NASDAQ : EEFT
Euronet Worldwide, Inc. — Financial statements
Technology · Software - Infrastructure · United States
Last price 63.15 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 2.36B
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Financial statements
Euronet Worldwide, Inc. (EEFT) reported revenue of 4.39B USD (TTM). Five years of income statement, balance sheet, cash flow and ratios below.
Income statement
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Revenue | 4.39B | 4.24B | 3.99B | 3.69B | 3.36B | 3.00B |
| Cost of Revenue | 3.34B | 3.20B | 3.04B | 2.83B | 2.55B | 1.90B |
| Gross Profit | 1.05B | 1.04B | 950.30M | 862.30M | 806.40M | 1.10B |
| Selling, General & Admin | 406.80M | 372.20M | 315.30M | 296.80M | 285.10M | 736.90M |
| Operating Expenses | 564.10M | 510.90M | 447.10M | 429.70M | 421.00M | 872.70M |
| Operating Income | 481.70M | 529.80M | 503.20M | 432.60M | 385.40M | 222.60M |
| Interest Expense | -70.80M | -84.50M | -80.50M | -55.60M | -37.50M | -38.30M |
| Interest & Investment Income | 19.40M | 23.20M | 23.80M | 15.20M | 2.00M | 700.00K |
| Currency Exchange Gain (Loss) | 10.00M | -25.20M | -19.10M | 8.00M | -28.20M | -10.80M |
| Other Non Operating Income (Expenses) | 6.20M | 4.90M | 21.50M | 200.00K | 900.00K | |
| EBT Excluding Unusual Items | 446.50M | 448.20M | 448.90M | 400.40M | 322.60M | 174.20M |
| Gain (Loss) on Sale of Investments | -5.20M | |||||
| Other Unusual Items | -38.60M | |||||
| Pretax Income | 441.30M | 448.20M | 448.90M | 400.40M | 322.60M | 135.60M |
| Income Tax Expense | 160.80M | 135.20M | 142.60M | 120.90M | 91.90M | 65.10M |
| Earnings From Continuing Operations | 280.50M | 313.00M | 306.30M | 279.50M | 230.70M | 70.50M |
| Minority Interest in Earnings | -500.00K | -3.50M | -300.00K | 200.00K | 300.00K | 200.00K |
| Net Income | 280.00M | 309.50M | 306.00M | 279.70M | 231.00M | 70.70M |
| Net Income to Common | 280.00M | 309.50M | 306.00M | 279.70M | 231.00M | 70.70M |
| Shares Outstanding (Basic) | 40.87M | 41.81M | 44.90M | 48.48M | 50.18M | 52.59M |
| Shares Outstanding (Diluted) | 47.09M | 45.78M | 48.08M | 51.60M | 53.46M | 53.53M |
| EPS (Basic) | 6.85 | 7.40 | 6.82 | 5.77 | 4.60 | 1.34 |
| EPS (Diluted) | 6.09 | 6.84 | 6.45 | 5.50 | 4.41 | 1.32 |
| Free Cash Flow | 434.30M | 615.60M | 548.70M | 644.00M | 314.10M | |
| Free Cash Flow Per Share | 9.49 | 12.80 | 10.63 | 12.05 | 5.87 | |
| Gross Margin | 23.82% | 24.52% | 23.82% | 23.38% | 24.01% | 36.56% |
| Operating Margin | 10.97% | 12.48% | 12.61% | 11.73% | 11.47% | 7.43% |
| Profit Margin | 6.38% | 7.29% | 7.67% | 7.58% | 6.88% | 2.36% |
| Free Cash Flow Margin | 10.23% | 15.43% | 14.88% | 19.17% | 10.49% | |
| EBITDA | 639.40M | 668.30M | 635.00M | 565.50M | 521.30M | 358.40M |
| EBITDA Margin | 14.56% | 15.75% | 15.92% | 15.33% | 15.52% | 11.96% |
| D&A For EBITDA | 157.70M | 138.50M | 131.80M | 132.90M | 135.90M | 135.80M |
| EBIT | 481.70M | 529.80M | 503.20M | 432.60M | 385.40M | 222.60M |
| EBIT Margin | 10.97% | 12.48% | 12.61% | 11.73% | 11.47% | 7.43% |
| Effective Tax Rate | 36.44% | 30.16% | 31.77% | 30.20% | 28.49% | 48.01% |
Balance sheet
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | 1.87B | 1.69B | 1.92B | 1.78B | 1.65B | 1.80B |
| Cash & Short-Term Investments | 1.87B | 1.69B | 1.92B | 1.78B | 1.65B | 1.80B |
| Receivables | 321.50M | 334.50M | 284.90M | 370.60M | 270.80M | 203.01M |
| Prepaid Expenses | 367.90M | 284.90M | 244.00M | 266.00M | 308.70M | 167.86M |
| Restricted Cash | 19.80M | 23.20M | 9.20M | 15.20M | 7.40M | 3.69M |
| Other Current Assets | 1.39B | 1.94B | 1.58B | 1.73B | 1.49B | 1.13B |
| Total Current Assets | 3.96B | 4.27B | 4.04B | 4.16B | 3.73B | 3.31B |
| Property, Plant & Equipment | 504.90M | 529.20M | 461.80M | 474.70M | 486.30M | 506.88M |
| Long-Term Investments | 30.50M | 26.70M | ||||
| Goodwill | 1.04B | 859.20M | 847.50M | 828.30M | 641.61M | |
| Other Intangible Assets | 1.25B | 261.20M | 188.90M | 167.60M | 188.30M | 97.79M |
| Long-Term Deferred Tax Assets | 61.90M | 25.30M | 28.30M | 36.80M | ||
| Other Long-Term Assets | 334.70M | 205.40M | 174.70M | 153.60M | 174.00M | 152.78M |
| Total Assets | 6.05B | 6.49B | 5.83B | 5.89B | 5.40B | 4.74B |
| Accounts Payable | 885.00M | 268.70M | 223.80M | 241.20M | 222.40M | 193.53M |
| Accrued Expenses | 470.40M | 420.70M | 398.30M | 460.40M | 340.26M | |
| Short-Term Debt | 471.10M | 983.20M | 812.70M | 150.30M | 100.00K | 821.00K |
| Current Portion of Leases | 51.60M | 55.90M | 49.60M | 51.90M | 53.20M | 56.28M |
| Current Income Taxes Payable | 82.60M | 86.40M | 81.60M | 67.50M | 59.04M | |
| Current Unearned Revenue | 60.00M | 56.40M | 56.70M | 65.40M | 77.04M | |
| Other Current Liabilities | 1.39B | 1.93B | 1.58B | 1.72B | 1.49B | 1.13B |
| Total Current Liabilities | 2.79B | 3.85B | 3.23B | 2.70B | 2.35B | 1.85B |
| Long-Term Debt | 1.71B | 1.04B | 1.13B | 1.72B | 1.61B | 1.42B |
| Long-Term Leases | 90.60M | 100.60M | 87.40M | 95.80M | 102.70M | 111.36M |
| Long-Term Deferred Tax Liabilities | 75.80M | 78.30M | 71.80M | 47.00M | 28.40M | 46.51M |
| Other Long-Term Liabilities | 88.50M | 95.00M | 85.70M | 85.90M | 65.00M | 58.17M |
| Total Liabilities | 4.75B | 5.17B | 4.61B | 4.64B | 4.16B | 3.49B |
| Common Stock | 1.30B | 1.40M | 1.30M | 1.30M | 1.30M | 1.27M |
| Additional Paid-In Capital | 1.55B | 1.37B | 1.31B | 1.25B | 1.27B | |
| Retained Earnings | 2.24B | 1.93B | 1.63B | 1.35B | 1.08B | |
| Treasury Stock | -2.43B | -1.76B | -1.49B | -1.11B | -931.21M | |
| Comprehensive Income & Other | -61.70M | -321.50M | -203.20M | -251.00M | -172.58M | |
| Total Common Equity | 1.30B | 1.31B | 1.23B | 1.25B | 1.24B | 1.26B |
| Minority Interest | 15.00M | 500.00K | -200.00K | -200.00K | 43.00K | |
| Shareholders' Equity | 1.30B | 1.32B | 1.23B | 1.25B | 1.24B | 1.26B |
| Total Liabilities & Equity | 6.05B | 6.49B | 5.83B | 5.89B | 5.40B | 4.74B |
| Total Debt | 2.32B | 2.18B | 2.08B | 2.01B | 1.77B | 1.59B |
| Net Cash (Debt) | -451.30M | -486.70M | -161.50M | -234.00M | -118.30M | 215.34M |
| Net Cash Per Share | -9.58 | -10.63 | -3.36 | -4.53 | -2.21 | 4.02 |
| Filing Date Shares Outstanding | 45.76M | 39.33M | 43.74M | 45.78M | 49.83M | 51.16M |
| Total Common Shares Outstanding | 45.76M | 39.33M | 43.73M | 45.78M | 49.82M | 51.15M |
| Working Capital | 1.17B | 415.50M | 810.50M | 1.46B | 1.37B | 1.46B |
| Book Value Per Share | 28.41 | 33.24 | 28.10 | 27.30 | 24.98 | 24.55 |
| Tangible Book Value | 48.20M | 4.00M | 180.60M | 234.80M | 228.00M | 516.08M |
| Tangible Book Value Per Share | 1.05 | 0.10 | 4.13 | 5.13 | 4.58 | 10.09 |
| Land | 900.00K | 600.00K | 600.00K | 600.00K | 687.00K | |
| Machinery | 1.08B | 918.70M | 988.40M | 912.40M | 877.33M |
Cash flow statement
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Net Income | 309.50M | 306.00M | 279.70M | 231.00M | 70.70M | |
| Depreciation & Amortization | 138.50M | 131.80M | 132.90M | 135.90M | 135.80M | |
| Other Amortization | 4.50M | 4.10M | 4.00M | 3.70M | 20.20M | |
| Loss (Gain) on Equity Investments | -2.90M | |||||
| Stock-Based Compensation | 55.10M | 43.90M | 53.70M | 44.10M | 36.50M | |
| Other Operating Activities | 5.00M | 37.90M | 5.50M | 35.80M | 8.30M | |
| Change in Accounts Receivable | -128.20M | 269.80M | -190.90M | -299.40M | -107.50M | |
| Change in Accounts Payable | 242.00M | -53.90M | 53.60M | 178.10M | -33.20M | |
| Change in Unearned Revenue | -3.50M | 1.20M | -10.30M | -8.40M | 7.50M | |
| Change in Income Taxes | -10.70M | 10.30M | 11.60M | 10.80M | 23.90M | |
| Change in Other Net Operating Assets | -49.50M | -18.30M | 303.30M | 416.70M | 244.10M | |
| Operating Cash Flow | 559.80M | 732.80M | 643.10M | 748.30M | 406.30M | |
| Capital Expenditures | -125.50M | -117.20M | -94.40M | -104.30M | -92.20M | |
| Cash Acquisitions | 24.00M | -91.60M | -1.30M | -343.00M | ||
| Other Investing Activities | -37.00M | -14.50M | -61.90M | -6.50M | -5.90M | |
| Investing Cash Flow | -138.50M | -223.30M | -157.60M | -453.80M | -98.10M | |
| Short-Term Debt Issued | 137.40M | 1.20M | 100.00K | |||
| Long-Term Debt Issued | 10.16B | 7.97B | 7.93B | 7.90B | 5.07B | |
| Total Debt Issued | 10.16B | 8.11B | 7.93B | 7.91B | 5.07B | |
| Short-Term Debt Repaid | -18.10M | -302.80M | ||||
| Long-Term Debt Repaid | -10.15B | -7.99B | -7.39B | -7.73B | -5.06B | |
| Total Debt Repaid | -10.17B | -7.99B | -7.70B | -7.73B | -5.06B | |
| Net Debt Issued (Repaid) | -7.70M | 120.30M | 229.40M | 172.60M | 13.10M | |
| Issuance of Common Stock | 9.00M | 17.20M | 7.80M | 9.10M | 10.80M | |
| Repurchase of Common Stock | -667.70M | -268.60M | -378.40M | -176.00M | -229.90M | |
| Other Financing Activities | -122.20M | -4.60M | -2.00M | -6.90M | -6.00M | |
| Financing Cash Flow | -788.60M | -135.70M | -143.20M | -1.20M | -212.00M | |
| Foreign Exchange Rate Adjustments | 241.90M | -132.60M | -86.10M | -388.60M | -109.60M | |
| Net Cash Flow | -125.40M | 241.20M | 256.20M | -95.30M | -13.40M | |
| Free Cash Flow | 434.30M | 615.60M | 548.70M | 644.00M | 314.10M | |
| Free Cash Flow Margin | 10.23% | 15.43% | 14.88% | 19.17% | 10.49% | |
| Free Cash Flow Per Share | 9.49 | 12.80 | 10.63 | 12.05 | 5.87 | |
| Levered Free Cash Flow | 337.11M | 461.49M | 226.12M | 226.64M | 245.41M | |
| Unlevered Free Cash Flow | 385.43M | 507.70M | 256.88M | 246.37M | 249.15M | |
| Cash Interest Paid | 70.30M | 78.30M | 53.20M | 29.10M | 18.50M | |
| Cash Income Tax Paid | 152.70M | 109.00M | 94.50M | 86.20M | 48.70M | |
| Change in Working Capital | 50.10M | 209.10M | 167.30M | 297.80M | 134.80M |
Ratios
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Market Capitalization | 2.36B | 3.20B | 4.52B | 4.68B | 4.68B | 6.30B |
| Enterprise Value | 2.81B | 3.65B | 4.61B | 4.86B | 4.94B | 5.95B |
| Last Close Price | 63.15 | 76.11 | 102.84 | 101.49 | 94.38 | 119.17 |
| PE Ratio | 10.37 | 10.34 | 14.76 | 16.73 | 20.26 | 89.09 |
| Forward PE | 5.56 | 7.01 | 10.87 | 12.57 | 13.38 | 18.31 |
| PS Ratio | 0.54 | 0.75 | 1.13 | 1.27 | 1.39 | 2.10 |
| PB Ratio | 2.22 | 2.42 | 3.68 | 3.75 | 3.76 | 5.02 |
| P/TBV Ratio | 49.00 | 800.00 | 25.02 | 19.94 | 20.53 | 12.21 |
| P/FCF Ratio | 8.78 | 7.37 | 7.34 | 8.53 | 7.27 | 20.05 |
| P/OCF Ratio | 5.89 | 5.72 | 6.17 | 7.28 | 6.25 | 15.50 |
| PEG Ratio | 0.46 | 0.54 | 0.78 | 1.15 | 1.15 | 1.15 |
| EV/Sales Ratio | 0.64 | 0.86 | 1.16 | 1.32 | 1.47 | 1.99 |
| EV/EBITDA Ratio | 4.40 | 5.47 | 7.26 | 8.60 | 9.48 | 16.61 |
| EV/EBIT Ratio | 5.84 | 6.90 | 9.17 | 11.24 | 12.82 | 26.75 |
| EV/FCF Ratio | 10.46 | 8.41 | 7.49 | 8.86 | 7.67 | 18.95 |
| Debt / Equity Ratio | 1.78 | 1.65 | 1.70 | 1.61 | 1.42 | 1.26 |
| Debt / EBITDA Ratio | 2.62 | 2.40 | 2.46 | 2.58 | 2.47 | 3.00 |
| Debt / FCF Ratio | 5.01 | 3.38 | 3.67 | 2.74 | 5.06 | |
| Net Debt / Equity Ratio | 0.35 | 0.37 | 0.13 | 0.19 | 0.10 | -0.17 |
| Net Debt / EBITDA Ratio | 0.71 | 0.73 | 0.25 | 0.41 | 0.23 | -0.60 |
| Net Debt / FCF Ratio | 1.12 | 0.26 | 0.43 | 0.18 | -0.69 | |
| Asset Turnover | 0.71 | 0.69 | 0.68 | 0.65 | 0.66 | 0.62 |
| Quick Ratio | 0.78 | 0.53 | 0.68 | 0.80 | 0.81 | 1.08 |
| Current Ratio | 1.42 | 1.11 | 1.25 | 1.54 | 1.58 | 1.79 |
| Return on Equity (ROE) | 21.75% | 24.53% | 24.71% | 22.41% | 18.46% | 5.22% |
| Return on Assets (ROA) | 4.88% | 5.37% | 5.36% | 4.79% | 4.75% | 2.88% |
| Return on Invested Capital (ROIC) | 16.92% | 23.12% | 23.89% | 21.22% | 22.94% | 10.25% |
| Return on Capital Employed (ROCE) | 14.80% | 20.10% | 19.30% | 13.50% | 12.60% | 7.70% |
| Earnings Yield | 9.65% | 9.67% | 6.77% | 5.97% | 4.93% | 1.12% |
| FCF Yield | 11.38% | 13.57% | 13.63% | 11.72% | 13.76% | 4.99% |
| Buyback Yield / Dilution | -4.11% | 4.78% | 6.82% | 3.49% | 0.12% | -1.65% |