NASDAQ : AROW
Arrow Financial Corporation — Key statistics
Financials · Banks - Regional · United States
Last price 38.36 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 711.01M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 711.01M |
| Enterprise Value | 550.54M |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 29, 2026 |
| Ex-Dividend Date | Nov 10, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 18.54M |
| Shares Outstanding | 18.54M |
| Shares Change (YoY) | +2.12% |
| Shares Change (QoQ) | +12.12% |
| Owned by Insiders (%) | 2.61% |
| Owned by Institutions (%) | 44.04% |
| Float | 16.22M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 14.79 |
| Forward PE | 9.08 |
| PS Ratio | 3.81 |
| Forward PS | 2.98 |
| PB Ratio | 1.38 |
| P/TBV Ratio | 1.67 |
| P/FCF Ratio | 15.93 |
| P/OCF Ratio | 13.68 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 12.51 |
| EV / Sales | 2.95 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 12.33 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.42 |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.89 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 9.47% |
| Return on Assets (ROA) | 0.87% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.35% |
| Revenue Per Employee | $323,211 |
| Profits Per Employee | $76,156 |
| Employee Count | 578 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 10.70M |
| Effective Tax Rate | 19.50% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.74 |
| 52-Week Price Change | +45.08% |
| 50-Day Moving Average | 37.85 |
| 200-Day Moving Average | 36.94 |
| Relative Strength Index (RSI) | 56.25 |
| Average Volume (20 Days) | 66,147 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 633,615 |
| Short Previous Month | 663,797 |
| Short % of Shares Out | 3.42% |
| Short % of Float | 3.91% |
| Short Ratio (days to cover) | 7.85 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 186.82M |
| Gross Profit | 186.82M |
| Operating Income | 57.35M |
| Pretax Income | 54.86M |
| Net Income | 44.02M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.59 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 378.77M |
| Total Debt | 218.30M |
| Net Cash | 160.47M |
| Net Cash Per Share | $8.66 |
| Equity (Book Value) | 515.09M |
| Book Value Per Share | 27.79 |
| Working Capital | -4.36B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 51.97M |
| Capital Expenditures | -7.32M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 301.51M |
| Free Cash Flow | 44.65M |
| FCF Per Share | $2.41 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 30.70% |
| Pretax Margin | 29.36% |
| Profit Margin | 23.64% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 26.24% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $1.20 |
| Dividend Yield | 3.13% |
| Dividend Growth (YoY) | 5.26% |
| Years of Dividend Growth | 32 |
| Payout Ratio | 46.28% |
| FCF Payout Ratio | 49.82% |
| Buyback Yield | -2.12% |
| Shareholder Yield | 1.01% |
| Earnings Yield | 6.76% |
| FCF Yield | 6.28% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $43.50 |
| Price Target Difference | 13.40% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (3Y) | 14.25% |
| EPS Growth Forecast (3Y) | 17.50% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | Sep 19, 2023 |
| Split Type | Forward |
| Split Ratio | 1.03:1 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |