NYSE : LOB
Live Oak Bancshares, Inc. — Key statistics
Financials · Banks - Regional · United States
Last price 34.47 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 1.60B
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 1.63B |
| Enterprise Value | 634.46M |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 21, 2026 |
| Ex-Dividend Date | Sep 1, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 46.38M |
| Shares Outstanding | 46.38M |
| Shares Change (YoY) | +1.22% |
| Shares Change (QoQ) | +0.59% |
| Owned by Insiders (%) | 22.00% |
| Owned by Institutions (%) | 71.81% |
| Float | 36.18M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 12.57 |
| Forward PE | 8.99 |
| PS Ratio | 3.12 |
| Forward PS | 2.29 |
| PB Ratio | 1.32 |
| P/TBV Ratio | 1.36 |
| P/FCF Ratio | 6.92 |
| P/OCF Ratio | 6.49 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 4.91 |
| EV / Sales | 1.22 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 2.71 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.08 |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.42 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 11.06% |
| Return on Assets (ROA) | 0.88% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 13.36% |
| Revenue Per Employee | $506,983 |
| Profits Per Employee | $125,984 |
| Employee Count | 1,040 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 44.00M |
| Effective Tax Rate | 24.04% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 1.80 |
| 52-Week Price Change | +13.71% |
| 50-Day Moving Average | 37.05 |
| 200-Day Moving Average | 38.09 |
| Relative Strength Index (RSI) | 47.52 |
| Average Volume (20 Days) | 265,410 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 2.10M |
| Short Previous Month | 2.32M |
| Short % of Shares Out | 4.52% |
| Short % of Float | 5.79% |
| Short Ratio (days to cover) | 10.55 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 527.26M |
| Gross Profit | 527.26M |
| Operating Income | 203.16M |
| Pretax Income | 183.04M |
| Net Income | 131.02M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.81 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 1.10B |
| Total Debt | 99.79M |
| Net Cash | 1.00B |
| Net Cash Per Share | $21.57 |
| Equity (Book Value) | 1.31B |
| Book Value Per Share | 26.13 |
| Working Capital | -13.86B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 253.27M |
| Capital Expenditures | -15.89M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -7.89M |
| Free Cash Flow | 237.37M |
| FCF Per Share | $5.12 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 38.53% |
| Pretax Margin | 34.71% |
| Profit Margin | 26.44% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 45.10% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $0.12 |
| Dividend Yield | 0.35% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 4.28% |
| FCF Payout Ratio | 2.34% |
| Buyback Yield | -1.22% |
| Shareholder Yield | -0.87% |
| Earnings Yield | 7.96% |
| FCF Yield | 14.45% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $40.50 |
| Price Target Difference | 14.89% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (3Y) | 12.49% |
| EPS Growth Forecast (3Y) | 37.09% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |