NASDAQ : EHTH

eHealth, Inc. — Financial statements

Financials · Insurance Brokers · United States

Last price 0.4921 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 15.76M

Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports

Financial statements

eHealth, Inc. (EHTH) reported revenue of 501.69M USD (TTM). Five years of income statement, balance sheet, cash flow and ratios below.

Income statement

Fiscal year January - December; amounts in USD.

TTMFY2025FY2024FY2023FY2022FY2021
Operating Revenue453.89M497.95M461.65M403.92M361.25M493.12M
Other Revenue47.80M56.05M70.76M48.95M44.11M45.08M
Revenue501.69M554.01M532.41M452.87M405.36M538.20M
Cost of Revenue1.77M1.65M1.99M
Gross Profit501.69M554.01M532.41M451.10M403.71M536.21M
Selling, General & Admin389.89M433.68M445.84M421.56M408.00M530.39M
Research & Development50.51M51.83M53.52M58.61M78.81M83.80M
Amortization of Goodwill & Intangibles536.00K
Operating Expenses440.40M485.51M499.36M480.17M486.81M614.73M
Operating Income61.29M68.50M33.05M-29.07M-83.10M-78.52M
Interest Expense-13.85M-10.76M-11.16M-10.97M-7.63M-845.00K
Interest & Investment Income3.10M3.90M7.20M8.40M2.80M200.00K
Other Non Operating Income (Expenses)-1.35M-902.00K-300.00K1.05M1.15M1.40M
EBT Excluding Unusual Items49.19M60.74M28.79M-30.59M-86.77M-77.77M
Merger & Restructuring Charges-6.13M-1.14M-2.00M-7.51M-4.88M
Impairment of Goodwill-40.20M
Asset Writedown-758.00K-868.00K-7.48M-12.10M-6.14M
Other Unusual Items4.10M
Pretax Income42.30M58.73M19.31M-30.59M-106.39M-124.89M
Income Tax Expense15.12M18.68M9.26M-2.38M-17.67M-20.52M
Net Income27.18M40.04M10.06M-28.21M-88.72M-104.38M
Preferred Dividends & Other Adjustments53.45M50.45M45.02M38.30M30.69M18.57M
Net Income to Common-26.27M-10.40M-34.96M-66.52M-119.41M-122.94M
Shares Outstanding (Basic)31.11M30.48M29.34M28.02M27.36M26.78M
Shares Outstanding (Diluted)31.11M30.48M29.34M28.02M27.36M26.78M
EPS (Basic)-0.84-0.34-1.19-2.37-4.36-4.59
EPS (Diluted)-0.84-0.34-1.19-2.37-4.36-4.59
Free Cash Flow-31.45M-27.59M-20.46M-8.78M-27.08M-166.49M
Free Cash Flow Per Share-1.01-0.91-0.70-0.31-0.99-6.22
Gross Margin100.00%100.00%100.00%99.61%99.59%99.63%
Operating Margin12.22%12.36%6.21%-6.42%-20.50%-14.59%
Profit Margin-5.24%-1.88%-6.57%-14.69%-29.46%-22.84%
Free Cash Flow Margin-6.27%-4.98%-3.84%-1.94%-6.68%-30.93%
EBITDA63.21M70.38M35.03M-26.53M-79.25M-72.56M
EBITDA Margin12.60%12.70%6.58%-5.86%-19.55%-13.48%
D&A For EBITDA1.92M1.88M1.98M2.54M3.85M5.97M
EBIT61.29M68.50M33.05M-29.07M-83.10M-78.52M
EBIT Margin12.22%12.36%6.21%-6.42%-20.50%-14.59%
Effective Tax Rate35.74%31.81%47.92%
Revenue as Reported501.69M554.01M532.41M452.87M405.36M538.20M
Advertising Expenses153.50M164.20M148.70M169.10M240.40M

Balance sheet

Fiscal year January - December; amounts in USD.

TTMFY2025FY2024FY2023FY2022FY2021
Cash & Equivalents69.68M73.72M39.20M115.72M144.40M81.93M
Short-Term Investments31.37M3.50M43.04M5.93M41.31M
Cash & Short-Term Investments101.05M77.22M82.24M121.65M144.40M123.23M
Accounts Receivable204.62M243.80M259.27M248.66M245.38M260.57M
Receivables204.62M243.80M259.27M248.66M245.38M260.57M
Prepaid Expenses2.27M4.14M3.70M3.24M9.96M19.79M
Other Current Assets7.81M9.18M9.26M8.80M1.34M4.00M
Total Current Assets315.75M334.35M354.48M382.35M401.08M407.59M
Property, Plant & Equipment11.02M12.96M16.52M27.63M32.02M49.48M
Other Intangible Assets22.30M20.70M23.60M31.30M31.30M
Long-Term Accounts Receivable804.81M886.61M757.52M673.51M641.55M653.44M
Long-Term Deferred Charges400.00K
Other Long-Term Assets26.45M6.24M6.21M6.25M6.66M7.09M
Total Assets1.16B1.26B1.16B1.11B1.11B1.15B
Accounts Payable2.95M28.32M23.45M7.20M6.73M13.75M
Accrued Expenses17.66M57.19M60.50M61.14M44.46M52.84M
Current Portion of Leases6.62M7.35M7.73M7.07M6.49M5.54M
Other Current Liabilities4.52M6.21M4.33M3.13M2.89M3.33M
Total Current Liabilities31.75M99.07M96.01M78.54M60.56M75.47M
Long-Term Debt114.61M112.95M68.46M67.75M66.13M
Long-Term Leases10.95M14.05M20.73M28.33M34.19M35.83M
Long-Term Deferred Tax Liabilities48.57M57.22M38.87M29.69M32.36M50.80M
Other Long-Term Liabilities5.07M5.52M5.42M4.95M5.13M5.09M
Total Liabilities210.95M288.82M229.49M209.26M198.37M167.18M
Common Stock46.00K44.00K43.00K41.00K40.00K39.00K
Additional Paid-In Capital752.11M761.50M773.37M798.79M777.19M755.88M
Retained Earnings-11.59M30.12M15.25M7.28M73.80M193.21M
Treasury Stock-200.00M-200.00M-200.00M-200.00M-200.00M-200.00M
Comprehensive Income & Other231.00K-62.00K-234.00K-82.00K-73.00K390.00K
Total Common Equity540.80M591.60M588.43M606.03M650.96M749.52M
Shareholders' Equity947.09M973.65M925.94M904.08M914.24M982.11M
Total Liabilities & Equity1.16B1.26B1.16B1.11B1.11B1.15B
Total Debt132.17M134.35M96.92M103.16M106.80M41.37M
Net Cash (Debt)-31.12M-57.13M-14.68M18.50M37.60M81.86M
Net Cash Per Share-1.00-1.87-0.500.661.373.06
Filing Date Shares Outstanding32.03M31.07M29.94M28.94M27.61M26.77M
Total Common Shares Outstanding31.15M30.99M29.85M28.63M27.56M26.69M
Working Capital284.00M235.28M258.46M303.81M340.52M332.12M
Book Value Per Share17.3619.0919.7221.1723.6228.08
Tangible Book Value540.80M569.29M567.73M582.43M619.65M718.22M
Tangible Book Value Per Share17.3618.3719.0220.3422.4826.91
Machinery10.82M10.11M11.88M12.28M20.10M
Leasehold Improvements3.45M3.40M4.12M5.99M7.46M

Cash flow statement

Fiscal year January - December; amounts in USD.

