NYSE : SMBK
SmartFinancial, Inc. — Key statistics
Financials · Banks - Regional · United States
Last price 48.47 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 828.63M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 828.63M |
| Enterprise Value | 562.98M |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 19, 2026 |
| Ex-Dividend Date | Jul 31, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 17.10M |
| Shares Outstanding | 17.10M |
| Shares Change (YoY) | +0.51% |
| Shares Change (QoQ) | +0.19% |
| Owned by Insiders (%) | 11.08% |
| Owned by Institutions (%) | 65.85% |
| Float | 15.20M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 13.21 |
| Forward PE | 12.04 |
| PS Ratio | 3.94 |
| Forward PS | 3.44 |
| PB Ratio | 1.43 |
| P/TBV Ratio | 1.70 |
| P/FCF Ratio | 12.68 |
| P/OCF Ratio | 11.28 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 9.03 |
| EV / Sales | 2.68 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 8.61 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.17 |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.52 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 11.13% |
| Return on Assets (ROA) | 1.03% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.28% |
| Revenue Per Employee | $356,864 |
| Profits Per Employee | $105,827 |
| Employee Count | 589 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 12.16M |
| Effective Tax Rate | 16.33% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.71 |
| 52-Week Price Change | +40.01% |
| 50-Day Moving Average | 50.48 |
| 200-Day Moving Average | 45.17 |
| Relative Strength Index (RSI) | 40.14 |
| Average Volume (20 Days) | 111,995 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 130,945 |
| Short Previous Month | 126,352 |
| Short % of Shares Out | 0.77% |
| Short % of Float | 0.86% |
| Short Ratio (days to cover) | 5.18 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 210.19M |
| Gross Profit | 210.19M |
| Operating Income | 84.21M |
| Pretax Income | 74.50M |
| Net Income | 62.33M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.67 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 364.88M |
| Total Debt | 99.22M |
| Net Cash | 265.65M |
| Net Cash Per Share | $15.54 |
| Equity (Book Value) | 581.26M |
| Book Value Per Share | 33.99 |
| Working Capital | -5.20B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 73.44M |
| Capital Expenditures | -8.08M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 52.20M |
| Free Cash Flow | 65.36M |
| FCF Per Share | $3.82 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 40.06% |
| Pretax Margin | 35.44% |
| Profit Margin | 29.65% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 32.01% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $0.36 |
| Dividend Yield | 0.74% |
| Dividend Growth (YoY) | 6.25% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 9.81% |
| FCF Payout Ratio | 9.42% |
| Buyback Yield | -0.51% |
| Shareholder Yield | 0.23% |
| Earnings Yield | 7.57% |
| FCF Yield | 7.89% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $52.38 |
| Price Target Difference | 8.07% |
| Analyst Consensus | Hold |
| Analyst Count | 6 |
| Revenue Growth Forecast (3Y) | 9.98% |
| EPS Growth Forecast (3Y) | 15.06% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | Sep 23, 2015 |
| Split Type | Reverse |
| Split Ratio | 1:4 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |