NYSE : YRD
Yiren Digital Ltd. — Key statistics
Financials · Credit Services · China
Last price 0.4746 USD (Oct 30, 2026, 9:37 AM EDT) · Market cap 41.52M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 36.32M |
| Enterprise Value | -208.57M |
Dates
| Measure | Value |
|---|
| Earnings Date | Nov 24, 2026 |
| Ex-Dividend Date | n/a |
Shares
| Measure | Value |
|---|
| Current Share Class | n/a |
| Shares Outstanding | 87.49M |
| Shares Change (YoY) | +0.37% |
| Shares Change (QoQ) | +0.01% |
| Owned by Insiders (%) | 1.48% |
| Owned by Institutions (%) | 2.41% |
| Float | 14.45M |
Ratios
| Measure | Value |
|---|
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 0.06 |
| Forward PS | n/a |
| PB Ratio | 0.04 |
| P/TBV Ratio | 0.04 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financialposition
| Measure | Value |
|---|
| Current Ratio | 19.23 |
| Quick Ratio | 12.28 |
| Debt / Equity | 0.00 |
| Debt / EBITDA | 0.04 |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | -17.75% |
| Return on Assets (ROA) | 4.22% |
| Return on Invested Capital (ROIC) | 14.04% |
| Return on Capital Employed (ROCE) | 8.89% |
| Weighted Average Cost of Capital (WACC) | 9.19% |
| Revenue Per Employee | $647,942 |
| Profits Per Employee | -$223,726 |
| Employee Count | 981 |
| Asset Turnover | 0.36 |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | -18.44M |
| Effective Tax Rate | n/a |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 1.12 |
| 52-Week Price Change | -92.18% |
| 50-Day Moving Average | 0.89 |
| 200-Day Moving Average | 1.85 |
| Relative Strength Index (RSI) | 27.78 |
| Average Volume (20 Days) | 7,012,575 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 2.56M |
| Short Previous Month | 115,329 |
| Short % of Shares Out | 16.25% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.42 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 635.63M |
| Gross Profit | 519.63M |
| Operating Income | 119.46M |
| Pretax Income | -238.50M |
| Net Income | -219.47M |
| EBITDA | 121.71M |
| EBIT | 119.46M |
| Loss Per Share | -$2.51 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 249.78M |
| Total Debt | 4.90M |
| Net Cash | 244.89M |
| Net Cash Per Share | $2.80 |
| Equity (Book Value) | 1.01B |
| Book Value Per Share | 11.53 |
| Working Capital | 1.20B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | -281.03M |
| Capital Expenditures | -3.87M |
| Depreciation & Amortization | 2.30M |
| Net Borrowing | 1.40M |
| Free Cash Flow | -284.90M |
| FCF Per Share | -$3.26 |
Margins
| Measure | Value |
|---|
| Gross Margin | 81.75% |
| Operating Margin | 18.79% |
| Pretax Margin | -37.52% |
| Profit Margin | -34.53% |
| EBITDA Margin | 19.15% |
| EBIT Margin | 18.79% |
| FCF Margin | n/a |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 1 |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | -0.37% |
| Shareholder Yield | -0.37% |
| Earnings Yield | -605.54% |
| FCF Yield | -784.49% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Measure | Value |
|---|
| Altman Z-Score | 2.78 |
| Piotroski F-Score | 2 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |