NYSE : FCBM
First Carolina Financial Services, Inc. — Key statistics
Financials · Banks - Regional · United States
Last price 12.88 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 400.18M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 400.18M |
| Enterprise Value | 194.46M |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 27, 2026 |
| Ex-Dividend Date | n/a |
Shares
| Measure | Value |
|---|
| Current Share Class | 31.07M |
| Shares Outstanding | 31.07M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | +23.11% |
| Owned by Insiders (%) | 13.07% |
| Owned by Institutions (%) | 27.02% |
| Float | 25.00M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 16.81 |
| Forward PE | 10.44 |
| PS Ratio | 2.95 |
| Forward PS | 2.51 |
| PB Ratio | 0.92 |
| P/TBV Ratio | 1.10 |
| P/FCF Ratio | 14.32 |
| P/OCF Ratio | 13.67 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 8.17 |
| EV / Sales | 1.43 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 6.96 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.07 |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.13 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | n/a |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | n/a |
| Revenue Per Employee | $515,468 |
| Profits Per Employee | $90,525 |
| Employee Count | 263 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 6.61M |
| Effective Tax Rate | 21.72% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | n/a |
| 52-Week Price Change | n/a |
| 50-Day Moving Average | 12.74 |
| 200-Day Moving Average | n/a |
| Relative Strength Index (RSI) | 53.24 |
| Average Volume (20 Days) | 139,582 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 176,522 |
| Short Previous Month | 84,325 |
| Short % of Shares Out | 0.57% |
| Short % of Float | 0.71% |
| Short Ratio (days to cover) | 0.68 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 135.57M |
| Gross Profit | 135.57M |
| Operating Income | 46.97M |
| Pretax Income | 30.41M |
| Net Income | 23.81M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.77 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 237.37M |
| Total Debt | 31.65M |
| Net Cash | 205.72M |
| Net Cash Per Share | $6.62 |
| Equity (Book Value) | 432.67M |
| Book Value Per Share | 13.93 |
| Working Capital | -2.93B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 29.27M |
| Capital Expenditures | -1.31M |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 27.95M |
| FCF Per Share | $0.90 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 34.64% |
| Pretax Margin | 22.43% |
| Profit Margin | 17.56% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 21.69% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | n/a |
| Shareholder Yield | n/a |
| Earnings Yield | 5.95% |
| FCF Yield | 6.99% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $14.67 |
| Price Target Difference | 13.90% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside | |