DSE : KARNAPHULI

Karnaphuli Insurance PLC — Key statistics

Insurance Agents, Brokers, and Service · Bangladesh

Last price 52 BDT (At close: Oct 29, 2026) · Market cap 2.33B

Latest research: Karnaphuli Insurance financial analysis: combined ratio 82.2% in 2025 as cession rose (Oct 2026) · Karnaphuli Insurance: 2025 gross premium up 7.7%, net premium down 7.0% and a combined ratio of 82.2%

Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports

Technical report: trend, RSI, support and resistance, charts

Key statistics

Valuation

MeasureValue
Market Cap2.33B
Enterprise Value1.44B

Dates

MeasureValue
Earnings DateApr 22, 2027
Ex-Dividend DateJun 8, 2026

Shares

MeasureValue
Current Share Class44.88M
Shares Outstanding44.88M
Shares Change (YoY)n/a
Shares Change (QoQ)+0.15%
Owned by Insiders (%)30.41%
Owned by Institutions (%)n/a
Float31.23M

Ratios

MeasureValue
PE Ratio21.09
Forward PEn/a
PS Ratio3.98
PB Ratio2.00
P/TBV Ratio2.00
P/FCF Ratio18.17
P/OCF Ratio16.32
PEG Ration/a

Evratios

MeasureValue
EV / Earnings13.02
EV / Sales2.45
EV / EBITDA8.82
EV / EBIT9.65
EV / FCF11.21

Financialposition

MeasureValue
Current Ratio2.74
Quick Ratio2.74
Debt / Equityn/a
Debt / EBITDAn/a
Debt / FCFn/a
Interest Coverage191.99

Financialefficiency

MeasureValue
Return on Equity (ROE)9.90%
Return on Assets (ROA)4.44%
Return on Invested Capital (ROIC)9.78%
Return on Capital Employed (ROCE)10.04%
Weighted Average Cost of Capital (WACC)5.49%
Revenue Per Employee1.64M
Profits Per Employee308,213
Employee Count359
Asset Turnover0.28
Inventory Turnovern/a

Taxes

MeasureValue
Income Tax37.81M
Effective Tax Rate25.47%

Stockprice

MeasureValue
Beta (5Y)0.23
52-Week Price Change+71.05%
50-Day Moving Average53.64
200-Day Moving Average39.77
Relative Strength Index (RSI)52.91
Average Volume (20 Days)359,428

Shortselling

MeasureValue
Short Interestn/a
Short Previous Monthn/a
Short % of Shares Outn/a
Short % of Floatn/a
Short Ratio (days to cover)n/a

Incomestatement

MeasureValue
Revenue586.97M
Gross Profit317.56M
Operating Income149.23M
Pretax Income148.45M
Net Income110.65M
EBITDA158.56M
EBIT149.23M
Earnings Per Share (EPS)2.47

Balancesheet

MeasureValue
Cash & Cash Equivalents1.32B
Total Debtn/a
Net Cash893.27M
Net Cash Per Share19.91
Equity (Book Value)1.17B
Book Value Per Share25.97
Working Capital1.23B

Cashflow

MeasureValue
Operating Cash Flow143.02M
Capital Expenditures-14.58M
Depreciation & Amortizationn/a
Net Borrowingn/a
Free Cash Flow128.43M
FCF Per Share2.86

Margins

MeasureValue
Gross Margin54.10%
Operating Margin25.42%
Pretax Margin25.29%
Profit Margin18.85%
EBITDA Margin27.01%
EBIT Margin25.42%
FCF Margin21.88%

Dividends

MeasureValue
Dividend Per Share1.00
Dividend Yield1.92%
Dividend Growth (YoY)n/a
Years of Dividend Growthn/a
Payout Ratio40.56%
FCF Payout Ratio34.94%
Buyback Yieldn/a
Shareholder Yield1.92%
Earnings Yield4.74%
FCF Yield5.50%

Analystforecasts

MeasureValue
Price Targetn/a
Price Target Differencen/a
Analyst Consensusn/a
Analyst Countn/a
Revenue Growth Forecast (3Y)n/a
EPS Growth Forecast (3Y)n/a

Stocksplits

MeasureValue
Last Split DateMay 21, 2019
Split TypeForward
Split Ratio1.05

Scores

MeasureValue
Altman Z-Scoren/a
Piotroski F-Score4

Fairvalue

MeasureValue
Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside