NYSE : UCB
United Community Banks, Inc. — Key statistics
Financials · Banks - Regional · United States
Last price 37.21 USD (Oct 29, 2026, 4:00 PM EDT) · Market cap 4.46B
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 4.40B |
| Enterprise Value | 3.57B |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 20, 2026 |
| Ex-Dividend Date | Sep 15, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 119.83M |
| Shares Outstanding | 119.83M |
| Shares Change (YoY) | -0.05% |
| Shares Change (QoQ) | +0.01% |
| Owned by Insiders (%) | 0.50% |
| Owned by Institutions (%) | 88.71% |
| Float | 119.17M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 30.51 |
| Forward PE | 10.90 |
| PS Ratio | 5.38 |
| Forward PS | 3.73 |
| PB Ratio | 1.25 |
| P/TBV Ratio | 1.77 |
| P/FCF Ratio | 12.19 |
| P/OCF Ratio | 11.33 |
| PEG Ratio | 1.56 |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 24.52 |
| EV / Sales | 4.36 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 9.87 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.01 |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.11 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 4.13% |
| Return on Assets (ROA) | 0.51% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 9.09% |
| Revenue Per Employee | $260,263 |
| Profits Per Employee | $46,302 |
| Employee Count | 3,141 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 39.34M |
| Effective Tax Rate | 21.15% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.90 |
| 52-Week Price Change | +25.66% |
| 50-Day Moving Average | 34.83 |
| 200-Day Moving Average | 34.08 |
| Relative Strength Index (RSI) | 62.42 |
| Average Volume (20 Days) | 1,135,404 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 5.48M |
| Short Previous Month | 5.14M |
| Short % of Shares Out | 4.58% |
| Short % of Float | 4.60% |
| Short Ratio (days to cover) | 5.70 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 817.49M |
| Gross Profit | 817.49M |
| Operating Income | 223.65M |
| Pretax Income | 185.98M |
| Net Income | 145.44M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.20 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 875.37M |
| Total Debt | 39.69M |
| Net Cash | 835.68M |
| Net Cash Per Share | $6.97 |
| Equity (Book Value) | 3.51B |
| Book Value Per Share | 29.27 |
| Working Capital | -24.42B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 388.48M |
| Capital Expenditures | -27.28M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 1.03B |
| Free Cash Flow | 361.19M |
| FCF Per Share | $3.01 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 27.36% |
| Pretax Margin | 22.75% |
| Profit Margin | 17.94% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 32.59% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $1.04 |
| Dividend Yield | 2.83% |
| Dividend Growth (YoY) | 4.12% |
| Years of Dividend Growth | 11 |
| Payout Ratio | 86.40% |
| FCF Payout Ratio | 34.50% |
| Buyback Yield | 0.05% |
| Shareholder Yield | 2.88% |
| Earnings Yield | 3.28% |
| FCF Yield | 8.21% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $40.88 |
| Price Target Difference | 11.30% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (3Y) | 5.81% |
| EPS Growth Forecast (3Y) | 11.07% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | Jun 20, 2011 |
| Split Type | Reverse |
| Split Ratio | 1:5 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |