NYSE : BCS
Barclays PLC — Financial statements
Financials · Banks - Diversified · United Kingdom
Last price 22.3 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 73.95B
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Financial statements
Income statement
Fiscal year January - December; amounts in GBP.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Interest Income on Loans | 36.19B | 38.33B | 35.08B | 19.10B | 11.24B | |
| Interest Paid on Deposits | 21.69B | 25.39B | 22.37B | 8.52B | 3.17B | |
| Net Interest Income | 15.30B | 14.50B | 12.94B | 12.71B | 10.57B | 8.07B |
| Income From Trading Activities | 7.04B | 7.04B | 5.77B | 5.95B | 8.05B | 5.79B |
| Gain (Loss) on Sale of Assets | -43.00M | -43.00M | ||||
| Gain (Loss) on Sale of Investments | -33.00M | -33.00M | -68.00M | -119.00M | -285.00M | -201.00M |
| Other Non-Interest Income | 8.63B | 7.63B | 7.60B | 6.84B | 6.62B | 8.27B |
| Total Non-Interest Income | 15.59B | 14.60B | 13.30B | 12.67B | 14.38B | 13.87B |
| Revenues Before Loan Losses | 30.90B | 29.10B | 26.23B | 25.38B | 24.96B | 21.94B |
| Provision for Loan Losses | 2.43B | 2.28B | 1.98B | 1.88B | 1.22B | -653.00M |
| Revenue | 28.46B | 26.82B | 24.25B | 23.50B | 23.74B | 22.59B |
| Salaries and Employee Benefits | 9.76B | 9.76B | 9.13B | 9.09B | 8.75B | 7.74B |
| Selling, General & Administrative | 7.07B | 7.07B | 6.79B | 6.81B | 6.16B | 5.83B |
| Other Non-Interest Expense | 1.10B | 313.00M | 320.00M | 180.00M | 176.00M | |
| Total Non-Interest Expense | 17.86B | 17.07B | 16.21B | 16.09B | 15.07B | 13.30B |
| EBT Excluding Unusual Items | 10.61B | 9.75B | 8.04B | 7.41B | 8.66B | 9.29B |
| Asset Writedown | -20.00M | -20.00M | -34.00M | -363.00M | -63.00M | -137.00M |
| Legal Settlements | -142.00M | -392.00M | -220.00M | -37.00M | -1.60B | -397.00M |
| Other Unusual Items | 556.00M | |||||
| Pretax Income | 10.25B | 9.14B | 8.11B | 6.56B | 7.01B | 8.19B |
| Income Tax Expense | 2.18B | 1.93B | 1.75B | 1.23B | 1.04B | 1.14B |
| Earnings From Continuing Operations | 8.07B | 7.21B | 6.36B | 5.32B | 5.97B | 7.06B |
| Minority Interest in Earnings | -37.00M | -41.00M | -49.00M | -64.00M | -45.00M | -47.00M |
| Net Income | 8.03B | 7.17B | 6.31B | 5.26B | 5.93B | 7.01B |
| Preferred Dividends & Other Adjustments | 999.00M | 997.00M | 991.00M | 985.00M | 905.00M | 804.00M |
| Net Income to Common | 7.03B | 6.17B | 5.32B | 4.27B | 5.02B | 6.21B |
| Basic Shares Outstanding | 13.65B | 14.11B | 14.76B | 15.45B | 16.33B | 16.98B |
| Diluted Shares Outstanding | 14.14B | 14.60B | 15.27B | 15.89B | 16.87B | 17.42B |
| EPS (Basic) | 0.52 | 0.44 | 0.36 | 0.28 | 0.31 | 0.37 |
| EPS (Diluted) | 0.50 | 0.42 | 0.35 | 0.27 | 0.30 | 0.36 |
| Dividend Per Share | 0.12 | 0.09 | 0.08 | 0.08 | 0.07 | 0.06 |
| Effective Tax Rate | 21.27% | 21.07% | 21.61% | 18.82% | 14.82% | 13.89% |
Balance sheet
Fiscal year January - December; amounts in GBP.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | 253.29B | 234.10B | 214.47B | 227.51B | 259.32B | 240.31B |
| Investment Securities | 367.51B | 300.42B | 300.56B | 291.07B | 286.39B | 219.28B |
| Trading Asset Securities | 524.96B | 490.19B | 505.05B | 479.08B | 475.62B | 448.27B |
| Total Investments | 892.47B | 790.61B | 805.61B | 770.15B | 762.01B | 667.56B |
| Gross Loans | 389.04B | 359.46B | 344.12B | 341.83B | 352.41B | 360.71B |
| Allowance for Loan Losses | -5.36B | -5.29B | -5.07B | -5.72B | -5.55B | -5.74B |
| Other Adjustments to Gross Loans | -1.00M | -2.00M | -2.00M | -5.00M | ||
| Net Loans | 383.68B | 354.17B | 339.04B | 336.11B | 346.86B | 354.96B |
| Property, Plant & Equipment | 3.68B | 3.60B | 3.42B | 3.61B | 3.55B | |
| Goodwill | 4.42B | 4.45B | 4.18B | 3.91B | 3.89B | |
| Other Intangible Assets | 8.99B | 3.87B | 3.83B | 3.62B | 4.33B | 4.17B |
| Investments in Real Estate | 43.00M | 9.00M | 2.00M | 5.00M | 7.00M | |
| Other Receivables | 494.00M | 276.00M | 155.00M | 121.00M | 385.00M | 261.00M |
| Restricted Cash | 179.40B | 133.54B | 122.79B | 112.65B | 116.05B | 97.29B |
| Other Current Assets | 5.93B | 9.85B | 3.92B | |||
| Long-Term Deferred Tax Assets | 5.65B | 4.99B | 6.32B | 5.96B | 6.99B | 4.62B |
| Other Long-Term Assets | 13.61B | 8.55B | 8.08B | 9.86B | 10.22B | 7.66B |
| Total Assets | 1.74T | 1.54T | 1.52T | 1.48T | 1.51T | 1.38T |
| Accrued Expenses | 4.26B | 4.48B | 4.32B | 4.62B | 4.17B | |
| Interest Bearing Deposits | 599.26B | 634.57B | 607.05B | 582.34B | 586.82B | 93.72B |
| Non-Interest Bearing Deposits | 454.96B | |||||
| Total Deposits | 599.26B | 634.57B | 607.05B | 582.34B | 586.82B | 548.68B |
| Short-Term Borrowings | 298.34B | 399.26B | 435.02B | 435.76B | 462.37B | 424.96B |
| Current Portion of Long-Term Debt | 73.07B | 58.58B | 66.63B | 69.28B | 55.02B | |
| Current Portion of Leases | 187.00M | 195.00M | 174.00M | 229.00M | 230.00M | |
| Current Income Taxes Payable | 992.00M | 868.00M | 566.00M | 529.00M | 580.00M | 689.00M |
| Other Current Liabilities | 262.58B | 176.82B | 168.15B | 157.36B | 171.28B | 135.52B |
| Long-Term Debt | 486.26B | 170.76B | 165.38B | 150.55B | 139.92B | 138.58B |
| Long-Term Leases | 1.09B | 1.01B | 797.00M | 987.00M | 1.09B | |
| Pension & Post-Retirement Benefits | 265.00M | 240.00M | 266.00M | 264.00M | 311.00M | |
| Long-Term Deferred Tax Liabilities | 13.00M | 13.00M | 18.00M | 22.00M | 16.00M | 37.00M |
| Other Long-Term Liabilities | 12.58B | 4.76B | 5.04B | 6.88B | 8.07B | 4.95B |
| Total Liabilities | 1.66T | 1.47T | 1.45T | 1.41T | 1.44T | 1.31T |
| Common Stock | 4.17B | 3.47B | 3.60B | 3.79B | 3.97B | 4.19B |
| Additional Paid-In Capital | 711.00M | 581.00M | 499.00M | 405.00M | 348.00M | |
| Retained Earnings | 60.72B | 59.25B | 56.03B | 53.73B | 52.83B | 50.49B |
| Comprehensive Income & Other | 12.21B | 14.35B | 11.61B | 13.18B | 11.09B | 14.03B |
| Total Common Equity | 77.10B | 77.78B | 71.82B | 71.20B | 68.29B | 69.05B |
| Minority Interest | 454.00M | 452.00M | 660.00M | 660.00M | 968.00M | 989.00M |
| Shareholders' Equity | 77.55B | 78.24B | 72.48B | 71.86B | 69.26B | 70.04B |
| Total Liabilities & Equity | 1.74T | 1.54T | 1.52T | 1.48T | 1.51T | 1.38T |
| Total Debt | 784.60B | 644.37B | 660.18B | 653.91B | 672.78B | 619.88B |
| Net Cash (Debt) | 5.70B | 230.03B | 205.84B | 204.41B | 227.62B | 216.94B |
| Net Cash Per Share | 0.40 | 15.75 | 13.48 | 12.86 | 13.49 | 12.45 |
| Filing Date Shares Outstanding | 13.42B | 13.85B | 14.40B | 15.14B | 15.86B | 16.74B |
| Total Common Shares Outstanding | 13.42B | 13.85B | 14.40B | 15.14B | 15.86B | 16.74B |
| Book Value Per Share | 4.75 | 4.70 | 4.15 | 3.83 | 4.31 | 3.39 |
| Tangible Book Value | 68.11B | 69.50B | 63.55B | 63.41B | 60.05B | 60.99B |
| Tangible Book Value Per Share | 4.08 | 4.10 | 3.57 | 3.31 | 3.79 | 2.91 |
Cash flow statement
Fiscal year January - December; amounts in GBP.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Net Income | 7.17B | 6.31B | 5.26B | 5.93B | 7.01B | |
| Depreciation & Amortization | 558.00M | 567.00M | 1.78B | 1.72B | 1.67B | |
| Other Amortization | 1.20B | 1.13B | ||||
| Gain (Loss) on Sale of Investments | 52.00M | 20.00M | 11.00M | 54.00M | 39.00M | |
| Total Asset Writedown | 20.00M | 34.00M | 363.00M | 63.00M | 137.00M | |
| Provision for Credit Losses | 2.28B | 1.98B | 1.88B | 1.22B | -653.00M | |
| Change in Trading Asset Securities | -4.85B | 5.74B | -7.97B | 12.30B | -34.71B | |
| Change in Other Net Operating Assets | -20.16B | -27.03B | -6.97B | -6.23B | 33.35B | |
| Other Operating Activities | 7.52B | 3.40B | 11.67B | -11.18B | 3.41B | |
| Operating Cash Flow | -6.21B | -7.84B | 6.03B | 3.88B | 10.52B | |
| Capital Expenditures | -1.86B | -1.57B | -1.72B | -1.75B | -1.72B | |
| Cash Acquisitions | -460.00M | -2.42B | ||||
| Investment in Securities | 3.22B | -18.60B | -19.30B | -20.01B | 4.93B | |
| Divestitures | 1.06B | |||||
| Other Investing Activities | 234.00M | 2.75B | 23.00M | 86.00M | 7.00M | |
| Investing Cash Flow | 1.59B | -17.89B | -23.41B | -21.67B | 4.27B | |
| Long-Term Debt Issued | 13.10B | 14.01B | 11.36B | 12.62B | 10.30B | |
| Long-Term Debt Repaid | -6.19B | -7.62B | -8.49B | -9.01B | -8.28B | |
| Net Debt Issued (Repaid) | 6.91B | 6.39B | 2.87B | 3.60B | 2.02B | |
| Issuance of Common Stock | 3.87B | 1.68B | 3.25B | 3.21B | 1.12B | |
| Repurchase of Common Stock | -6.23B | -5.03B | -5.25B | -4.13B | -1.67B | |
| Common Dividends Paid | -2.21B | -2.21B | -2.19B | -1.93B | -1.36B | |
| Net Increase (Decrease) in Deposit Accounts | 24.95B | 14.95B | -6.96B | 26.35B | 38.40B | |
| Other Financing Activities | -81.00M | -49.00M | -64.00M | -45.00M | ||
| Financing Cash Flow | 27.21B | 15.74B | -8.35B | 27.05B | 38.50B | |
| Foreign Exchange Rate Adjustments | -1.74B | -2.41B | -5.05B | 10.33B | -4.23B | |
| Net Cash Flow | 20.85B | -12.40B | -30.78B | 19.58B | 49.06B | |
| Free Cash Flow | -8.07B | -9.41B | 4.31B | 2.14B | 8.80B | |
| Free Cash Flow Margin | -30.09% | -38.82% | 18.36% | 9.00% | 38.96% | |
| Free Cash Flow Per Share | -0.55 | -0.62 | 0.27 | 0.13 | 0.51 | |
| Cash Interest Paid | 21.52B | 25.29B | 20.30B | 8.69B | 8.06B | |
| Cash Income Tax Paid | 1.39B | 1.28B | 836.00M | 688.00M | 1.33B |
Ratios
Fiscal year January - December; amounts in GBP.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Market Capitalization | 73.95B | 88.69B | 48.34B | 29.62B | 30.28B | 42.37B |
| Last Close Price | 22.30 | 24.89 | 12.67 | 7.19 | 6.79 | 8.72 |
| PE Ratio | 8.37 | 10.67 | 7.26 | 5.44 | 5.00 | 5.04 |
| PS Ratio | 1.96 | 2.46 | 1.59 | 0.99 | 1.06 | 1.39 |
| PB Ratio | 0.72 | 0.84 | 0.53 | 0.32 | 0.36 | 0.45 |
| P/FCF Ratio | 5.39 | 11.77 | 3.56 | |||
| P/OCF Ratio | 3.85 | 6.47 | 2.97 | |||
| Debt / Equity Ratio | 10.12 | 8.24 | 9.11 | 9.10 | 9.71 | 8.85 |
| Debt / FCF Ratio | 151.61 | 314.97 | 70.42 | |||
| Net Debt / Equity Ratio | -0.07 | -2.94 | -2.84 | -2.84 | -3.29 | -3.10 |
| Net Debt / FCF Ratio | 28.50 | 21.87 | -47.39 | -106.56 | -24.65 | |
| Return on Equity (ROE) | 10.45% | 9.57% | 8.81% | 7.54% | 8.58% | 10.31% |
| Return on Assets (ROA) | 0.48% | 0.47% | 0.42% | 0.36% | 0.41% | 0.52% |
| Earnings Yield | 11.94% | 10.88% | 16.34% | 22.62% | 23.59% | 22.40% |
| FCF Yield | -5.08% | -12.25% | -24.38% | 18.55% | 8.50% | 28.13% |
| Dividend Yield | 2.67% | 1.81% | 3.13% | 5.21% | 4.57% | 3.21% |
| Payout Ratio | 22.31% | 30.81% | 35.07% | 41.74% | 32.61% | 19.40% |
| Buyback Yield / Dilution | 4.23% | 4.37% | 3.93% | 5.76% | 3.17% | 1.40% |
| Total Shareholder Return | 6.90% | 6.17% | 7.06% | 10.97% | 7.75% | 4.61% |