TTMFY2025FY2024FY2023FY2022FY2021
Net Income27.18M40.04M10.06M-28.21M-88.72M-104.38M
Depreciation & Amortization1.92M1.88M1.98M2.54M3.85M5.97M
Other Amortization10.98M11.88M14.36M17.38M17.26M12.90M
Asset Writedown & Restructuring Costs758.00K868.00K7.48M12.10M46.34M
Stock-Based Compensation11.97M15.04M19.88M23.21M20.32M32.86M
Other Operating Activities17.89M19.81M9.61M-1.97M-16.35M-20.06M
Change in Accounts Receivable-90.90M-113.84M-94.73M-34.95M26.88M-119.98M
Change in Accounts Payable-2.73M5.01M16.17M487.00K-7.03M-23.05M
Change in Unearned Revenue-1.90M966.00K1.41M1.28M175.00K20.00K
Change in Other Net Operating Assets-5.63M-7.00M-4.59M13.55M4.66M6.75M
Operating Cash Flow-30.45M-25.34M-18.37M-6.69M-26.87M-162.62M
Capital Expenditures-1.00M-2.25M-2.09M-2.09M-214.00K-3.87M
Sale (Purchase) of Intangibles-10.03M-13.06M-10.76M-8.69M-15.29M-16.99M
Investment in Securities8.67M40.74M-35.56M-5.11M41.37M8.23M
Investing Cash Flow-2.35M25.43M-48.42M-15.89M25.86M-12.63M
Long-Term Debt Issued122.19M64.86M
Long-Term Debt Repaid-70.73M-4.00K-38.00K-136.00K-150.00K
Net Debt Issued (Repaid)51.46M51.46M-4.00K-38.00K64.73M-150.00K
Issuance of Common Stock317.00K404.00K354.00K677.00K2.21M8.70M
Repurchase of Common Stock-821.00K-2.44M-3.41M-3.33M-3.10M-9.33M
Preferred Dividends Paid-6.08M-5.90M-5.56M-3.53M
Dividends Paid-6.08M-5.90M-5.56M-3.53M
Other Financing Activities-9.23M-9.23M-1.05M-10.97M
Financing Cash Flow35.64M34.29M-9.67M-6.22M63.84M213.24M
Foreign Exchange Rate Adjustments466.00K153.00K-64.00K-19.00K-355.00K64.00K
Net Cash Flow3.30M34.53M-76.53M-28.83M62.48M38.05M
Free Cash Flow-31.45M-27.59M-20.46M-8.78M-27.08M-166.49M
Free Cash Flow Margin-6.27%-4.98%-3.84%-1.94%-6.68%-30.93%
Free Cash Flow Per Share-1.01-0.91-0.70-0.31-0.99-6.22
Levered Free Cash Flow43.35M68.12M42.32M20.69M-18.96M-74.77M
Unlevered Free Cash Flow52.01M74.85M49.29M27.55M-14.19M-74.25M
Cash Interest Paid8.92M8.92M9.23M9.05M5.03M
Cash Income Tax Paid390.00K390.00K441.00K327.00K529.00K-103.00K
Change in Working Capital-101.16M-114.86M-81.73M-19.64M24.68M-136.26M

Ratios

Fiscal year January - December; amounts in USD.

TTMFY2025FY2024FY2023FY2022FY2021
Market Capitalization16.34M141.52M278.56M247.34M132.72M672.90M
Enterprise Value47.46M529.25M586.83M480.00M326.11M713.30M
Last Close Price0.494.609.408.724.8425.50
Forward PE23.9423.94111.87111.87111.87
PS Ratio0.030.260.520.550.331.25
PB Ratio0.030.140.300.270.140.69
P/TBV Ratio0.030.250.490.420.210.94
PEG Ratio12.7212.7212.7212.7212.72
EV/Sales Ratio0.090.951.101.060.801.32
EV/EBITDA Ratio0.747.5216.75
EV/EBIT Ratio0.777.7317.76
Debt / Equity Ratio0.140.140.100.110.120.04
Debt / EBITDA Ratio2.051.862.54
Net Debt / Equity Ratio0.030.060.02-0.02-0.04-0.08
Net Debt / EBITDA Ratio0.490.810.420.700.471.13
Net Debt / FCF Ratio-0.99-2.07-0.722.111.390.49
Asset Turnover0.450.460.470.410.360.49
Quick Ratio9.633.243.564.716.445.09
Current Ratio9.953.383.694.876.625.40
Return on Equity (ROE)2.92%4.22%1.10%-3.10%-9.36%-11.47%
Return on Assets (ROA)3.42%3.54%1.82%-1.63%-4.59%-4.48%
Return on Invested Capital (ROIC)4.00%4.74%1.88%-3.30%-9.35%-9.29%
Return on Capital Employed (ROCE)5.40%5.90%3.10%-2.80%-7.90%-7.30%
Earnings Yield-165.54%28.30%3.61%-11.41%-66.85%-15.51%
FCF Yield-199.53%-19.50%-7.34%-3.55%-20.41%-24.74%
Payout Ratio14.73%55.30%
Buyback Yield / Dilution-4.05%-3.92%-4.71%-2.40%-2.16%0.86%