NYSE : CIA
Citizens, Inc. — Key statistics
Financials · Insurance - Life · United States
Last price 3.62 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 183.33M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 190.92M |
| Enterprise Value | 175.52M |
Dates
| Measure | Value |
|---|
| Earnings Date | Nov 13, 2026 |
| Ex-Dividend Date | n/a |
Shares
| Measure | Value |
|---|
| Current Share Class | 50.64M |
| Shares Outstanding | 50.64M |
| Shares Change (YoY) | +2.08% |
| Shares Change (QoQ) | +0.47% |
| Owned by Insiders (%) | 2.75% |
| Owned by Institutions (%) | 30.54% |
| Float | 45.13M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 17.17 |
| Forward PE | 16.04 |
| PS Ratio | 0.71 |
| Forward PS | 0.69 |
| PB Ratio | 0.78 |
| P/TBV Ratio | 0.77 |
| P/FCF Ratio | 12.15 |
| P/OCF Ratio | 11.74 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 14.35 |
| EV / Sales | 0.65 |
| EV / EBITDA | 11.14 |
| EV / EBIT | 11.73 |
| EV / FCF | 11.12 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | 0.64 |
| Quick Ratio | 0.27 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 5.00% |
| Return on Assets (ROA) | 0.51% |
| Return on Invested Capital (ROIC) | 4.90% |
| Return on Capital Employed (ROCE) | 0.86% |
| Weighted Average Cost of Capital (WACC) | 6.81% |
| Revenue Per Employee | $1.04M |
| Profits Per Employee | $47,146 |
| Employee Count | 246 |
| Asset Turnover | 0.15 |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 2.59M |
| Effective Tax Rate | 18.25% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.47 |
| 52-Week Price Change | -33.21% |
| 50-Day Moving Average | 3.63 |
| 200-Day Moving Average | 4.85 |
| Relative Strength Index (RSI) | 54.58 |
| Average Volume (20 Days) | 107,880 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 4.45M |
| Short Previous Month | 4.56M |
| Short % of Shares Out | 8.79% |
| Short % of Float | 9.86% |
| Short Ratio (days to cover) | 38.36 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 255.01M |
| Gross Profit | 68.54M |
| Operating Income | 14.19M |
| Pretax Income | 14.19M |
| Net Income | 11.60M |
| EBITDA | 14.94M |
| EBIT | 14.19M |
| Earnings Per Share (EPS) | $0.22 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 15.41M |
| Total Debt | n/a |
| Net Cash | 15.41M |
| Net Cash Per Share | $0.30 |
| Equity (Book Value) | 235.16M |
| Book Value Per Share | 4.64 |
| Working Capital | -34.64M |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 15.49M |
| Capital Expenditures | -525,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 14.97M |
| FCF Per Share | $0.30 |
Margins
| Measure | Value |
|---|
| Gross Margin | 26.88% |
| Operating Margin | 5.56% |
| Pretax Margin | 5.56% |
| Profit Margin | 4.55% |
| EBITDA Margin | 5.86% |
| EBIT Margin | 5.56% |
| FCF Margin | 5.87% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | -2.08% |
| Shareholder Yield | -2.08% |
| Earnings Yield | 5.82% |
| FCF Yield | 8.23% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | 2.15% |
| EPS Growth Forecast (3Y) | -1.20% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | Dec 13, 2005 |
| Split Type | Forward |
| Split Ratio | 1.07:1 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |