NYSE : AOMR
Angel Oak Mortgage REIT, Inc. — Financial statements
Real Estate · REIT - Mortgage · United States
Last price 7.28 USD (Oct 29, 2026, 4:00 PM EDT) · Market cap 169.00M
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Financial statements
Income statement
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Interest and Dividend Income | 157.79M | 143.66M | 110.43M | 95.95M | 115.54M | 60.55M |
| Total Interest Expense | 113.86M | 102.56M | 73.50M | 67.05M | 63.02M | 11.48M |
| Net Interest Income | 43.92M | 41.10M | 36.92M | 28.90M | 52.52M | 49.08M |
| Other Revenue | -7.53M | 19.89M | 14.53M | 25.96M | -210.47M | -7.32M |
| Revenue Before Loan Losses | 36.40M | 60.99M | 51.46M | 54.86M | -157.95M | 41.76M |
| Revenue | 36.40M | 60.99M | 51.46M | 54.86M | -157.95M | 41.76M |
| Cost of Services Provided | 15.50M | 15.09M | 17.41M | 18.21M | 27.59M | 17.33M |
| Total Operating Expenses | 17.17M | 16.44M | 19.45M | 19.90M | 33.34M | 19.05M |
| Operating Income | 19.23M | 44.55M | 32.01M | 34.96M | -191.29M | 22.71M |
| Pretax Income | 19.23M | 44.55M | 32.01M | 34.96M | -191.29M | 22.71M |
| Income Tax Expense | 531.00K | 531.00K | 3.26M | 1.25M | -3.46M | 1.60M |
| Net Income | 18.70M | 44.02M | 28.75M | 33.71M | -187.83M | 21.11M |
| Preferred Dividends & Other Adjustments | 172.00K | 172.00K | 155.00K | 89.00K | 14.00K | 15.00K |
| Net Income to Common | 18.53M | 43.85M | 28.59M | 33.62M | -187.85M | 21.10M |
| Shares Outstanding (Basic) | 24.13M | 23.68M | 24.18M | 24.72M | 24.55M | 20.60M |
| Shares Outstanding (Diluted) | 24.63M | 24.31M | 24.40M | 24.94M | 24.55M | 20.85M |
| EPS (Basic) | 0.77 | 1.85 | 1.18 | 1.36 | -7.65 | 1.02 |
| EPS (Diluted) | 0.75 | 1.80 | 1.17 | 1.35 | -7.65 | 1.01 |
| Dividend Per Share | 1.28 | 1.28 | 1.28 | 1.28 | 1.54 | 0.93 |
| Operating Margin | 52.84% | 73.05% | 62.21% | 63.72% | 54.39% | |
| Profit Margin | 50.90% | 71.89% | 55.57% | 61.29% | 50.52% | |
| Effective Tax Rate | 2.76% | 1.19% | 10.19% | 3.56% | 7.04% |
Balance sheet
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | 48.63M | 41.62M | 40.76M | 41.62M | 29.27M | 40.80M |
| Long-Term Investments | 338.49M | 310.18M | 326.52M | 644.81M | 1.06B | 746.39M |
| Trading Asset Securities | 1.94M | 240.00K | 1.51M | 14.76M | 2.43M | |
| Loans & Lease Receivables | 2.58B | 2.38B | 1.89B | 1.61B | 1.80B | 1.75B |
| Other Receivables | 16.46M | 10.35M | 8.14M | 7.50M | 17.50M | 25.98M |
| Restricted Cash | 3.43M | 3.67M | 2.13M | 2.87M | 10.59M | 11.51M |
| Other Current Assets | 2.75M | 1.55M | 1.09M | 1.42M | ||
| Long-Term Deferred Tax Assets | 3.27M | 3.27M | 3.46M | 3.46M | ||
| Other Long-Term Assets | 811.00K | 894.00K | 879.00K | 20.34M | 2.88M | |
| Total Assets | 2.99B | 2.75B | 2.27B | 2.31B | 2.95B | 2.58B |
| Accrued Expenses | 262.81M | 205.08M | 206.65M | 395.91M | 1.01B | 5.00M |
| Short-Term Debt | 304.59M | 239.43M | 180.01M | 485.60M | 692.41M | 1.19B |
| Current Portion of Long-Term Debt | 34.84M | |||||
| Long-Term Debt | 2.19B | 2.04B | 1.64B | 1.17B | 1.00B | 859.80M |
| Current Income Taxes Payable | 2.79M | 1.24M | 1.60M | |||
| Total Liabilities | 2.76B | 2.48B | 2.03B | 2.05B | 2.71B | 2.09B |
| Common Stock | 230.00K | 249.00K | 234.00K | 249.00K | 249.00K | 252.00K |
| Additional Paid-In Capital | 460.44M | 474.58M | 461.06M | 477.07M | 475.38M | 476.51M |
| Retained Earnings | -225.59M | -205.99M | -218.85M | -216.24M | -218.02M | 11.53M |
| Comprehensive Income & Other | -220.00K | -1.31M | -3.48M | -4.97M | -21.13M | 3.00M |
| Total Common Equity | 234.87M | 267.52M | 238.97M | 256.11M | 236.48M | 491.29M |
| Shareholders' Equity | 234.87M | 267.52M | 238.97M | 256.11M | 236.48M | 491.39M |
| Total Liabilities & Equity | 2.99B | 2.75B | 2.27B | 2.31B | 2.95B | 2.58B |
| Total Debt | 2.49B | 2.28B | 1.82B | 1.65B | 1.70B | 2.08B |
| Net Cash (Debt) | -2.44B | -2.24B | -1.78B | -1.61B | -1.65B | -2.04B |
| Net Cash Per Share | -99.19 | -91.93 | -72.92 | -64.68 | -67.29 | -97.67 |
| Filing Date Shares Outstanding | 23.21M | 24.91M | 23.50M | 24.97M | 24.93M | 25.09M |
| Total Common Shares Outstanding | 23.18M | 24.91M | 23.50M | 24.97M | 24.93M | 25.23M |
| Working Capital | 2.08B | 1.99B | 1.54B | 771.77M | 164.29M | 601.92M |
| Book Value Per Share | 10.13 | 10.74 | 10.17 | 10.26 | 9.49 | 19.47 |
| Tangible Book Value | 234.87M | 267.52M | 238.97M | 256.11M | 236.48M | 491.29M |
| Tangible Book Value Per Share | 10.13 | 10.74 | 10.17 | 10.26 | 9.49 | 19.47 |
Cash flow statement
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Net Income | 18.70M | 44.02M | 28.75M | 33.71M | -187.83M | 21.11M |
| Other Amortization | 5.05M | 5.12M | 5.01M | 3.61M | 1.05M | 458.00K |
| Gain on Sale of Loans & Receivables | 10.94M | 14.87M | 12.32M | 40.38M | 8.72M | 4.93M |
| Loss (Gain) From Sale of Investments | 1.10M | -30.82M | -24.33M | -64.95M | ||
| Provision for Credit Losses | 201.75M | 2.39M | ||||
| Stock-Based Compensation | 1.67M | 1.35M | 2.04M | 1.69M | 5.75M | 1.72M |
| Change in Accounts Payable | -271.00K | 2.49M | 114.00K | -1.73M | 1.27M | 1.18M |
| Change in Income Taxes | 61.00K | -2.56M | 1.54M | 1.24M | -3.46M | |
| Change in Other Net Operating Assets | -488.74M | -441.43M | -246.91M | 292.45M | -367.75M | -1.60B |
| Other Operating Activities | 9.37M | 635.00K | ||||
| Operating Cash Flow | -451.49M | -406.95M | -221.47M | 306.40M | -331.13M | -1.57B |
| Investment in Securities | 48.52M | 13.65M | 120.52M | -198.44M | 656.43M | -449.72M |
| Net Decrease (Increase) in Loans Originated / Sold - Investing | 1.12M | 12.00K | 33.00K | 4.34M | 7.90M | -10.77M |
