NYSE : ENVA
Enova International, Inc. — Key statistics
Financials · Credit Services · United States
Last price 181.04 USD (Oct 29, 2026, 4:00 PM EDT) · Market cap 4.43B
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 4.26B |
| Enterprise Value | 9.55B |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 22, 2026 |
| Ex-Dividend Date | n/a |
Shares
| Measure | Value |
|---|
| Current Share Class | 24.46M |
| Shares Outstanding | 24.46M |
| Shares Change (YoY) | -2.42% |
| Shares Change (QoQ) | +0.61% |
| Owned by Insiders (%) | 4.28% |
| Owned by Institutions (%) | 99.47% |
| Float | 23.40M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 12.02 |
| Forward PE | 8.63 |
| PS Ratio | 2.33 |
| Forward PS | 0.97 |
| PB Ratio | 2.74 |
| P/TBV Ratio | 3.31 |
| P/FCF Ratio | 2.12 |
| P/OCF Ratio | 2.07 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 24.97 |
| EV / Sales | 5.22 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.76 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | 12.50 |
| Quick Ratio | 11.82 |
| Debt / Equity | 3.45 |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.70 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 26.82% |
| Return on Assets (ROA) | 5.60% |
| Return on Invested Capital (ROIC) | 5.79% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.24% |
| Revenue Per Employee | $996,126 |
| Profits Per Employee | $208,302 |
| Employee Count | 1,836 |
| Asset Turnover | 0.27 |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 112.16M |
| Effective Tax Rate | 22.68% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 1.39 |
| 52-Week Price Change | +43.43% |
| 50-Day Moving Average | 192.92 |
| 200-Day Moving Average | 183.77 |
| Relative Strength Index (RSI) | 44.02 |
| Average Volume (20 Days) | 335,699 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 1.81M |
| Short Previous Month | 2.04M |
| Short % of Shares Out | 7.38% |
| Short % of Float | 7.72% |
| Short Ratio (days to cover) | 4.04 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 1.83B |
| Gross Profit | 1.53B |
| Operating Income | 505.81M |
| Pretax Income | 494.60M |
| Net Income | 382.44M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $14.48 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 117.40M |
| Total Debt | 5.41B |
| Net Cash | -5.29B |
| Net Cash Per Share | -$216.35 |
| Equity (Book Value) | 1.57B |
| Book Value Per Share | 63.47 |
| Working Capital | 6.64B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 2.05B |
| Capital Expenditures | -46.69M |
| Depreciation & Amortization | 33.99M |
| Net Borrowing | 1.27B |
| Free Cash Flow | 2.01B |
| FCF Per Share | $82.02 |
Margins
| Measure | Value |
|---|
| Gross Margin | 83.66% |
| Operating Margin | 27.66% |
| Pretax Margin | 27.04% |
| Profit Margin | 20.91% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 109.70% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | 2.42% |
| Shareholder Yield | n/a |
| Earnings Yield | 8.32% |
| FCF Yield | 47.12% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $230.83 |
| Price Target Difference | 32.59% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (3Y) | 53.19% |
| EPS Growth Forecast (3Y) | 24.39% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |