NYSE : HMN
Horace Mann Educators Corporation — Key statistics
Financials · Insurance - Property & Casualty · United States
Last price 46.72 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 1.89B
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 1.94B |
| Enterprise Value | 2.48B |
Dates
| Measure | Value |
|---|
| Earnings Date | Nov 3, 2026 |
| Ex-Dividend Date | Sep 16, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 40.50M |
| Shares Outstanding | 40.50M |
| Shares Change (YoY) | -0.36% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 0.54% |
| Owned by Institutions (%) | 105.13% |
| Float | 40.27M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 11.16 |
| Forward PE | 10.27 |
| PS Ratio | 1.11 |
| Forward PS | 1.01 |
| PB Ratio | 1.29 |
| P/TBV Ratio | 1.47 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 3.42 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 14.01 |
| EV / Sales | 1.42 |
| EV / EBITDA | 8.83 |
| EV / EBIT | 9.77 |
| EV / FCF | n/a |
Financialposition
| Measure | Value |
|---|
| Current Ratio | 2.87 |
| Quick Ratio | 0.22 |
| Debt / Equity | 0.40 |
| Debt / EBITDA | 2.11 |
| Debt / FCF | n/a |
| Interest Coverage | 6.69 |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 12.38% |
| Return on Assets (ROA) | 1.05% |
| Return on Invested Capital (ROIC) | 10.02% |
| Return on Capital Employed (ROCE) | 1.75% |
| Weighted Average Cost of Capital (WACC) | 4.89% |
| Revenue Per Employee | $970,056 |
| Profits Per Employee | $98,500 |
| Employee Count | 1,800 |
| Asset Turnover | 0.12 |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 39.10M |
| Effective Tax Rate | 18.07% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.10 |
| 52-Week Price Change | +6.87% |
| 50-Day Moving Average | 47.68 |
| 200-Day Moving Average | 46.92 |
| Relative Strength Index (RSI) | 59.00 |
| Average Volume (20 Days) | 262,073 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 1.03M |
| Short Previous Month | 1.12M |
| Short % of Shares Out | 2.55% |
| Short % of Float | 2.56% |
| Short Ratio (days to cover) | 2.92 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 1.75B |
| Gross Profit | 689.50M |
| Operating Income | 254.40M |
| Pretax Income | 216.40M |
| Net Income | 177.30M |
| EBITDA | 281.30M |
| EBIT | 254.40M |
| Earnings Per Share (EPS) | $4.28 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 229.40M |
| Total Debt | 594.20M |
| Net Cash | -549.60M |
| Net Cash Per Share | -$13.57 |
| Equity (Book Value) | 1.50B |
| Book Value Per Share | 37.11 |
| Working Capital | 1.96B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 566.10M |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | -773.30M |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Measure | Value |
|---|
| Gross Margin | 39.49% |
| Operating Margin | 14.57% |
| Pretax Margin | 12.39% |
| Profit Margin | 10.15% |
| EBITDA Margin | 16.11% |
| EBIT Margin | 14.57% |
| FCF Margin | n/a |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $1.44 |
| Dividend Yield | 3.01% |
| Dividend Growth (YoY) | 2.88% |
| Years of Dividend Growth | 16 |
| Payout Ratio | 33.63% |
| FCF Payout Ratio | n/a |
| Buyback Yield | 0.36% |
| Shareholder Yield | 3.38% |
| Earnings Yield | 8.96% |
| FCF Yield | n/a |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $56.50 |
| Price Target Difference | 18.25% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | 8.33% |
| EPS Growth Forecast (3Y) | 6.69% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | Dec 16, 1997 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |