NYSE : EVTC
EVERTEC, Inc. — Financial statements
Technology · Software - Infrastructure · United States
Last price 31.54 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 1.88B
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Financial statements
EVERTEC, Inc. (EVTC) reported revenue of 996.16M USD (TTM). Five years of income statement, balance sheet, cash flow and ratios below.
Income statement
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Revenue | 996.16M | 931.82M | 845.49M | 694.71M | 618.41M | 589.80M |
| Cost of Revenue | 486.94M | 469.13M | 406.42M | 336.76M | 288.52M | 250.16M |
| Gross Profit | 509.22M | 462.69M | 439.07M | 357.95M | 329.89M | 339.63M |
| Selling, General & Admin | 188.01M | 154.16M | 145.56M | 128.17M | 89.77M | 68.05M |
| Operating Expenses | 330.56M | 276.25M | 273.40M | 221.79M | 168.39M | 143.12M |
| Operating Income | 178.65M | 186.44M | 165.67M | 136.16M | 161.50M | 196.51M |
| Interest Expense | -72.19M | -68.28M | -74.73M | -32.32M | -24.77M | -22.81M |
| Interest & Investment Income | 16.29M | 15.04M | 13.33M | 8.51M | 3.12M | 1.89M |
| Earnings From Equity Investments | -4.17M | 5.09M | 4.30M | 4.98M | 2.97M | 1.71M |
| Currency Exchange Gain (Loss) | -2.05M | 2.89M | -2.00M | -28.74M | -5.25M | 3.60M |
| Other Non Operating Income (Expenses) | 11.50M | 12.99M | 9.96M | -600.00K | 49.00K | 24.00K |
| EBT Excluding Unusual Items | 128.03M | 154.18M | 116.53M | 87.99M | 137.62M | 180.93M |
| Gain (Loss) on Sale of Investments | 200.00K | 200.00K | 3.10M | -1.20M | ||
| Gain (Loss) on Sale of Assets | 135.64M | 778.00K | ||||
| Asset Writedown | -4.10M | |||||
| Other Unusual Items | -1.43M | -1.31M | ||||
| Pretax Income | 128.24M | 154.38M | 119.63M | 85.35M | 267.85M | 181.71M |
| Income Tax Expense | 26.11M | 9.81M | 4.85M | 5.48M | 28.98M | 20.56M |
| Earnings From Continuing Operations | 102.12M | 144.56M | 114.78M | 79.88M | 238.87M | 161.14M |
| Minority Interest in Earnings | -4.54M | -2.97M | -2.16M | -154.00K | 140.00K | -13.00K |
| Net Income | 97.58M | 141.59M | 112.62M | 79.72M | 239.01M | 161.13M |
| Net Income to Common | 97.58M | 141.59M | 112.62M | 79.72M | 239.01M | 161.13M |
| Shares Outstanding (Basic) | 62.44M | 63.70M | 64.29M | 64.93M | 68.70M | 72.05M |
| Shares Outstanding (Diluted) | 63.03M | 64.42M | 65.08M | 65.81M | 69.31M | 72.87M |
| EPS (Basic) | 1.56 | 2.22 | 1.75 | 1.23 | 3.48 | 2.24 |
| EPS (Diluted) | 1.55 | 2.20 | 1.73 | 1.21 | 3.45 | 2.21 |
| Free Cash Flow | 208.38M | 203.67M | 234.68M | 189.77M | 192.83M | 203.32M |
| Free Cash Flow Per Share | 3.31 | 3.16 | 3.61 | 2.88 | 2.78 | 2.79 |
| Dividend Per Share | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 |
| Gross Margin | 51.12% | 49.66% | 51.93% | 51.53% | 53.34% | 57.58% |
| Operating Margin | 17.93% | 20.01% | 19.59% | 19.60% | 26.11% | 33.32% |
| Profit Margin | 9.79% | 15.20% | 13.32% | 11.48% | 38.65% | 27.32% |
| Free Cash Flow Margin | 20.92% | 21.86% | 27.76% | 27.32% | 31.18% | 34.47% |
| EBITDA | 274.71M | 262.03M | 254.31M | 198.48M | 214.42M | 245.58M |
| EBITDA Margin | 27.58% | 28.12% | 30.08% | 28.57% | 34.67% | 41.64% |
| D&A For EBITDA | 96.06M | 75.59M | 88.65M | 62.32M | 52.92M | 49.07M |
| EBIT | 178.65M | 186.44M | 165.67M | 136.16M | 161.50M | 196.51M |
| EBIT Margin | 17.93% | 20.01% | 19.59% | 19.60% | 26.11% | 33.32% |
| Effective Tax Rate | 20.36% | 6.36% | 4.05% | 6.42% | 10.82% | 11.32% |
Balance sheet
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | 260.66M | 305.99M | 273.64M | 295.60M | 185.27M | 266.35M |
| Cash & Short-Term Investments | 260.66M | 305.99M | 273.64M | 295.60M | 185.27M | 266.35M |
| Accounts Receivable | 182.62M | 170.95M | 143.36M | 135.48M | 114.49M | 103.53M |
| Other Receivables | 4.78M | 2.13M | 2.12M | 14.00K | 16.00K | |
| Receivables | 182.62M | 175.73M | 145.49M | 137.60M | 114.50M | 103.55M |
| Prepaid Expenses | 85.06M | 21.02M | 18.48M | 16.55M | 13.23M | 11.22M |
| Restricted Cash | 29.74M | 25.84M | 24.59M | 23.07M | 18.43M | 19.57M |
| Other Current Assets | 28.07M | 62.19M | 66.86M | 88.53M | 57.69M | 35.67M |
| Total Current Assets | 586.14M | 590.77M | 529.07M | 561.35M | 389.13M | 436.35M |
| Property, Plant & Equipment | 102.88M | 102.57M | 72.19M | 77.25M | 72.31M | 69.76M |
| Long-Term Investments | 30.82M | 39.17M | 39.70M | 37.04M | 24.30M | 15.10M |
| Goodwill | 1.07B | 891.99M | 726.90M | 791.70M | 423.39M | 393.32M |
| Other Intangible Assets | 610.78M | 564.95M | 440.92M | 529.32M | 200.32M | 218.19M |
| Long-Term Accounts Receivable | 3.06M | 3.46M | 2.83M | 14.00K | 107.00K | |
| Long-Term Deferred Tax Assets | 47.43M | 45.39M | 33.88M | 47.85M | 5.70M | 6.91M |
| Long-Term Deferred Charges | 3.94M | 8.46M | 7.34M | 2.70M | 5.00M | |
| Other Long-Term Assets | 31.07M | 1.46M | 3.04M | 5.59M | 13.88M | 26.00K |
| Total Assets | 2.48B | 2.24B | 1.86B | 2.06B | 1.13B | 1.14B |
| Accounts Payable | 58.09M | 63.73M | 58.73M | 66.52M | 29.73M | 28.48M |
| Accrued Expenses | 143.02M | 125.58M | 124.55M | 129.16M | 80.67M | 74.54M |
| Short-Term Debt | 35.00M | 10.00M | 20.00M | |||
| Current Portion of Long-Term Debt | 29.83M | 23.87M | 23.87M | 23.87M | 20.75M | 19.75M |
| Current Portion of Leases | 5.79M | 5.88M | 6.23M | 6.69M | 5.94M | 5.58M |
| Current Income Taxes Payable | 11.45M | 3.22M | 8.98M | 3.40M | 9.41M | 7.13M |
| Current Unearned Revenue | 32.77M | 26.57M | 25.27M | 21.05M | 15.23M | 17.40M |
| Other Current Liabilities | 28.34M | 26.20M | 32.03M | 47.62M | 26.70M | |
| Total Current Liabilities | 344.30M | 285.04M | 279.66M | 298.31M | 208.41M | 152.88M |
| Long-Term Debt | 1.22B | 1.06B | 932.91M | 955.12M | 389.50M | 458.18M |
| Long-Term Leases | 31.82M | 33.30M | 4.92M | 9.03M | 10.79M | 16.46M |
| Long-Term Unearned Revenue | 35.02M | 47.03M | 55.00M | 41.83M | 34.07M | 36.26M |
| Long-Term Deferred Tax Liabilities | 79.88M | 71.36M | 44.81M | 87.92M | 10.11M | 2.37M |
| Other Long-Term Liabilities | 46.80M | 30.02M | 21.04M | 32.68M | 4.12M | 8.34M |
| Total Liabilities | 1.76B | 1.53B | 1.34B | 1.42B | 657.00M | 674.49M |
| Common Stock | 597.00K | 618.00K | 636.00K | 654.00K | 648.00K | 719.00K |
| Additional Paid-In Capital | 7.00M | 36.53M | 7.57M | |||
| Retained Earnings | 643.97M | 687.70M | 599.61M | 538.90M | 487.35M | 506.05M |
| Comprehensive Income & Other | -3.12M | -66.71M | -134.72M | 18.21M | -16.49M | -48.12M |
| Total Common Equity | 641.45M | 621.61M | 472.52M | 594.29M | 471.51M | 466.21M |
| Minority Interest | 77.63M | 92.39M | 46.74M | 41.08M | 3.24M | 4.06M |
| Shareholders' Equity | 719.08M | 713.99M | 519.26M | 635.38M | 474.75M | 470.27M |
| Total Liabilities & Equity | 2.48B | 2.24B | 1.86B | 2.06B | 1.13B | 1.14B |
| Total Debt | 1.33B | 1.14B | 967.93M | 994.71M | 446.97M | 499.96M |
| Net Cash (Debt) | -1.06B | -829.61M | -694.29M | -699.11M | -261.70M | -233.61M |
| Net Cash Per Share | -16.89 | -12.88 | -10.67 | -10.62 | -3.78 | -3.21 |
| Filing Date Shares Outstanding | 59.75M | 61.76M | 63.61M | 65.45M | 64.99M | 71.97M |
| Total Common Shares Outstanding | 59.75M | 61.76M | 63.61M | 65.45M | 64.85M | 71.97M |
| Working Capital | 241.84M | 305.73M | 249.41M | 263.04M | 180.72M | 283.47M |
| Book Value Per Share | 10.74 | 10.07 | 7.43 | 9.08 | 7.27 | 6.48 |
| Tangible Book Value | -1.04B | -835.33M | -695.30M | -726.72M | -152.20M | -145.29M |
| Tangible Book Value Per Share | -17.40 | -13.53 | -10.93 | -11.10 | -2.35 | -2.02 |
| Land | 1.68M | 1.53M | 1.50M | 1.46M | 1.27M | 1.19M |
| Buildings | 2.40M | 2.20M | 2.10M | 2.19M | 1.46M | 1.36M |
| Machinery | 179.65M | 172.44M | 199.59M | 198.04M | 171.91M | 149.08M |
| Leasehold Improvements | 5.39M | 4.74M | 5.06M | 4.88M | 3.66M | 3.28M |
Cash flow statement
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Net Income | 97.58M | 141.59M | 112.62M | 79.72M | 239.01M | 161.13M |
| Depreciation & Amortization | 102.36M | 82.45M | 95.71M | 68.57M | 59.03M | 54.93M |
| Other Amortization | 51.50M | 51.19M | 43.94M | 33.61M | 27.94M | 27.88M |
| Loss (Gain) From Sale of Assets | -134.80M | 916.00K | ||||
| Asset Writedown & Restructuring Costs | 4.10M | |||||
| Loss (Gain) on Equity Investments | -4.74M | -5.09M | -4.30M | -4.98M | -2.97M | -1.71M |
| Stock-Based Compensation | 30.77M | 29.58M | 30.27M | 25.73M | 19.96M | 14.80M |
| Provision & Write-off of Bad Debts | 1.50M | 1.50M | 926.00K | 1.04M | 1.86M | |
| Other Operating Activities | -5.48M | -16.62M | -17.43M | -1.05M | 15.39M | -3.53M |
| Change in Accounts Receivable | -31.64M | -28.56M | -11.22M | -6.85M | -15.57M | -18.52M |
| Change in Accounts Payable | 7.92M | -17.19M | -6.60M | 46.52M | 23.49M | 1.50M |
| Change in Unearned Revenue | -5.83M | -8.25M | 14.20M | 8.07M | -1.77M | -1.74M |
| Change in Income Taxes | -14.80M | -8.43M | 6.20M | -6.63M | 1.28M | -359.00K |
| Change in Other Net Operating Assets | -6.49M | 4.82M | -4.25M | -32.57M | -15.19M | -8.74M |
| Operating Cash Flow | 231.57M | 227.01M | 260.06M | 211.19M | 219.90M | 228.42M |
| Capital Expenditures | -23.19M | -23.34M | -25.38M | -21.43M | -27.07M | -25.10M |
| Sale of Property, Plant & Equipment | 78.00K | 805.00K | ||||
| Cash Acquisitions | -324.20M | -144.44M | -34.03M | -417.57M | -44.37M | |
| Sale (Purchase) of Intangibles | -73.61M | -68.17M | -63.04M | -63.52M | -55.46M | -56.55M |
| Investment in Securities | -3.76M | -2.39M | -2.79M | -6.46M | -6.50M | -2.97M |
| Other Investing Activities | 255.00K | 101.00K | 6.96M | 1.05M | ||
| Investing Cash Flow | -424.50M | -238.24M | -118.28M | -507.93M | -133.32M | -83.82M |
| Short-Term Debt Issued | 10.00M | 20.00M | ||||
| Long-Term Debt Issued | 149.62M | 651.00M | 415.00M | |||
| Total Debt Issued | 369.16M | 159.62M | 651.00M | 435.00M | ||
| Short-Term Debt Repaid | -2.16M | -2.48M | -27.18M | -949.00K | -1.65M | |
| Long-Term Debt Repaid | -28.63M | -32.00M | -155.00M | -467.41M | -32.04M | |
| Total Debt Repaid | -30.80M | -30.80M | -34.48M | -182.17M | -468.36M | -33.70M |
| Net Debt Issued (Repaid) | 338.37M | 128.83M | -34.48M | 468.83M | -33.36M | -33.70M |
| Repurchase of Common Stock | -140.08M | -78.25M | -92.26M | -42.05M | -102.28M | -33.18M |
| Common Dividends Paid | -12.52M | -12.78M | -12.87M | -13.03M | -13.77M | -14.41M |
| Other Financing Activities | -39.24M | -9.35M | -12.94M | 2.62M | -3.90M | |
| Financing Cash Flow | 146.53M | 28.45M | -152.56M | 416.37M | -153.31M | -81.28M |
| Foreign Exchange Rate Adjustments | 17.62M | 16.26M | -18.29M | 8.44M | -3.53M | 1.50M |
| Net Cash Flow | -28.78M | 33.48M | -29.07M | 128.07M | -70.26M | 64.81M |
| Free Cash Flow | 208.38M | 203.67M | 234.68M | 189.77M | 192.83M | 203.32M |
| Free Cash Flow Margin | 20.92% | 21.86% | 27.76% | 27.32% | 31.18% | 34.47% |
| Free Cash Flow Per Share | 3.31 | 3.16 | 3.61 | 2.88 | 2.78 | 2.79 |
| Levered Free Cash Flow | 151.62M | 111.95M | 130.48M | 151.99M | 110.16M | 105.55M |
| Unlevered Free Cash Flow | 191.74M | 149.93M | 172.45M | 169.88M | 123.41M | 117.93M |
| Cash Interest Paid | 67.16M | 64.37M | 72.00M | 32.15M | 24.13M | 21.70M |
| Cash Income Tax Paid | 47.47M | 36.90M | 24.58M | 36.25M | 32.83M | 25.72M |
| Change in Working Capital | -50.84M | -57.60M | -1.68M | 8.54M | -7.76M | -27.85M |
Ratios
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Market Capitalization | 1.91B | 1.86B | 2.20B | 2.65B | 2.11B | 3.60B |
| Enterprise Value | 2.98B | 2.53B | 2.94B | 2.89B | 2.36B | 3.87B |
| Last Close Price | 31.54 | 28.93 | 34.14 | 40.25 | 31.66 | 48.62 |
| PE Ratio | 20.65 | 13.15 | 19.50 | 33.19 | 8.83 | 22.32 |
| Forward PE | 7.58 | 7.95 | 10.87 | 14.60 | 12.77 | 18.45 |
| PS Ratio | 1.89 | 2.00 | 2.60 | 3.81 | 3.41 | 6.10 |
| PB Ratio | 2.94 | 2.61 | 4.23 | 4.16 | 4.45 | 7.65 |
| P/FCF Ratio | 9.04 | 9.14 | 9.36 | 13.94 | 10.95 | 17.69 |
| P/OCF Ratio | 8.14 | 8.20 | 8.45 | 12.53 | 9.60 | 15.75 |
| PEG Ratio | 0.76 | 1.00 | 1.26 | 1.23 | 6.33 | 1.31 |
| EV/Sales Ratio | 2.96 | 2.71 | 3.48 | 4.16 | 3.82 | 6.55 |
| EV/EBITDA Ratio | 10.74 | 9.64 | 11.56 | 14.54 | 11.03 | 15.74 |
| EV/EBIT Ratio | 16.51 | 13.56 | 17.75 | 21.20 | 14.64 | 19.68 |
| EV/FCF Ratio | 14.15 | 12.41 | 12.53 | 15.21 | 12.26 | 19.02 |
| Debt / Equity Ratio | 1.84 | 1.59 | 1.86 | 1.57 | 0.94 | 1.06 |
| Debt / EBITDA Ratio | 4.63 | 4.16 | 3.65 | 4.77 | 1.99 | 1.96 |
| Debt / FCF Ratio | 6.36 | 5.58 | 4.12 | 5.24 | 2.32 | 2.46 |
| Net Debt / Equity Ratio | 1.48 | 1.16 | 1.34 | 1.10 | 0.55 | 0.50 |
| Net Debt / EBITDA Ratio | 3.88 | 3.17 | 2.73 | 3.52 | 1.22 | 0.95 |
| Net Debt / FCF Ratio | 5.11 | 4.07 | 2.96 | 3.68 | 1.36 | 1.15 |
| Asset Turnover | 0.45 | 0.45 | 0.43 | 0.43 | 0.54 | 0.53 |
| Quick Ratio | 1.29 | 1.69 | 1.50 | 1.45 | 1.44 | 2.42 |
| Current Ratio | 1.70 | 2.07 | 1.89 | 1.88 | 1.87 | 2.85 |
| Return on Equity (ROE) | 14.85% | 23.44% | 19.88% | 14.39% | 50.55% | 39.66% |
| Return on Assets (ROA) | 5.03% | 5.68% | 5.29% | 5.33% | 8.87% | 11.08% |
| Return on Invested Capital (ROIC) | 8.38% | 12.66% | 12.48% | 12.31% | 20.00% | 25.03% |
| Return on Capital Employed (ROCE) | 8.40% | 9.50% | 10.50% | 7.70% | 17.50% | 19.80% |
| Earnings Yield | 4.84% | 7.61% | 5.13% | 3.01% | 11.32% | 4.48% |
| FCF Yield | 11.06% | 10.94% | 10.68% | 7.17% | 9.13% | 5.65% |
| Dividend Yield | 0.63% | 0.66% | 0.58% | 0.50% | 0.61% | 0.40% |
| Payout Ratio | 12.91% | 9.03% | 11.43% | 16.34% | 5.76% | 8.94% |
| Buyback Yield / Dilution | 2.47% | 1.01% | 1.12% | 5.05% | 4.88% | 0.25% |
| Total Shareholder Return | 3.11% | 1.67% | 1.70% | 5.54% | 5.50% | 0.65% |