NASDAQ : EWBC
East West Bancorp, Inc. — Financial statements
Financials · Banks - Regional · United States
Last price 130.63 USD (Oct 30, 2026, 3:37 PM EDT) · Market cap 17.90B
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Financial statements
Income statement
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Interest Income on Loans | 3.54B | 3.49B | 3.49B | 3.17B | 2.05B | 1.42B |
| Interest Income on Investments | 798.74M | 798.74M | 702.22M | 521.06M | 272.93M | 193.83M |
| Total Interest Income | 4.33B | 4.29B | 4.19B | 3.69B | 2.32B | 1.62B |
| Interest Paid on Deposits | 1.46B | 1.59B | 1.72B | 1.21B | 251.84M | 69.16M |
| Interest Paid on Borrowings | 146.24M | 146.24M | 194.31M | 176.00M | 23.51M | 18.00M |
| Total Interest Expense | 1.60B | 1.74B | 1.91B | 1.38B | 275.35M | 87.16M |
| Net Interest Income | 2.73B | 2.55B | 2.28B | 2.31B | 2.05B | 1.53B |
| Trust Income | 68.30M | 50.00M | 38.63M | 26.99M | 27.74M | 25.75M |
| Gain (Loss) on Sale of Investments | -81.77M | -73.83M | -52.17M | -127.16M | -112.05M | -120.89M |
| Other Non-Interest Income | 216.83M | 216.42M | 190.64M | 179.17M | 168.03M | 178.41M |
| Total Non-Interest Income | 327.70M | 304.43M | 280.98M | 172.81M | 185.31M | 163.44M |
| Revenues Before Loan Losses | 3.06B | 2.86B | 2.56B | 2.49B | 2.23B | 1.70B |
| Provision for Loan Losses | 144.00M | 160.00M | 174.00M | 125.00M | 73.50M | -35.00M |
| Revenue | 2.92B | 2.70B | 2.39B | 2.36B | 2.16B | 1.73B |
| Salaries and Employee Benefits | 590.49M | 542.56M | 505.20M | 468.67M | 440.03M | 401.16M |
| Occupancy Expenses | 74.21M | 66.13M | 64.40M | 64.53M | 62.50M | 63.00M |
| Federal Deposit Insurance | 33.21M | 31.73M | 45.74M | 103.31M | 19.45M | 17.56M |
| Selling, General & Administrative | 139.39M | 130.93M | 92.81M | 84.34M | 80.38M | 79.43M |
| Other Non-Interest Expense | 196.41M | 200.26M | 195.69M | 179.45M | 143.67M | 112.48M |
| Total Non-Interest Expense | 1.03B | 971.60M | 903.83M | 900.30M | 746.03M | 673.63M |
| EBT Excluding Unusual Items | 1.89B | 1.73B | 1.48B | 1.46B | 1.41B | 1.06B |
| Pretax Income | 1.89B | 1.73B | 1.48B | 1.46B | 1.41B | 1.06B |
| Income Tax Expense | 426.65M | 400.27M | 316.27M | 298.61M | 283.57M | 183.40M |
| Net Income | 1.46B | 1.33B | 1.17B | 1.16B | 1.13B | 872.98M |
| Net Income to Common | 1.46B | 1.33B | 1.17B | 1.16B | 1.13B | 872.98M |
| Basic Shares Outstanding | 138.17M | 138.34M | 138.90M | 141.16M | 141.33M | 141.83M |
| Diluted Shares Outstanding | 138.70M | 139.13M | 139.96M | 141.90M | 142.49M | 143.14M |
| EPS (Basic) | 10.57 | 9.58 | 8.39 | 8.23 | 7.98 | 6.16 |
| EPS (Diluted) | 10.52 | 9.52 | 8.33 | 8.18 | 7.92 | 6.10 |
| Dividend Per Share | 3.00 | 2.40 | 2.20 | 1.92 | 1.60 | 1.32 |
| Effective Tax Rate | 22.61% | 23.20% | 21.34% | 20.46% | 20.09% | 17.36% |
Balance sheet
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | 4.65B | 4.19B | 5.25B | 4.61B | 3.48B | 3.91B |
| Investment Securities | 4.15B | 5.37B | 5.12B | 6.49B | 6.13B | 8.15B |
| Trading Asset Securities | 151.94M | 95.84M | 298.13M | 140.54M | 383.23M | |
| Mortgage-Backed Securities | 15.19B | 12.12B | 10.05B | 4.35B | 4.60B | 5.54B |
| Total Investments | 19.33B | 17.65B | 15.26B | 11.14B | 10.87B | 14.07B |
| Gross Loans | 59.72B | 56.90B | 53.77B | 52.28B | 48.27B | 41.74B |
| Allowance for Loan Losses | -864.63M | -809.77M | -702.05M | -668.74M | -595.64M | -541.58M |
| Other Adjustments to Gross Loans | -11.00M | -26.00M | -46.00M | -71.00M | -70.00M | -50.70M |
| Net Loans | 58.85B | 56.07B | 53.02B | 51.54B | 47.61B | 41.15B |
| Property, Plant & Equipment | 153.76M | 207.72M | 164.20M | 180.39M | 192.87M | 195.93M |
| Goodwill | 465.70M | 465.70M | 465.70M | 465.70M | 465.70M | 465.70M |
| Loans Held for Sale | 17.43M | 20.98M | 116.00K | 25.64M | 635.00K | |
| Accrued Interest Receivable | 315.67M | 316.39M | 331.49M | 263.43M | 159.83M | |
| Long-Term Deferred Tax Assets | 474.00M | 513.34M | 518.75M | 529.52M | 218.13M | |
| Other Real Estate Owned & Foreclosed | 64.36M | 21.18M | 35.08M | 11.14M | 270.00K | 10.30M |
| Other Long-Term Assets | 2.49B | 940.38M | 844.64M | 787.99M | 657.02M | 670.94M |
| Total Assets | 86.01B | 80.43B | 75.98B | 69.61B | 64.11B | 60.87B |
| Accrued Expenses | 1.26B | 548.21M | 510.22M | 520.90M | 461.15M | 397.56M |
| Interest Bearing Deposits | 52.95B | 50.39B | 47.72B | 40.55B | 34.92B | 30.51B |
| Non-Interest Bearing Deposits | 18.54B | 16.70B | 15.45B | 15.54B | 21.05B | 22.85B |
| Total Deposits | 71.49B | 67.08B | 63.18B | 56.09B | 55.97B | 53.35B |
| Short-Term Borrowings | 964.00M | 534.33M | 433.60M | 5.04B | 644.52M | 157.44M |
| Current Portion of Long-Term Debt | 3.00B | 2.75B | 3.00B | 249.33M | ||
| Accrued Interest Payable | 60.51M | 61.95M | 205.43M | 37.20M | 11.44M | |
| Long-Term Debt | 35.38M | 300.00M | 300.00M | |||
| Federal Home Loan Bank Debt, Long-Term | 500.00M | |||||
| Long-Term Leases | 173.88M | 141.53M | 93.24M | 107.11M | 116.38M | 109.87M |
| Trust Preferred Securities | 32.32M | 32.00M | 148.25M | 147.95M | 147.66M | |
| Other Long-Term Liabilities | 48.19M | 386.19M | 447.39M | 550.78M | 452.49M | 309.64M |
| Total Liabilities | 76.97B | 71.54B | 68.25B | 62.66B | 58.13B | 55.03B |
| Common Stock | 171.00K | 170.00K | 170.00K | 169.00K | 168.00K | 168.00K |
| Additional Paid-In Capital | 2.17B | 2.11B | 2.03B | 1.98B | 1.94B | 1.89B |
| Retained Earnings | 9.07B | 8.30B | 7.31B | 6.47B | 5.58B | 4.68B |
| Treasury Stock | -1.29B | -1.17B | -1.03B | -874.79M | -768.86M | -649.78M |
| Comprehensive Income & Other | -905.70M | -345.61M | -585.26M | -620.60M | -765.63M | -90.38M |
| Shareholders' Equity | 9.04B | 8.90B | 7.72B | 6.95B | 5.98B | 5.84B |
| Total Liabilities & Equity | 86.01B | 80.43B | 75.98B | 69.61B | 64.11B | 60.87B |
| Total Debt | 4.17B | 3.46B | 4.06B | 5.29B | 1.21B | 964.31M |
| Net Cash (Debt) | 899.25M | 1.32B | 1.76B | 416.10M | 3.34B | 6.42B |
| Net Cash Per Share | 6.48 | 9.51 | 12.58 | 2.93 | 23.47 | 44.86 |
| Filing Date Shares Outstanding | 137.02M | 137.62M | 138.44M | 140.03M | 141.00M | 141.91M |
| Total Common Shares Outstanding | 137.02M | 137.58M | 138.44M | 140.03M | 140.95M | 141.91M |
| Book Value Per Share | 65.97 | 64.68 | 55.79 | 49.64 | 42.46 | 41.13 |
| Tangible Book Value | 8.57B | 8.43B | 7.26B | 6.49B | 5.52B | 5.37B |
| Tangible Book Value Per Share | 62.58 | 61.30 | 52.42 | 46.31 | 39.16 | 37.85 |
Cash flow statement
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Net Income | 1.33B | 1.17B | 1.16B | 1.13B | 872.98M | |
| Depreciation & Amortization | 213.16M | 212.34M | 174.18M | 159.85M | 156.79M | |
| Gain (Loss) on Sale of Assets | 10.28M | 7.28M | -3.45M | 3.82M | 3.17M | |
| Gain (Loss) on Sale of Investments | -963.00K | -2.07M | 6.86M | 55.40M | 65.85M | |
| Provision for Credit Losses | 160.00M | 174.00M | 125.00M | 73.50M | -35.00M | |
| Net Decrease (Increase) in Loans Originated / Sold - Operating | -3.00K | 139.00K | -116.00K | 14.00K | 1.40M | |
| Accrued Interest Receivable | -97.31M | 63.74M | -146.27M | 187.51M | 124.50M | |
| Change in Other Net Operating Assets | -167.97M | -242.44M | 105.30M | 461.38M | -63.36M | |
| Other Operating Activities | -16.87M | -12.44M | -37.63M | -42.31M | 5.32M | |
| Operating Cash Flow | 1.50B | 1.41B | 1.42B | 2.07B | 1.17B | |
| Investment in Securities | -2.39B | -4.63B | -106.98M | 1.99B | -5.70B | |
| Income (Loss) Equity Investments | 7.59M | 13.12M | ||||
| Net Decrease (Increase) in Loans Originated / Sold - Investing | -3.14B | -1.63B | -4.06B | -6.57B | -3.32B | |
| Other Investing Activities | 54.67M | -42.13M | -84.54M | -1.97M | -100.42M | |
| Investing Cash Flow | -5.48B | -6.30B | -4.25B | -4.58B | -9.12B | |
| Short-Term Debt Issued | 2.00K | 4.50B | 6.00K | |||
| Long-Term Debt Issued | 2.50B | 4.00B | 6.00B | 4.95B | 400.00K | |
| Total Debt Issued | 2.50B | 4.00B | 10.50B | 4.95B | 400.00K | |
| Short-Term Debt Repaid | -4.50B | -21.14M | ||||
| Long-Term Debt Repaid | -3.00B | -617.84M | -6.30B | -5.20B | -406.61M | |
| Lease Payments | -836.00K | -117.44M | -871.00K | |||
| Total Debt Repaid | -3.00B | -5.12B | -6.30B | -5.20B | -427.75M | |
| Net Debt Issued (Repaid) | -500.83M | -1.12B | 4.20B | -250.94M | -427.35M | |
| Issuance of Common Stock | 3.21M | 3.02M | 3.21M | 3.18M | 2.57M | |
| Repurchase of Common Stock | -134.83M | -157.96M | -105.92M | -119.08M | -15.70M | |
| Common Dividends Paid | -334.04M | -308.48M | -274.55M | -228.38M | -188.76M | |
| Net Increase (Decrease) in Deposit Accounts | 3.86B | 7.11B | 144.47M | 2.71B | 8.46B | |
| Other Financing Activities | -3.87M | |||||
| Financing Cash Flow | 2.90B | 5.53B | 3.96B | 2.11B | 7.84B | |
| Foreign Exchange Rate Adjustments | 14.98M | -8.23M | -7.00M | -28.49M | 8.70M | |
| Net Cash Flow | -1.06B | 635.76M | 1.13B | -431.15M | -105.04M | |
| Free Cash Flow | 1.50B | 1.41B | 1.42B | 2.07B | 1.17B | |
| Free Cash Flow Margin | 55.68% | 59.17% | 60.38% | 95.75% | 67.54% | |
| Free Cash Flow Per Share | 10.79 | 10.09 | 10.04 | 14.50 | 8.16 | |
| Free Cash Flow After Leases | 1.50B | 1.29B | 1.42B | 2.07B | 1.17B | |
| Cash Interest Paid | 1.74B | 2.06B | 1.21B | 249.59M | 87.68M | |
| Cash Income Tax Paid | 278.18M | 246.94M | 291.69M | 281.27M | 139.46M |
Ratios
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Market Capitalization | 17.92B | 15.46B | 13.28B | 10.14B | 9.29B | 11.17B |
| Last Close Price | 130.81 | 110.22 | 91.61 | 66.99 | 59.41 | 69.43 |
| PE Ratio | 12.44 | 11.67 | 11.39 | 8.73 | 8.23 | 12.79 |
| PS Ratio | 6.15 | 5.73 | 5.56 | 4.30 | 4.30 | 6.45 |
| PB Ratio | 1.98 | 1.74 | 1.72 | 1.46 | 1.55 | 1.91 |
| P/FCF Ratio | 9.60 | 10.30 | 9.40 | 7.12 | 4.50 | 9.56 |
| P/OCF Ratio | 9.07 | 10.30 | 9.40 | 7.12 | 4.50 | 9.56 |
| Debt / Equity Ratio | 0.46 | 0.39 | 0.53 | 0.76 | 0.20 | 0.17 |
| Debt / FCF Ratio | 2.30 | 2.88 | 3.71 | 0.58 | 0.82 | |
| Net Debt / Equity Ratio | -0.10 | -0.15 | -0.23 | -0.06 | -0.56 | -1.10 |
| Net Debt / FCF Ratio | -0.88 | -1.25 | -0.29 | -1.62 | -5.50 | |
| Return on Equity (ROE) | 16.57% | 15.95% | 15.89% | 17.95% | 19.09% | 15.72% |
| Return on Assets (ROA) | 1.76% | 1.69% | 1.60% | 1.74% | 1.80% | 1.54% |
| Earnings Yield | 8.04% | 8.57% | 8.78% | 11.45% | 12.14% | 7.82% |
| FCF Yield | 10.42% | 9.71% | 10.63% | 14.05% | 22.24% | 10.46% |
| Dividend Yield | 2.45% | 2.14% | 2.29% | 2.65% | 2.43% | 1.68% |
| Payout Ratio | 30.42% | 25.21% | 26.46% | 23.64% | 20.24% | 21.62% |
| Buyback Yield / Dilution | 0.41% | 0.59% | 1.37% | 0.41% | 0.45% | -0.10% |
| Total Shareholder Return | 2.86% | 2.73% | 3.66% | 3.06% | 2.88% | 1.57% |