.14% | 24.43% |
| Profit Margin | 19.76% | 19.76% | 19.19% | 17.23% | 17.65% | 18.68% |
| Free Cash Flow Margin | 27.31% | 27.31% | 24.76% | 23.02% | 16.48% | 24.19% |
| EBITDA | 702.21M | 702.21M | 624.73M | 551.34M | 548.20M | 547.21M |
| EBITDA Margin | 27.60% | 27.60% | 26.30% | 24.88% | 26.38% | 28.17% |
| D&A For EBITDA | 59.03M | 59.03M | 56.02M | 61.95M | 67.52M | 72.59M |
| EBIT | 643.18M | 643.18M | 568.72M | 489.39M | 480.69M | 474.62M |
| EBIT Margin | 25.28% | 25.28% | 23.94% | 22.09% | 23.14% | 24.43% |
| Effective Tax Rate | 22.98% | 22.98% | 22.23% | 23.33% | 22.74% | 23.15% |
Balance sheet
Fiscal year July - June; amounts in USD.
| TTM | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | 12.06M | 12.06M | 101.95M | 38.28M | 12.24M | 48.79M |
| Cash & Short-Term Investments | 12.06M | 12.06M | 101.95M | 38.28M | 12.24M | 48.79M |
| Accounts Receivable | 389.44M | 389.44M | 354.20M | 366.64M | 387.96M | 372.52M |
| Other Receivables | 6.90M | 6.90M | 6.15M | 7.52M | 13.82M | |
| Receivables | 396.34M | 396.34M | 354.20M | 372.79M | 395.49M | 386.34M |
| Prepaid Expenses | 153.16M | 153.16M | 143.93M | 135.16M | 142.47M | 101.09M |
| Other Current Assets | 87.54M | 87.54M | 81.38M | 85.78M | 77.77M | 77.31M |
| Total Current Assets | 649.10M | 649.10M | 681.46M | 632.02M | 627.96M | 613.52M |
| Property, Plant & Equipment | 252.28M | 252.28M | 265.73M | 269.05M | 249.33M | 258.58M |
| Long-Term Investments | 33.46M | 33.46M | 25.75M | 25.75M | 18.25M | 18.25M |
| Goodwill | 827.74M | 827.74M | 804.80M | 804.80M | 804.80M | 687.46M |
| Other Intangible Assets | 716.67M | 716.67M | 685.26M | 671.67M | 651.24M | 505.60M |
| Long-Term Accounts Receivable | 138.20M | 138.20M | 121.67M | 103.30M | 81.56M | 68.26M |
| Long-Term Deferred Charges | 226.85M | 226.85M | 207.86M | 183.31M | 161.47M | 143.75M |
| Other Long-Term Assets | 301.42M | 301.42M | 251.44M | 234.59M | 179.22M | 160.15M |
| Total Assets | 3.15B | 3.15B | 3.04B | 2.92B | 2.77B | 2.46B |
| Accounts Payable | 34.94M | 34.94M | 28.19M | 25.31M | 19.16M | 21.03M |
| Accrued Expenses | 217.57M | 217.57M | 198.04M | 192.32M | 162.85M | 181.36M |
| Current Portion of Long-Term Debt | 90.00M | |||||
| Current Portion of Leases | 8.97M | 8.97M | 9.40M | 8.45M | 9.78M | 10.75M |
| Current Income Taxes Payable | 9.68M | |||||
| Current Unearned Revenue | 294.76M | 294.76M | 290.49M | 317.73M | 331.97M | 330.69M |
| Total Current Liabilities | 556.24M | 556.24M | 535.78M | 633.81M | 523.76M | 543.83M |
| Long-Term Debt | 40.00M | 40.00M | 60.00M | 275.00M | 115.00M | |
| Long-Term Leases | 28.85M | 28.85M | 41.79M | 51.15M | 40.49M | 40.77M |
| Long-Term Unearned Revenue | 77.71M | 77.71M | 72.89M | 71.20M | 67.75M | 71.48M |
| Long-Term Deferred Tax Liabilities | 366.06M | 366.06M | 240.03M | 243.52M | 244.43M | 292.63M |
| Other Long-Term Liabilities | 24.91M | 24.91M | 22.65M | 22.43M | 13.88M | 10.22M |
| Total Liabilities | 1.09B | 1.09B | 913.14M | 1.08B | 1.17B | 1.07B |
| Common Stock | 1.05M | 1.05M | 1.04M | 1.04M | 1.04M | 1.04M |
| Additional Paid-In Capital | 689.13M | 689.13M | 652.22M | 619.80M | 583.84M | 551.36M |
| Retained Earnings | 3.71B | 3.71B | 3.37B | 3.08B | 2.86B | 2.64B |
| Treasury Stock | -2.34B | -2.34B | -1.90B | -1.86B | -1.83B | -1.81B |
| Shareholders' Equity | 2.05B | 2.05B | 2.13B | 1.84B | 1.61B | 1.38B |
| Total Liabilities & Equity | 3.15B | 3.15B | 3.04B | 2.92B | 2.77B | 2.46B |
| Total Debt | 77.82M | 77.82M | 51.19M | 209.60M | 325.27M | 166.52M |
| Net Cash (Debt) | -65.77M | -65.77M | 50.77M | -171.32M | -313.03M | -117.73M |
| Net Cash Per Share | -0.91 | -0.91 | 0.69 | -2.35 | -4.28 | -1.60 |
| Filing Date Shares Outstanding | 70.11M | 70.11M | 72.87M | 72.91M | 72.94M | 72.90M |
| Total Common Shares Outstanding | 70.07M | 70.07M | 72.84M | 72.87M | 72.89M | 72.88M |
| Working Capital | 92.86M | 92.86M | 145.68M | -1.80M | 104.20M | 69.69M |
| Book Value Per Share | 29.28 | 29.28 | 29.26 | 25.28 | 22.07 | 18.96 |
| Tangible Book Value | 507.54M | 507.54M | 640.77M | 365.90M | 152.47M | 188.57M |
| Tangible Book Value Per Share | 7.24 | 7.24 | 8.80 | 5.02 | 2.09 | 2.59 |
| Land | 11.50M | 11.50M | 16.36M | 16.36M | 16.58M | 16.78M |
| Buildings | 92.16M | 92.16M | 138.90M | 133.84M | 129.99M | 129.31M |
| Machinery | 477.23M | 477.23M | 486.79M | 462.99M | 435.91M | 442.35M |
| Construction In Progress | 16.77M | 16.77M | 3.80M | 12.30M | 14.21M | 2.55M |
| Leasehold Improvements | 42.36M | 42.36M | 50.38M | 51.43M | 51.12M | 51.71M |
Cash flow statement
Fiscal year July - June; amounts in USD.
| TTM | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|---|
| Net Income | 502.78M | 502.78M | 455.75M | 381.82M | 366.65M | 362.92M |
| Depreciation & Amortization | 59.03M | 59.03M | 56.02M | 61.95M | 67.52M | 72.59M |
| Other Amortization | 154.21M | 154.21M | 148.73M | 137.96M | 123.21M | 105.04M |
| Loss (Gain) From Sale of Assets | 2.56M | 2.56M | 1.97M | 3.84M | -4.52M | 400.00K |
| Stock-Based Compensation | 32.46M | 32.46M | 28.39M | 28.87M | 28.61M | 24.78M |
| Other Operating Activities | 126.03M | 126.03M | -3.50M | -909.00K | -48.20M | 31.87M |
| Change in Accounts Receivable | -29.27M | -29.27M | 15.06M | 28.22M | -12.07M | -41.51M |
| Change in Accounts Payable | -1.43M | -1.43M | 2.65M | 5.43M | -6.28M | 6.65M |
| Change in Unearned Revenue | 9.10M | 9.10M | -25.56M | -10.80M | -10.55M | 6.57M |
| Change in Income Taxes | -14.32M | -14.32M | 16.05M | 9.93M | 9.95M | 16.70M |
| Change in Other Net Operating Assets | -79.19M | -79.19M | -54.05M | -78.27M | -132.77M | -81.38M |
| Operating Cash Flow | 761.96M | 761.96M | 641.50M | 568.04M | 381.56M | 504.63M |
| Capital Expenditures | -67.10M | -67.10M | -53.36M | -58.12M | -39.18M | -34.66M |
| Sale of Property, Plant & Equipment | 32.83M | 32.83M | 3.00K | 904.00K | 27.94M | 45.00K |
| Cash Acquisitions | -42.39M | -42.39M | -229.63M | |||
| Sale (Purchase) of Intangibles | -188.35M | -188.35M | -177.81M | -174.31M | -167.81M | -156.73M |
| Investment in Securities | -12.72M | -12.72M | -1.00M | -8.65M | -1.00M | -5.00M |
| Investing Cash Flow | -277.74M | -277.74M | -232.16M | -240.16M | -409.67M | -196.34M |
| Long-Term Debt Issued | 480.00M | 480.00M | 350.00M | 475.00M | 810.00M | 332.00M |
| Long-Term Debt Repaid | -440.00M | -440.00M | -500.00M | -600.00M | -650.06M | -317.13M |
| Net Debt Issued (Repaid) | 40.00M | 40.00M | -150.00M | -125.00M | 159.94M | 14.87M |
| Issuance of Common Stock | 11.64M | 11.64M | 11.75M | 12.47M | 12.37M | 11.77M |
| Repurchase of Common Stock | -455.35M | -455.35M | -42.78M | -33.43M | -33.51M | -198.07M |
| Common Dividends Paid | -170.41M | -170.41M | -164.64M | -155.88M | -147.24M | -139.07M |
| Financing Cash Flow | -574.12M | -574.12M | -345.67M | -301.83M | -8.43M | -310.49M |
| Net Cash Flow | -89.90M | -89.90M | 63.67M | 26.04M | -36.54M | -2.21M |
| Free Cash Flow | 694.86M | 694.86M | 588.15M | 509.92M | 342.38M | 469.97M |
| Free Cash Flow Margin | 27.31% | 27.31% | 24.76% | 23.02% | 16.48% | 24.19% |
| Free Cash Flow Per Share | 9.64 | 9.64 | 8.05 | 6.98 | 4.68 | 6.39 |
| Levered Free Cash Flow | 352.22M | 352.22M | 356.15M | 335.35M | 233.28M | 257.96M |
| Unlevered Free Cash Flow | 355.59M | 355.59M | 362.67M | 345.59M | 242.70M | 259.45M |
| Cash Interest Paid | 4.61M | 4.61M | 10.04M | 15.76M | 14.78M | 1.79M |
| Cash Income Tax Paid | 38.87M | 38.87M | 117.58M | 106.97M | 145.86M | 60.55M |
| Change in Working Capital | -115.11M | -115.11M | -45.86M | -45.48M | -151.71M | -92.96M |
Ratios
Fiscal year July - June; amounts in USD.
| TTM | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|---|
| Market Capitalization | 11.46B | 9.79B | 13.12B | 12.10B | 12.19B | 13.12B |
| Enterprise Value | 11.52B | 9.90B | 13.30B | 12.39B | 12.59B | 13.36B |
| Last Close Price | 163.42 | 137.24 | 176.84 | 160.88 | 160.03 | 170.14 |
| PE Ratio | 23.41 | 19.46 | 28.79 | 31.70 | 33.26 | 36.14 |
| Forward PE | 22.57 | 20.05 | 29.01 | 29.50 | 32.15 | 35.53 |
| PS Ratio | 4.50 | 3.85 | 5.52 | 5.46 | 5.87 | 6.75 |
| PB Ratio | 5.58 | 4.77 | 6.16 | 6.57 | 7.58 | 9.49 |
| P/TBV Ratio | 22.57 | 19.28 | 20.47 | 33.08 | 79.98 | 69.56 |
| P/FCF Ratio | 16.49 | 14.08 | 22.31 | 23.73 | 35.62 | 27.91 |
| P/OCF Ratio | 15.04 | 12.84 | 20.45 | 21.31 | 31.96 | 25.99 |
| PEG Ratio | 2.04 | 2.00 | 2.87 | 3.58 | 4.40 | 3.95 |
| EV/Sales Ratio | 4.53 | 3.89 | 5.60 | 5.59 | 6.06 | 6.87 |
| EV/EBITDA Ratio | 16.41 | 14.10 | 21.29 | 22.47 | 22.96 | 24.41 |
| EV/EBIT Ratio | 17.92 | 15.40 | 23.39 | 25.31 | 26.19 | 28.14 |
| EV/FCF Ratio | 16.58 | 14.25 | 22.62 | 24.29 | 36.77 | 28.42 |
| Debt / Equity Ratio | 0.04 | 0.04 | 0.02 | 0.11 | 0.20 | 0.12 |
| Debt / EBITDA Ratio | 0.11 | 0.11 | 0.08 | 0.37 | 0.58 | 0.30 |
| Debt / FCF Ratio | 0.11 | 0.11 | 0.09 | 0.41 | 0.95 | 0.35 |
| Net Debt / Equity Ratio | 0.03 | 0.03 | -0.02 | 0.09 | 0.20 | 0.09 |
| Net Debt / EBITDA Ratio | 0.09 | 0.09 | -0.08 | 0.31 | 0.57 | 0.21 |
| Net Debt / FCF Ratio | 0.10 | 0.10 | -0.09 | 0.34 | 0.91 | 0.25 |
| Asset Turnover | 0.82 | 0.82 | 0.80 | 0.78 | 0.80 | 0.81 |
| Quick Ratio | 0.73 | 0.73 | 0.85 | 0.65 | 0.78 | 0.80 |
| Current Ratio | 1.17 | 1.17 | 1.27 | 1.00 | 1.20 | 1.13 |
| Return on Equity (ROE) | 24.04% | 24.04% | 22.94% | 22.13% | 24.52% | 26.87% |
| Return on Assets (ROA) | 12.99% | 12.99% | 11.91% | 10.73% | 11.49% | 12.38% |
| Return on Invested Capital (ROIC) | 22.68% | 23.60% | 21.61% | 19.07% | 21.71% | 24.91% |
| Return on Capital Employed (ROCE) | 24.80% | 24.80% | 22.70% | 21.40% | 21.40% | 24.80% |
| Earnings Yield | 4.27% | 5.14% | 3.47% | 3.16% | 3.01% | 2.77% |
| FCF Yield | 6.06% | 7.10% | 4.48% | 4.21% | 2.81% | 3.58% |
| Dividend Yield | 1.49% | 1.70% | 1.26% | 1.29% | 1.21% | 1.06% |
| Payout Ratio | 34.96% | 33.89% | 36.13% | 40.83% | 40.16% | 38.32% |
| Buyback Yield / Dilution | 1.37% | 1.37% | -0.03% | 0.10% | 0.53% | 2.87% |
| Total Shareholder Return | 2.86% | 3.08% | 1.23% | 1.39% | 1.74% | 3.93% |