| Investing Cash Flow | 49.64M | 13.66M | 120.55M | -194.11M | 664.33M | -460.48M |
| Short-Term Debt Issued | 3.49M | 141.11M | 7.69M | 430.96M | ||
| Long-Term Debt Issued | 660.99M | 624.19M | 233.32M | 675.36M | 1.45B | |
| Total Debt Issued | 756.90M | 664.48M | 624.19M | 374.43M | 683.05M | 1.88B |
| Short-Term Debt Repaid | -143.10M | -349.26M | -556.71M | |||
| Long-Term Debt Repaid | -249.37M | -331.62M | -100.90M | -422.84M | -60.59M | |
| Total Debt Repaid | -311.31M | -249.37M | -474.72M | -450.16M | -979.54M | -60.59M |
| Net Debt Issued (Repaid) | 445.58M | 415.11M | 149.47M | -75.73M | -296.49M | 1.82B |
| Preferred Share Repurchases | -125.00K | |||||
| Issuance of Common Stock | 10.19M | 12.18M | 1.88M | 233.06M | ||
| Repurchase of Common Stock | -15.00M | -19.95M | -6.86M | -4.66M | ||
| Common Dividends Paid | -31.20M | -30.94M | -31.04M | -31.93M | -41.70M | -12.17M |
| Preferred Dividends Paid | -14.00K | -15.00K | ||||
| Total Dividends Paid | -31.20M | -30.94M | -31.04M | -31.93M | -41.72M | -12.19M |
| Other Financing Activities | -27.00K | -666.00K | -1.04M | -457.00K | -3.00M | |
| Financing Cash Flow | 409.54M | 395.68M | 99.32M | -107.66M | -345.65M | 2.03B |
| Net Cash Flow | 7.69M | 2.39M | -1.60M | 4.63M | -12.45M | 6.34M |
| Cash Interest Paid | 115.61M | 94.89M | 66.31M | 65.17M | 61.61M | 10.29M |
| Cash Income Tax Paid | 3.27M | 3.27M | 1.72M |
Ratios
Fiscal year January - December; amounts in USD.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | |
|---|---|---|---|---|---|---|
| Market Capitalization | 166.22M | 214.51M | 218.18M | 264.63M | 117.90M | 414.94M |
| PE Ratio | 9.53 | 4.89 | 7.63 | 7.87 | 19.67 | |
| PS Ratio | 4.48 | 3.52 | 4.24 | 4.82 | -0.75 | 9.94 |
| PB Ratio | 0.69 | 0.80 | 0.91 | 1.03 | 0.50 | 0.84 |
| P/OCF Ratio | 0.86 | |||||
| Debt / Equity Ratio | 10.62 | 8.51 | 7.62 | 6.46 | 7.17 | 4.23 |
| Net Debt / Equity Ratio | 10.40 | 8.36 | 7.45 | 6.30 | 6.99 | 4.14 |
| Quick Ratio | 4.65 | 5.45 | 4.96 | 1.87 | 1.09 | 1.48 |
| Current Ratio | 4.66 | 5.47 | 4.96 | 1.87 | 1.10 | 1.49 |
| Asset Turnover | 0.01 | 0.02 | 0.02 | 0.02 | 0.03 | |
| Return on Equity (ROE) | 7.77% | 17.38% | 11.61% | 13.69% | -51.61% | 5.71% |
| Return on Assets (ROA) | 0.67% | 1.75% | 1.26% | 1.28% | -6.80% | 1.37% |
| Return on Invested Capital (ROIC) | 0.69% | 1.91% | 1.45% | 1.75% | -8.49% | 1.37% |
| Earnings Yield | 10.50% | 20.52% | 13.18% | 12.74% | -159.32% | 5.09% |
| Dividend Yield | 17.88% | 14.87% | 13.79% | 12.07% | 32.56% | 5.65% |
| Payout Ratio | 170.28% | 70.27% | 107.95% | 94.70% | 57.72% | |
| Buyback Yield / Dilution | -3.63% | 0.34% | 2.19% | -1.60% | -17.72% | -32.62% |
| Total Shareholder Return | 14.61% | 15.20% | 15.97% | 10.47% | 14.84% | -26.96% |