Company · Analysis · 31 Oct 2026
Dhaka Bank: NPL down to 3.8% and the 2024 deferral cleared, but net interest income fell 45% in H1 2026 and paid-up capital is 47% short of Tk2,000 crore
Dhaka Bank cut classified loans from 5.33% to 3.77% of loans in 2025 and fully provided the BDT 5.0bn shortfall BB had let it defer, but special mention loans more than doubled to 6.6% of the book, cost of fund reached 9.65%, net interest income fell to BDT 1.2bn in H1 2026, and its Tk1,057 crore paid-up capital is 47.2% below the Tk2,000 crore line for cash dividends.
Dhaka Bank PLC is a second-generation private commercial bank that listed on the DSE and CSE in 2000. At the end of 2025 it had 117 branches, 36 sub-branches, 120 ATMs and 2,145 employees, with deposits of BDT 338.8bn, loans of BDT 276.1bn and total…