NYSE : MUFG
Mitsubishi UFJ Financial Group, Inc. — Financial statements
Financials · Banks - Diversified · Japan
Last price 21.56 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 246.32B
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Financial statements
Income statement
Fiscal year April - March; amounts in JPY.
| TTM | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|---|
| Interest Income on Loans | 5.44T | 5.27T | 5.52T | 4.92T | 3.18T | 1.76T |
| Interest Income on Investments | 3.49T | 3.34T | 2.74T | 2.24T | 1.46T | 772.07B |
| Total Interest Income | 8.93T | 8.61T | 8.27T | 7.16T | 4.64T | 2.53T |
| Interest Paid on Deposits | 2.68T | 2.62T | 2.84T | 2.53T | 1.18T | 216.59B |
| Interest Paid on Borrowings | 2.38T | 2.31T | 2.34T | 2.00T | 1.06T | 343.77B |
| Total Interest Expense | 5.05T | 4.93T | 5.18T | 4.53T | 2.23T | 560.36B |
| Net Interest Income | 3.88T | 3.68T | 3.09T | 2.62T | 2.40T | 1.97T |
| Income From Trading Activities | -560.66B | -650.57B | 32.26B | -703.91B | -781.31B | -824.42B |
| Gain (Loss) on Sale of Assets | -19.33B | 8.85B | 483.58B | -134.14B | ||
| Gain (Loss) on Sale of Investments | 703.75B | 703.75B | -826.50B | 1.38T | -256.94B | -119.03B |
| Gain (Loss) on Sale of Equity Investments | 871.18B | 871.18B | 669.40B | 464.05B | 398.15B | 436.58B |
| Other Non-Interest Income | 2.60T | 2.32T | 2.64T | 1.78T | 1.83T | 1.89T |
| Total Non-Interest Income | 3.61T | 3.25T | 2.57T | 2.88T | 1.64T | 1.26T |
| Revenues Before Loan Losses | 7.49T | 6.94T | 5.66T | 5.50T | 4.04T | 3.23T |
| Provision for Loan Losses | 226.11B | 226.11B | 121.79B | 258.80B | 7.29B | 278.00B |
| Revenue | 7.26T | 6.71T | 5.54T | 5.24T | 4.03T | 2.95T |
| Salaries and Employee Benefits | 1.59T | 1.59T | 1.47T | 1.41T | 1.35T | 1.28T |
| Occupancy Expenses | 249.90B | 249.90B | 248.31B | 236.91B | 236.90B | 247.97B |
| Federal Deposit Insurance | 100.56B | 100.56B | 98.86B | 92.06B | 78.44B | 95.55B |
| Amortization of Goodwill & Intangibles | 337.13B | 337.13B | 295.13B | 288.54B | 274.96B | 261.03B |
| Selling, General & Administrative | 568.63B | 464.79B | 390.02B | 379.78B | 410.71B | 375.36B |
| Other Non-Interest Expense | 1.38T | 1.33T | 1.03T | 933.24B | 1.18T | 714.70B |
| Total Non-Interest Expense | 4.23T | 4.08T | 3.54T | 3.34T | 3.53T | 2.97T |
| EBT Excluding Unusual Items | 3.03T | 2.64T | 2.00T | 1.90T | 505.51B | -18.79B |
| Asset Writedown | -29.09B | -29.10B | -48.93B | -23.67B | -10.64B | -39.93B |
| Pretax Income | 2.90T | 2.51T | 1.80T | 1.88T | 461.31B | -58.73B |
| Income Tax Expense | 750.06B | 625.59B | 527.94B | 500.66B | 46.75B | -14.51B |
| Earnings From Continuing Operations | 2.15T | 1.88T | 1.27T | 1.38T | 414.56B | -44.22B |
| Minority Interest in Earnings | -156.37B | -154.54B | -705.00M | -51.70B | -32.76B | -39.10B |
| Net Income | 1.99T | 1.73T | 1.27T | 1.33T | 381.80B | -83.32B |
| Net Income to Common | 1.99T | 1.73T | 1.27T | 1.33T | 381.80B | -83.32B |
| Basic Shares Outstanding | 11.35B | 11.40B | 11.65B | 11.98B | 12.32B | 12.80B |
| Diluted Shares Outstanding | 11.35B | 11.40B | 11.65B | 11.98B | 12.32B | 12.80B |
| EPS (Basic) | 175.64 | 151.74 | 108.71 | 110.69 | 31.00 | -6.51 |
| EPS (Diluted) | 174.97 | 151.09 | 108.18 | 110.39 | 30.68 | -6.93 |
| Dividend Per Share | 86.00 | 86.00 | 64.00 | 41.00 | 32.00 | 28.00 |
| Effective Tax Rate | 25.87% | 24.93% | 29.40% | 26.66% | 10.13% |
Balance sheet
Fiscal year April - March; amounts in JPY.
| TTM | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | 80.63T | 87.24T | 106.34T | 107.11T | 111.12T | 106.83T |
| Investment Securities | 112.81T | 76.15T | 81.55T | 84.16T | 79.33T | 74.75T |
| Trading Asset Securities | 45.61T | 74.44T | 50.14T | 42.40T | 34.76T | 33.81T |
| Mortgage-Backed Securities | 5.51T | 5.81T | 6.18T | 5.02T | 1.14T | |
| Total Investments | 158.42T | 156.10T | 137.51T | 132.74T | 119.12T | 109.69T |
| Gross Loans | 136.22T | 146.24T | 132.67T | 129.16T | 121.19T | 114.27T |
| Allowance for Loan Losses | -1.21T | -1.23T | -1.24T | -1.36T | -1.27T | -1.47T |
| Other Adjustments to Gross Loans | -506.26B | -442.79B | -486.71B | -401.01B | -322.23B | |
| Net Loans | 135.01T | 144.50T | 130.98T | 127.32T | 119.52T | 112.48T |
| Property, Plant & Equipment | 1.43T | 1.37T | 1.17T | 1.11T | 1.09T | 1.08T |
| Goodwill | 566.54B | 558.16B | 493.76B | 296.77B | 303.61B | |
| Other Intangible Assets | 1.98T | 1.48T | 1.40T | 1.30T | 1.17T | 1.15T |
| Loans Held for Sale | 1.25T | 887.26B | 971.51B | 967.08B | 514.11B | |
| Accrued Interest Receivable | 864.97B | 761.36B | 737.95B | 500.51B | 246.27B | |
| Other Receivables | 2.83T | 2.32T | 2.89T | 2.55T | 1.83T | |
| Restricted Cash | 1.28T | 7.40T | 5.54T | 7.13T | 6.44T | 6.82T |
| Other Current Assets | 22.10T | 12.56T | 12.01T | 9.79T | 13.12T | 22.21T |
| Long-Term Deferred Tax Assets | 150.82B | 131.90B | 123.34B | 142.77B | 182.39B | 79.19B |
| Other Long-Term Assets | 32.92T | 9.28T | 6.35T | 6.10T | 5.66T | 4.42T |
| Total Assets | 433.91T | 425.58T | 405.94T | 397.82T | 381.74T | 367.65T |
| Accounts Payable | 2.16T | 1.69T | 1.82T | 1.92T | 1.31T | |
| Accrued Expenses | 162.74B | 5.75T | 5.25T | 5.23T | 6.00T | 5.08T |
| Interest Bearing Deposits | 256.24T | 224.89T | 212.59T | 208.33T | 197.47T | 188.09T |
| Non-Interest Bearing Deposits | 35.86T | 36.82T | 38.80T | 37.80T | 36.50T | |
| Total Deposits | 256.24T | 260.76T | 249.42T | 247.14T | 235.28T | 224.59T |
| Short-Term Borrowings | 84.85T | 101.16T | 98.91T | 74.07T | 72.96T | 64.97T |
| Current Portion of Long-Term Debt | 3.00T | 1.44T | 170.00M | |||
| Current Portion of Leases | 100.48B | |||||
| Accrued Interest Payable | 583.98B | 560.98B | 567.50B | 385.92B | 98.18B | |
| Other Current Liabilities | 15.34T | 10.94T | 8.39T | 9.17T | 8.82T | 19.43T |
| Long-Term Debt | 23.53T | 18.86T | 19.56T | 39.99T | 39.05T | 34.68T |
| Long-Term Leases | 295.97B | 362.96B | 355.32B | 356.86B | 400.29B | |
| Pension & Post-Retirement Benefits | 109.50B | 106.36B | 103.96B | 105.86B | 89.09B | 89.06B |
| Long-Term Deferred Tax Liabilities | 710.45B | 773.98B | 754.89B | 612.68B | 208.61B | 530.27B |
| Other Long-Term Liabilities | 28.78T | 254.47B | 251.50B | 245.47B | 198.13B | 171.41B |
| Total Liabilities | 409.73T | 404.74T | 386.69T | 379.30T | 365.27T | 351.35T |
| Common Stock | 2.14T | 2.09T | 2.09T | 2.09T | 2.09T | 2.09T |
| Additional Paid-In Capital | 4.01T | 4.30T | 4.64T | 4.90T | 5.33T | |
| Retained Earnings | 16.38T | 10.94T | 10.06T | 9.33T | 8.41T | 8.41T |
| Treasury Stock | -1.03T | -935.12B | -726.92B | -614.11B | -482.55B | -452.22B |
| Comprehensive Income & Other | 5.21T | 3.46T | 2.56T | 2.24T | 844.19B | 227.03B |
| Total Common Equity | 22.70T | 19.57T | 18.29T | 17.68T | 15.76T | 15.61T |
| Minority Interest | 1.48T | 1.27T | 964.25B | 841.35B | 702.82B | 691.45B |
| Shareholders' Equity | 24.18T | 20.84T | 19.25T | 18.52T | 16.47T | 16.30T |
| Total Liabilities & Equity | 433.91T | 425.58T | 405.94T | 397.82T | 381.74T | 367.65T |
| Total Debt | 108.38T | 123.41T | 120.27T | 114.42T | 112.37T | 100.05T |
| Net Cash (Debt) | 34.72T | 60.65T | 60.69T | 58.91T | 52.13T | 57.59T |
| Net Cash Per Share | 3,059.86 | 5,321.23 | 5,206.87 | 4,917.46 | 4,231.59 | 4,499.54 |
| Filing Date Shares Outstanding | 11.26B | 11.29B | 11.51B | 11.73B | 12.02B | 12.61B |
| Total Common Shares Outstanding | 11.26B | 11.29B | 11.51B | 11.73B | 12.02B | 12.61B |
| Book Value Per Share | 2,016.73 | 1,734.04 | 1,589.14 | 1,507.37 | 1,311.17 | 1,237.05 |
| Tangible Book Value | 20.72T | 17.53T | 16.32T | 15.88T | 14.29T | 14.15T |
| Tangible Book Value Per Share | 1,841.18 | 1,553.18 | 1,418.74 | 1,354.59 | 1,188.82 | 1,121.93 |
Cash flow statement
Fiscal year April - March; amounts in JPY.
| TTM | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|---|
| Net Income | 1.73T | 1.27T | 1.33T | 381.80B | -83.32B | |
| Depreciation & Amortization | 424.89B | 383.41B | 368.56B | 348.94B | 343.68B | |
| Gain (Loss) on Sale of Assets | -483.58B | 134.14B | ||||
| Gain (Loss) on Sale of Investments | -810.29B | 723.60B | -1.41T | 271.07B | 136.06B | |
| Total Asset Writedown | 105.89B | 164.44B | 15.04B | 38.70B | 33.30B | |
| Provision for Credit Losses | 226.11B | 121.79B | 258.80B | 289.82B | 281.16B | |
| Change in Trading Asset Securities | -20.14T | -5.75T | -3.05T | -180.52B | 4.14T | |
| Change in Other Net Operating Assets | 16.34T | 5.71T | 1.77T | 1.79T | -3.06T | |
| Other Operating Activities | -376.27B | -921.79B | -611.62B | -44.43B | -584.82B | |
| Operating Cash Flow | -3.37T | 1.03T | -1.79T | 2.01T | 909.36B | |
| Capital Expenditures | -302.86B | -131.72B | -111.21B | -119.39B | -102.96B | |
| Sale of Property, Plant and Equipment | 60.68B | 46.98B | 55.62B | 35.62B | 76.07B | |
| Cash Acquisitions | -16.14B | -153.35B | -182.16B | |||
| Investment in Securities | 4.55T | 343.40B | 4.39T | -7.34T | 57.21B | |
| Income (Loss) Equity Investments | -871.18B | -669.40B | -464.05B | -398.15B | -436.58B | |
| Divestitures | 296.82B | 129.68B | 163.52B | -1.71T | -682.38B | |
| Purchase / Sale of Intangibles | -344.08B | -306.66B | -317.31B | -273.09B | -264.04B | |
| Net Decrease (Increase) in Loans Originated / Sold - Investing | -5.75T | -3.27T | -5.32T | -2.52T | 1.17T | |
| Other Investing Activities | -180.18B | 6.61B | 73.76B | -31.77B | -16.61B | |
| Investing Cash Flow | -1.69T | -3.34T | -1.25T | -11.95T | 236.84B | |
| Short-Term Debt Issued | 19.18T | 822.15B | 11.54T | 5.53T | ||
| Long-Term Debt Issued | 4.58T | 3.83T | 3.21T | 7.57T | 4.66T | |
| Total Debt Issued | 4.58T | 23.01T | 4.03T | 19.11T | 10.19T | |
| Short-Term Debt Repaid | -18.98T | -6.08T | -8.47T | |||
| Long-Term Debt Repaid | -4.84T | -22.91T | -3.96T | -4.19T | -5.47T | |
| Total Debt Repaid | -23.82T | -22.91T | -10.04T | -12.66T | -5.47T | |
| Net Debt Issued (Repaid) | -19.24T | 94.79B | -6.00T | 6.45T | 4.73T | |
| Issuance of Common Stock | 3.07B | 11.04B | 3.33B | 1.21B | 2.69B | |
| Repurchase of Common Stock | -500.07B | -418.44B | -400.09B | -450.38B | -158.53B | |
| Common Dividends Paid | -846.72B | -531.84B | -438.72B | -379.49B | -333.84B | |
| Net Increase (Decrease) in Deposit Accounts | 5.53T | 2.23T | 4.13T | 6.14T | 1.56T | |
| Other Financing Activities | 96.05B | 22.84B | -65.35B | 36.30B | -411.40B | |
| Financing Cash Flow | -14.96T | 1.41T | -2.77T | 11.80T | 5.39T | |
| Foreign Exchange Rate Adjustments | 1.08T | 81.44B | 1.98T | 1.04T | 1.25T | |
| Net Cash Flow | -18.93T | -820.52B | -3.83T | 2.91T | 7.78T | |
| Free Cash Flow | -3.67T | 897.11B | -1.90T | 1.89T | 806.39B | |
| Free Cash Flow Margin | -54.67% | 16.20% | -36.30% | 46.95% | 27.30% | |
| Free Cash Flow Per Share | -321.92 | 76.97 | -158.82 | 153.74 | 63.01 | |
| Cash Interest Paid | 4.93T | 5.19T | 4.38T | 1.95T | 596.45B | |
| Cash Income Tax Paid | 429.91B | 328.97B | 519.96B | 451.99B | 220.14B |
Ratios
Fiscal year April - March; amounts in JPY.
| TTM | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|---|
| Market Capitalization | 241.27B | 184.57B | 154.52B | 121.83B | 74.97B | 78.98B |
| Last Close Price | 16.97 | 13.26 | 9.67 | 5.90 | 5.53 | |
| PE Ratio | 19.36 | 16.97 | 18.26 | 13.90 | 26.11 | |
| PS Ratio | 5.40 | 4.37 | 4.18 | 3.52 | 2.47 | 3.25 |
| PB Ratio | 1.62 | 1.41 | 1.20 | 0.99 | 0.60 | 0.59 |
| P/FCF Ratio | 25.79 | 5.26 | 11.89 | |||
| P/OCF Ratio | 22.49 | 4.95 | 10.55 | |||
| Debt / Equity Ratio | 4.48 | 5.92 | 6.25 | 6.18 | 6.82 | 6.14 |
| Debt / FCF Ratio | 134.07 | 59.33 | 124.08 | |||
| Net Debt / Equity Ratio | -1.44 | -2.91 | -3.15 | -3.18 | -3.17 | -3.53 |
| Net Debt / FCF Ratio | 16.53 | -67.64 | 30.96 | -27.52 | -71.41 | |
| Return on Equity (ROE) | 9.46% | 9.40% | 6.71% | 7.88% | 2.53% | -0.27% |
| Return on Assets (ROA) | 0.52% | 0.45% | 0.32% | 0.35% | 0.11% | -0.01% |
| Earnings Yield | 5.17% | 5.89% | 5.47% | 7.20% | 3.83% | -0.87% |
| FCF Yield | -9.63% | -12.50% | 3.88% | -10.33% | 19.00% | 8.41% |
| Dividend Yield | 2.07% | 3.31% | 3.18% | 2.61% | 3.86% | 3.68% |
| Payout Ratio | 39.91% | 48.96% | 41.98% | 33.09% | 99.39% | |
| Buyback Yield / Dilution | 2.17% | 2.20% | 2.72% | 2.75% | 3.74% | 0.48% |
| Total Shareholder Return | 4.24% | 5.51% | 5.90% | 5.36% | 7.60% | 4.16% |