NASDAQ : FINW

FinWise Bancorp — Key statistics

Financials · Banks - Regional · United States

Last price 13.33 USD (Oct 29, 2026, 4:00 PM EDT) · Market cap 183.20M

Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports

Key statistics

Valuation

MeasureValue
Market Cap181.28M
Enterprise Value88.70M

Dates

MeasureValue
Earnings DateOct 28, 2026
Ex-Dividend Daten/a

Shares

MeasureValue
Current Share Class13.74M
Shares Outstanding13.74M
Shares Change (YoY)+1.20%
Shares Change (QoQ)-0.08%
Owned by Insiders (%)34.28%
Owned by Institutions (%)28.05%
Float9.03M

Ratios

MeasureValue
PE Ratio9.75
Forward PE13.74
PS Ratio1.27
Forward PS0.90
PB Ratio0.87
P/TBV Ratio0.87
P/FCF Ratio29.72
P/OCF Ratio32.76
PEG Ration/a

Evratios

MeasureValue
EV / Earnings4.77
EV / Sales0.62
EV / EBITDAn/a
EV / EBITn/a
EV / FCF14.54

Financialposition

MeasureValue
Current Ration/a
Quick Ration/a
Debt / Equityn/a
Debt / EBITDAn/a
Debt / FCFn/a
Interest Coveragen/a

Financialefficiency

MeasureValue
Return on Equity (ROE)9.70%
Return on Assets (ROA)2.07%
Return on Invested Capital (ROIC)n/a
Return on Capital Employed (ROCE)n/a
Weighted Average Cost of Capital (WACC)8.27%
Revenue Per Employee$719,601
Profits Per Employee$93,985
Employee Count198
Asset Turnovern/a
Inventory Turnovern/a

Taxes

MeasureValue
Income Tax6.14M
Effective Tax Rate24.22%

Stockprice

MeasureValue
Beta (5Y)0.73
52-Week Price Change-25.98%
50-Day Moving Average12.12
200-Day Moving Average14.55
Relative Strength Index (RSI)72.56
Average Volume (20 Days)43,356

Shortselling

MeasureValue
Short Interest117,002
Short Previous Month123,725
Short % of Shares Out0.85%
Short % of Float1.30%
Short Ratio (days to cover)3.12

Incomestatement

MeasureValue
Revenue142.48M
Gross Profit142.48M
Operating Income18.88M
Pretax Income25.34M
Net Income18.61M
EBITDAn/a
EBITn/a
Earnings Per Share (EPS)$1.35

Balancesheet

MeasureValue
Cash & Cash Equivalents92.57M
Total Debtn/a
Net Cash92.57M
Net Cash Per Share$6.74
Equity (Book Value)208.05M
Book Value Per Share15.14
Working Capital-438.11M

Cashflow

MeasureValue
Operating Cash Flow5.53M
Capital Expenditures567,000
Depreciation & Amortizationn/a
Net Borrowingn/a
Free Cash Flow6.10M
FCF Per Share$0.44

Margins

MeasureValue
Gross Marginn/a
Operating Margin13.25%
Pretax Margin17.78%
Profit Margin13.21%
EBITDA Marginn/a
EBIT Marginn/a
FCF Margin5.22%

Dividends

MeasureValue
Dividend Per Sharen/a
Dividend Yieldn/a
Dividend Growth (YoY)n/a
Years of Dividend Growthn/a
Payout Ration/a
FCF Payout Ration/a
Buyback Yield-1.20%
Shareholder Yield-1.20%
Earnings Yield10.25%
FCF Yield3.37%

Analystforecasts

MeasureValue
Price Target$16.33
Price Target Difference23.81%
Analyst ConsensusBuy
Analyst Count3
Revenue Growth Forecast (3Y)26.25%
EPS Growth Forecast (3Y)1.83%

Stocksplits

MeasureValue
Last Split Daten/a
Split Typen/a
Split Ration/a

Scores

MeasureValue
Altman Z-Scoren/a
Piotroski F-Score3

Fairvalue

MeasureValue
Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside