NYSE : HRTG
Heritage Insurance Holdings, Inc. — Key statistics
Financials · Insurance - Property & Casualty · United States
Last price 35.64 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 1.03B
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 1.03B |
| Enterprise Value | 583.33M |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 28, 2026 |
| Ex-Dividend Date | n/a |
Shares
| Measure | Value |
|---|
| Current Share Class | 28.77M |
| Shares Outstanding | 28.77M |
| Shares Change (YoY) | -1.63% |
| Shares Change (QoQ) | -0.97% |
| Owned by Insiders (%) | 20.80% |
| Owned by Institutions (%) | 71.14% |
| Float | 22.57M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 5.02 |
| Forward PE | 7.46 |
| PS Ratio | 1.19 |
| Forward PS | 1.17 |
| PB Ratio | 1.71 |
| P/TBV Ratio | 1.79 |
| P/FCF Ratio | 3.44 |
| P/OCF Ratio | 3.37 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 2.70 |
| EV / Sales | 0.68 |
| EV / EBITDA | 1.91 |
| EV / EBIT | 1.99 |
| EV / FCF | 1.96 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | 0.79 |
| Quick Ratio | 0.39 |
| Debt / Equity | 0.15 |
| Debt / EBITDA | 0.29 |
| Debt / FCF | 0.30 |
| Interest Coverage | 43.73 |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 41.68% |
| Return on Assets (ROA) | 7.93% |
| Return on Invested Capital (ROIC) | 32.78% |
| Return on Capital Employed (ROCE) | 42.59% |
| Weighted Average Cost of Capital (WACC) | 9.01% |
| Revenue Per Employee | $1.59M |
| Profits Per Employee | $398,509 |
| Employee Count | 542 |
| Asset Turnover | 0.37 |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 70.87M |
| Effective Tax Rate | 24.71% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.92 |
| 52-Week Price Change | +54.49% |
| 50-Day Moving Average | 34.80 |
| 200-Day Moving Average | 28.62 |
| Relative Strength Index (RSI) | 50.89 |
| Average Volume (20 Days) | 217,339 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 785,998 |
| Short Previous Month | 852,457 |
| Short % of Shares Out | 2.73% |
| Short % of Float | 3.48% |
| Short Ratio (days to cover) | 2.91 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 861.41M |
| Gross Profit | 388.14M |
| Operating Income | 293.58M |
| Pretax Income | 286.86M |
| Net Income | 215.99M |
| EBITDA | 305.82M |
| EBIT | 293.58M |
| Earnings Per Share (EPS) | $7.10 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 532.10M |
| Total Debt | 90.12M |
| Net Cash | 441.98M |
| Net Cash Per Share | $15.36 |
| Equity (Book Value) | 599.14M |
| Book Value Per Share | 20.83 |
| Working Capital | -329.70M |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 304.66M |
| Capital Expenditures | -2.47M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -19.33M |
| Free Cash Flow | 297.75M |
| FCF Per Share | $10.35 |
Margins
| Measure | Value |
|---|
| Gross Margin | 45.06% |
| Operating Margin | 34.08% |
| Pretax Margin | 33.30% |
| Profit Margin | 25.07% |
| EBITDA Margin | 35.50% |
| EBIT Margin | 34.08% |
| FCF Margin | 34.84% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | 1.63% |
| Shareholder Yield | 1.63% |
| Earnings Yield | 19.92% |
| FCF Yield | 29.04% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $40.00 |
| Price Target Difference | 12.23% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (3Y) | 1.59% |
| EPS Growth Forecast (3Y) | -8.76% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |