NYSE : UVE
Universal Insurance Holdings, Inc. — Key statistics
Financials · Insurance - Property & Casualty · United States
Last price 47.56 USD (Oct 29, 2026, 4:00 PM EDT) · Market cap 1.31B
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 1.34B |
| Enterprise Value | 869.93M |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 22, 2026 |
| Ex-Dividend Date | Jul 31, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 27.67M |
| Shares Outstanding | 27.67M |
| Shares Change (YoY) | +0.19% |
| Shares Change (QoQ) | +0.49% |
| Owned by Insiders (%) | 9.05% |
| Owned by Institutions (%) | 80.18% |
| Float | 25.16M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 6.05 |
| Forward PE | 8.33 |
| PS Ratio | 0.80 |
| Forward PS | 0.86 |
| PB Ratio | 2.08 |
| P/TBV Ratio | 2.08 |
| P/FCF Ratio | 3.95 |
| P/OCF Ratio | 3.90 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 3.74 |
| EV / Sales | 0.52 |
| EV / EBITDA | 2.69 |
| EV / EBIT | 2.74 |
| EV / FCF | 2.56 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | 0.63 |
| Quick Ratio | 0.33 |
| Debt / Equity | 0.15 |
| Debt / EBITDA | 0.30 |
| Debt / FCF | 0.29 |
| Interest Coverage | 43.63 |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 40.76% |
| Return on Assets (ROA) | 6.32% |
| Return on Invested Capital (ROIC) | 32.20% |
| Return on Capital Employed (ROCE) | 28.83% |
| Weighted Average Cost of Capital (WACC) | 7.92% |
| Revenue Per Employee | $1.80M |
| Profits Per Employee | $250,341 |
| Employee Count | 929 |
| Asset Turnover | 0.53 |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 77.33M |
| Effective Tax Rate | 24.95% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.70 |
| 52-Week Price Change | +54.26% |
| 50-Day Moving Average | 44.81 |
| 200-Day Moving Average | 38.90 |
| Relative Strength Index (RSI) | 62.08 |
| Average Volume (20 Days) | 225,336 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 887,853 |
| Short Previous Month | 651,620 |
| Short % of Shares Out | 3.21% |
| Short % of Float | 3.53% |
| Short Ratio (days to cover) | 4.75 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 1.67B |
| Gross Profit | 443.73M |
| Operating Income | 317.18M |
| Pretax Income | 309.91M |
| Net Income | 232.57M |
| EBITDA | 323.57M |
| EBIT | 317.18M |
| Earnings Per Share (EPS) | $8.02 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 569.46M |
| Total Debt | 97.39M |
| Net Cash | 472.08M |
| Net Cash Per Share | $17.06 |
| Equity (Book Value) | 646.04M |
| Book Value Per Share | 23.37 |
| Working Capital | -766.03M |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 344.40M |
| Capital Expenditures | -4.64M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -1.47M |
| Free Cash Flow | 339.68M |
| FCF Per Share | $12.28 |
Margins
| Measure | Value |
|---|
| Gross Margin | 26.61% |
| Operating Margin | 19.02% |
| Pretax Margin | 18.58% |
| Profit Margin | 13.94% |
| EBITDA Margin | 19.40% |
| EBIT Margin | 19.02% |
| FCF Margin | 20.85% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $0.64 |
| Dividend Yield | 1.32% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 7.98% |
| FCF Payout Ratio | 5.21% |
| Buyback Yield | -0.19% |
| Shareholder Yield | 1.13% |
| Earnings Yield | 16.53% |
| FCF Yield | 25.31% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | 0.40% |
| EPS Growth Forecast (3Y) | -3.05% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | Dec 6, 1994 |
| Split Type | Reverse |
| Split Ratio | 1:4 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |