NYSE : VEL
Velocity Financial, Inc. — Key statistics
Financials · Mortgage Finance · United States
Last price 15.95 USD (Oct 29, 2026, 4:00 PM EDT) · Market cap 629.73M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 638.42M |
| Enterprise Value | 7.61B |
Dates
| Measure | Value |
|---|
| Earnings Date | Nov 4, 2026 |
| Ex-Dividend Date | n/a |
Shares
| Measure | Value |
|---|
| Current Share Class | 39.48M |
| Shares Outstanding | 39.48M |
| Shares Change (YoY) | +6.79% |
| Shares Change (QoQ) | +0.33% |
| Owned by Insiders (%) | 4.21% |
| Owned by Institutions (%) | 48.26% |
| Float | 4.95M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 5.88 |
| Forward PE | 5.87 |
| PS Ratio | 2.18 |
| Forward PS | 2.70 |
| PB Ratio | 0.86 |
| P/TBV Ratio | 0.87 |
| P/FCF Ratio | 27.55 |
| P/OCF Ratio | 27.23 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 71.54 |
| EV / Sales | 26.74 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 337.21 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | 15.55 |
| Quick Ratio | 15.14 |
| Debt / Equity | 9.72 |
| Debt / EBITDA | n/a |
| Debt / FCF | 313.04 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 16.32% |
| Return on Assets (ROA) | 1.50% |
| Return on Invested Capital (ROIC) | 1.42% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 0.69% |
| Revenue Per Employee | $765,790 |
| Profits Per Employee | $286,191 |
| Employee Count | 371 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 43.34M |
| Effective Tax Rate | 28.60% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.77 |
| 52-Week Price Change | -13.96% |
| 50-Day Moving Average | 16.17 |
| 200-Day Moving Average | 17.80 |
| Relative Strength Index (RSI) | 56.10 |
| Average Volume (20 Days) | 167,119 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 1.54M |
| Short Previous Month | 1.56M |
| Short % of Shares Out | 3.91% |
| Short % of Float | 31.16% |
| Short Ratio (days to cover) | 7.27 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 284.11M |
| Gross Profit | 214.99M |
| Operating Income | 151.54M |
| Pretax Income | 151.54M |
| Net Income | 106.18M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.75 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 76.23M |
| Total Debt | 7.05B |
| Net Cash | -6.98B |
| Net Cash Per Share | -$176.68 |
| Equity (Book Value) | 725.16M |
| Book Value Per Share | 18.36 |
| Working Capital | 7.24B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 22.79M |
| Capital Expenditures | -263,000 |
| Depreciation & Amortization | 1.73M |
| Net Borrowing | 1.37B |
| Free Cash Flow | 22.53M |
| FCF Per Share | $0.57 |
Margins
| Measure | Value |
|---|
| Gross Margin | 75.67% |
| Operating Margin | 53.34% |
| Pretax Margin | 53.34% |
| Profit Margin | 37.91% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 7.93% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | -6.79% |
| Shareholder Yield | -6.79% |
| Earnings Yield | 17.02% |
| FCF Yield | 3.63% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $20.83 |
| Price Target Difference | 28.82% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | 7.12% |
| EPS Growth Forecast (3Y) | 5.32% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |