NYSE : BNY
The Bank of New York Mellon Corporation — Financial statements
Financials · Banks - Diversified · United States
Last price 147.11 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 98.99B
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Financial statements
Income statement
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Interest Income on Loans | 23.77B | 25.63B | 25.61B | 20.65B | 7.12B | 2.85B |
| Interest Paid on Deposits | 18.18B | 20.68B | 21.30B | 16.30B | 3.61B | 227.00M |
| Net Interest Income | 5.58B | 4.94B | 4.31B | 4.34B | 3.50B | 2.62B |
| Trust Income | 3.19B | 3.08B | 3.14B | 3.06B | 3.30B | 3.59B |
| Gain (Loss) on Sale of Investments | 150.00M | 138.00M | 73.00M | 60.00M | -349.00M | 48.00M |
| Other Non-Interest Income | 13.04B | 11.91B | 11.10B | 10.23B | 10.07B | 9.68B |
| Total Non-Interest Income | 16.38B | 15.14B | 14.31B | 13.35B | 13.03B | 13.31B |
| Revenues Before Loan Losses | 21.96B | 20.08B | 18.62B | 17.70B | 16.53B | 15.93B |
| Provision for Loan Losses | -40.00M | -32.00M | 70.00M | 119.00M | 39.00M | -231.00M |
| Revenue | 22.00B | 20.11B | 18.55B | 17.58B | 16.49B | 16.16B |
| Salaries and Employee Benefits | 6.53B | 6.33B | 6.43B | 6.68B | 6.43B | 6.01B |
| Occupancy Expenses | 550.00M | 551.00M | 537.00M | 542.00M | 514.00M | 498.00M |
| Amortization of Goodwill & Intangibles | 39.00M | 45.00M | 50.00M | 57.00M | 67.00M | 82.00M |
| Selling, General & Administrative | 4.88B | 4.57B | 4.12B | 3.94B | 3.70B | 3.37B |
| Other Non-Interest Expense | 1.60B | 1.42B | 1.35B | 2.07B | 1.61B | 1.55B |
| Total Non-Interest Expense | 13.59B | 12.91B | 12.48B | 13.29B | 12.33B | 11.51B |
| EBT Excluding Unusual Items | 8.41B | 7.20B | 6.07B | 4.28B | 4.16B | 4.65B |
| Legal Settlements | -7.00M | 8.00M | -44.00M | |||
| Other Unusual Items | 57.00M | 64.00M | 63.00M | |||
| Pretax Income | 8.31B | 7.06B | 5.85B | 4.28B | 3.48B | 4.65B |
| Income Tax Expense | 1.74B | 1.48B | 1.30B | 979.00M | 937.00M | 877.00M |
| Earnings From Continuing Operations | 6.58B | 5.58B | 4.54B | 3.30B | 2.54B | 3.77B |
| Minority Interest in Earnings | -34.00M | -34.00M | -13.00M | -2.00M | 13.00M | -12.00M |
| Net Income | 6.54B | 5.55B | 4.53B | 3.30B | 2.56B | 3.76B |
| Preferred Dividends & Other Adjustments | 251.00M | 243.00M | 194.00M | 235.00M | 211.00M | 209.00M |
| Net Income to Common | 6.29B | 5.31B | 4.34B | 3.07B | 2.35B | 3.55B |
| Basic Shares Outstanding | 688.94M | 710.18M | 742.59M | 784.07M | 811.07M | 851.90M |
| Diluted Shares Outstanding | 696.21M | 716.72M | 748.10M | 787.80M | 814.79M | 856.36M |
| EPS (Basic) | 9.13 | 7.47 | 5.84 | 3.91 | 2.89 | 4.17 |
| EPS (Diluted) | 9.03 | 7.40 | 5.80 | 3.89 | 2.88 | 4.14 |
| Dividend Per Share | 2.22 | 2.00 | 1.78 | 1.58 | 1.42 | 1.30 |
| Effective Tax Rate | 20.88% | 20.90% | 22.31% | 22.86% | 26.92% | 18.87% |
Balance sheet
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | 56.57B | 50.00B | 45.32B | 33.82B | 29.33B | 35.67B |
| Investment Securities | 213.89B | 217.69B | 178.61B | 192.00B | 188.77B | 208.82B |
| Trading Asset Securities | 19.51B | 14.63B | 14.76B | 10.80B | 10.43B | 17.23B |
| Mortgage-Backed Securities | 62.73B | 61.08B | 60.32B | 58.69B | 60.26B | 69.09B |
| Total Investments | 296.12B | 293.40B | 253.70B | 261.50B | 259.46B | 295.13B |
| Gross Loans | 89.24B | 80.70B | 71.80B | 67.15B | 66.29B | 68.03B |
| Allowance for Loan Losses | -220.00M | -245.00M | -294.00M | -303.00M | -176.00M | -196.00M |
| Other Adjustments to Gross Loans | -80.00M | -86.00M | -230.00M | -268.00M | -225.00M | -240.00M |
| Net Loans | 88.94B | 80.37B | 71.28B | 66.58B | 65.89B | 67.59B |
| Property, Plant & Equipment | 4.12B | 3.58B | 3.27B | 3.16B | 3.26B | 3.43B |
| Goodwill | 16.73B | 16.77B | 16.60B | 16.26B | 16.15B | 17.51B |
| Other Intangible Assets | 5.55B | 5.53B | 5.53B | 5.28B | 5.16B | 5.09B |
| Accrued Interest Receivable | 1.48B | 1.44B | 1.29B | 1.15B | 858.00M | 457.00M |
| Other Receivables | 5.43B | 5.38B | 5.19B | 6.84B | 5.41B | 4.72B |
| Restricted Cash | 3.48B | 3.32B | 1.69B | 4.04B | 7.51B | 4.13B |
| Other Current Assets | 1.15B | 854.00M | 736.00M | 737.00M | 764.00M | 476.00M |
| Other Real Estate Owned & Foreclosed | 2.00M | 3.00M | 2.00M | 5.00M | 2.00M | 2.00M |
| Other Long-Term Assets | 14.35B | 11.59B | 11.41B | 10.49B | 12.00B | 10.23B |
| Total Assets | 493.98B | 472.30B | 416.06B | 409.88B | 405.78B | 444.44B |
| Interest Bearing Deposits | 271.79B | 269.71B | 229.16B | 223.90B | 199.55B | 225.45B |
| Institutional Deposits | 2.20B | 2.10B | 1.50B | 1.40B | 549.00M | |
| Non-Interest Bearing Deposits | 63.65B | 59.98B | 58.27B | 58.27B | 78.02B | 93.69B |
| Total Deposits | 335.45B | 331.89B | 289.52B | 283.67B | 278.97B | 319.69B |
| Short-Term Borrowings | 58.19B | 45.50B | 37.31B | 36.76B | 38.80B | 40.14B |
| Current Portion of Long-Term Debt | 1.50B | 3.12B | 225.00M | 479.00M | 397.00M | 725.00M |
| Current Portion of Leases | 214.00M | 24.00M | ||||
| Current Income Taxes Payable | 5.04B | 5.54B | 5.27B | 5.41B | 5.41B | 5.77B |
| Other Current Liabilities | 3.96B | 3.58B | 2.00B | 2.54B | 2.57B | 2.54B |
| Long-Term Debt | 32.81B | 29.17B | 30.85B | 31.26B | 30.46B | 25.93B |
| Long-Term Leases | 1.23B | 1.32B | 1.36B | 1.34B | 1.46B | |
| Long-Term Unearned Revenue | 203.00M | 180.00M | 171.00M | 172.00M | 164.00M | 163.00M |
| Other Long-Term Liabilities | 12.70B | 7.05B | 7.62B | 7.33B | 6.82B | 4.60B |
| Total Liabilities | 449.85B | 427.49B | 374.30B | 368.97B | 364.93B | 401.05B |
| Preferred Stock, Redeemable | 4.26B | 4.84B | 4.34B | 4.34B | 4.84B | 4.84B |
| Common Stock | 14.00M | 14.00M | 14.00M | 14.00M | 14.00M | 14.00M |
| Additional Paid-In Capital | 30.48B | 29.91B | 29.32B | 28.91B | 28.51B | 28.13B |
| Retained Earnings | 50.08B | 46.40B | 42.54B | 39.55B | 37.86B | 36.67B |
| Treasury Stock | -36.85B | -33.80B | -30.24B | -27.15B | -24.52B | -24.40B |
| Comprehensive Income & Other | -4.41B | -3.04B | -4.66B | -4.89B | -5.97B | -2.21B |
| Total Common Equity | 39.32B | 39.48B | 36.98B | 36.43B | 35.90B | 38.20B |
| Minority Interest | 559.00M | 495.00M | 446.00M | 135.00M | 116.00M | 357.00M |
| Shareholders' Equity | 44.13B | 44.81B | 41.76B | 40.91B | 40.85B | 43.39B |
| Total Liabilities & Equity | 493.98B | 472.30B | 416.06B | 409.88B | 405.78B | 444.44B |
| Total Debt | 92.50B | 79.24B | 69.71B | 69.85B | 71.00B | 68.28B |
| Net Cash (Debt) | 103.26B | 108.96B | 88.13B | 95.05B | 71.09B | 99.89B |
| Net Cash Per Share | 148.31 | 152.02 | 117.81 | 120.65 | 87.25 | 116.64 |
| Filing Date Shares Outstanding | 672.90M | 686.91M | 716.32M | 754.44M | 804.20M | 804.49M |
| Total Common Shares Outstanding | 672.90M | 688.24M | 717.68M | 759.34M | 808.44M | 804.15M |
| Book Value Per Share | 58.43 | 57.36 | 51.52 | 47.97 | 44.40 | 47.50 |
| Tangible Book Value | 17.04B | 17.18B | 14.85B | 14.88B | 14.59B | 15.60B |
| Tangible Book Value Per Share | 25.32 | 24.96 | 20.69 | 19.60 | 18.04 | 19.40 |
Cash flow statement
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Net Income | 6.54B | 5.55B | 4.53B | 3.30B | 2.56B | 3.76B |
| Depreciation & Amortization | 1.75B | 1.85B | 1.80B | 1.89B | 1.78B | 1.87B |
| Gain (Loss) on Sale of Investments | 115.00M | 80.00M | 85.00M | 68.00M | 443.00M | -5.00M |
| Total Asset Writedown | 680.00M | |||||
| Provision for Credit Losses | -40.00M | -32.00M | 70.00M | 119.00M | 39.00M | -231.00M |
| Change in Trading Asset Securities | -1.84B | 984.00M | -5.64B | 436.00M | 7.01B | -1.90B |
| Change in Other Net Operating Assets | 2.94B | -1.80B | 188.00M | 489.00M | 2.38B | -905.00M |
| Other Operating Activities | -74.00M | 128.00M | -337.00M | -387.00M | 163.00M | 263.00M |
| Operating Cash Flow | 9.37B | 6.73B | 687.00M | 5.91B | 15.07B | 2.84B |
| Capital Expenditures | -2.22B | -1.55B | -1.47B | -1.22B | -1.35B | -1.22B |
| Sale of Property, Plant and Equipment | 34.00M | |||||
| Cash Acquisitions | -170.00M | |||||
| Investment in Securities | -7.54B | -6.47B | -9.44B | 19.50B | 7.26B | -5.01B |
| Divestitures | 8.00M | |||||
| Net Decrease (Increase) in Loans Originated / Sold - Investing | -14.06B | -8.90B | -4.89B | -801.00M | 1.42B | -11.35B |
| Other Investing Activities | -14.60B | -27.36B | 6.32B | -23.29B | 12.53B | 37.38B |
| Investing Cash Flow | -38.42B | -44.28B | -9.48B | -5.81B | 19.87B | 19.67B |
| Short-Term Debt Issued | 8.35B | 1.98B | 2.15B | 790.00M | 546.00M | |
| Long-Term Debt Issued | 5.91B | 5.74B | 6.56B | 9.93B | 5.58B | |
| Total Debt Issued | 20.94B | 14.25B | 7.72B | 8.71B | 10.72B | 6.13B |
| Short-Term Debt Repaid | -481.00M | -5.03B | -1.49B | |||
| Long-Term Debt Repaid | -5.51B | -6.21B | -6.06B | -4.34B | -4.65B | |
| Total Debt Repaid | -5.35B | -5.51B | -6.69B | -11.09B | -5.83B | -4.65B |
| Net Debt Issued (Repaid) | 15.59B | 8.74B | 1.03B | -2.38B | 4.89B | 1.48B |
| Issuance of Common Stock | 20.00M | 19.00M | 17.00M | 16.00M | 23.00M | 63.00M |
| Repurchase of Common Stock | -4.07B | -3.54B | -3.06B | -2.60B | -124.00M | -4.57B |
| Preferred Stock Issued | 990.00M | 1.48B | 1.29B | |||
| Preferred Share Repurchases | -1.58B | -1.00B | -500.00M | -1.00B | ||
| Common Dividends Paid | -1.56B | -1.45B | -1.35B | -1.26B | -1.17B | -1.13B |
| Preferred Dividends Paid | -240.00M | -238.00M | -194.00M | -225.00M | -211.00M | -197.00M |
| Total Dividends Paid | -1.80B | -1.69B | -1.54B | -1.49B | -1.38B | -1.32B |
| Net Increase (Decrease) in Deposit Accounts | 22.01B | 35.69B | 9.89B | 3.46B | -37.01B | -17.90B |
| Other Financing Activities | -19.00M | 2.00M | -19.00M | -55.00M | -5.00M | |
| Financing Cash Flow | 31.14B | 39.71B | 6.34B | -3.52B | -33.65B | -21.96B |
| Foreign Exchange Rate Adjustments | -25.00M | 221.00M | -311.00M | 230.00M | 358.00M | -84.00M |
| Net Cash Flow | 2.06B | 2.38B | -2.77B | -3.19B | 1.65B | 464.00M |
| Free Cash Flow | 7.14B | 5.18B | -782.00M | 4.69B | 13.72B | 1.62B |
| Free Cash Flow Margin | 32.47% | 25.74% | -4.22% | 26.69% | 83.21% | 10.04% |
| Free Cash Flow Per Share | 10.26 | 7.22 | -1.04 | 5.96 | 16.84 | 1.90 |
| Cash Interest Paid | 18.19B | 20.63B | 21.37B | 16.02B | 3.31B | 233.00M |
| Cash Income Tax Paid | 849.00M | 991.00M | 1.20B | 865.00M | 438.00M | 431.00M |
Ratios
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Market Capitalization | 100.10B | 80.96B | 55.86B | 40.03B | 36.79B | 47.96B |
| Last Close Price | 147.11 | 114.17 | 73.92 | 48.66 | 41.06 | 50.78 |
| PE Ratio | 16.48 | 15.26 | 12.88 | 13.05 | 15.69 | 13.51 |
| PS Ratio | 4.50 | 4.03 | 3.01 | 2.28 | 2.23 | 2.97 |
| PB Ratio | 2.52 | 1.81 | 1.34 | 0.98 | 0.90 | 1.10 |
| P/FCF Ratio | 13.86 | 15.64 | 8.53 | 2.68 | 29.55 | |
| P/OCF Ratio | 10.57 | 12.03 | 81.31 | 6.77 | 2.44 | 16.90 |
| Debt / Equity Ratio | 2.10 | 1.77 | 1.67 | 1.71 | 1.74 | 1.57 |
| Debt / FCF Ratio | 12.95 | 15.30 | 14.89 | 5.17 | 42.07 | |
| Net Debt / Equity Ratio | -2.34 | -2.43 | -2.11 | -2.32 | -1.74 | -2.30 |
| Net Debt / FCF Ratio | -14.45 | -21.05 | 112.70 | -20.26 | -5.18 | -61.55 |
| Return on Equity (ROE) | 14.87% | 12.90% | 10.99% | 8.08% | 6.04% | 8.43% |
| Return on Assets (ROA) | 1.39% | 1.26% | 1.10% | 0.81% | 0.60% | 0.83% |
| Earnings Yield | 6.07% | 6.85% | 8.11% | 8.25% | 6.95% | 7.84% |
| FCF Yield | 7.22% | 6.40% | -1.40% | 11.72% | 37.30% | 3.38% |
| Dividend Yield | 1.70% | 1.70% | 2.29% | 3.00% | 3.12% | 2.18% |
| Payout Ratio | 25.70% | 30.37% | 34.04% | 45.03% | 53.83% | 35.20% |
| Buyback Yield / Dilution | 3.83% | 4.20% | 5.04% | 3.31% | 4.85% | 4.05% |
| Total Shareholder Return | 5.54% | 5.90% | 7.33% | 6.31% | 7.97% | 6.23% |