NASDAQ : WSBF
Waterstone Financial, Inc. — Key statistics
Financials · Banks - Regional · United States
Last price 19.83 USD (Oct 29, 2026, 4:00 PM EDT) · Market cap 356.44M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 353.75M |
| Enterprise Value | 726.75M |
Dates
| Measure | Value |
|---|
| Earnings Date | Nov 13, 2026 |
| Ex-Dividend Date | Oct 8, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 17.98M |
| Shares Outstanding | 17.98M |
| Shares Change (YoY) | -4.44% |
| Shares Change (QoQ) | -1.41% |
| Owned by Insiders (%) | 6.92% |
| Owned by Institutions (%) | 49.43% |
| Float | 15.68M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 11.37 |
| Forward PE | n/a |
| PS Ratio | 2.34 |
| Forward PS | n/a |
| PB Ratio | 1.00 |
| P/TBV Ratio | 1.00 |
| P/FCF Ratio | 8.22 |
| P/OCF Ratio | 7.85 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 24.07 |
| EV / Sales | 4.81 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 16.93 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.20 |
| Debt / EBITDA | n/a |
| Debt / FCF | 9.83 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 8.69% |
| Return on Assets (ROA) | 1.33% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.79% |
| Revenue Per Employee | $253,759 |
| Profits Per Employee | $50,755 |
| Employee Count | 593 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 7.98M |
| Effective Tax Rate | 20.97% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.74 |
| 52-Week Price Change | +27.11% |
| 50-Day Moving Average | 20.38 |
| 200-Day Moving Average | 19.20 |
| Relative Strength Index (RSI) | 39.73 |
| Average Volume (20 Days) | 56,761 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 440,566 |
| Short Previous Month | 375,057 |
| Short % of Shares Out | 2.45% |
| Short % of Float | 2.81% |
| Short Ratio (days to cover) | 5.13 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 150.48M |
| Gross Profit | 150.48M |
| Operating Income | 37.82M |
| Pretax Income | 38.08M |
| Net Income | 30.10M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.73 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 47.70M |
| Total Debt | 420.70M |
| Net Cash | -373.00M |
| Net Cash Per Share | -$20.75 |
| Equity (Book Value) | 351.13M |
| Book Value Per Share | 19.53 |
| Working Capital | -1.40B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 44.74M |
| Capital Expenditures | -1.97M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -53.73M |
| Free Cash Flow | 42.78M |
| FCF Per Share | $2.38 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 25.13% |
| Pretax Margin | 25.31% |
| Profit Margin | 20.00% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 28.43% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $0.68 |
| Dividend Yield | 3.48% |
| Dividend Growth (YoY) | 10.00% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 39.30% |
| FCF Payout Ratio | 28.57% |
| Buyback Yield | 4.44% |
| Shareholder Yield | 7.91% |
| Earnings Yield | 8.79% |
| FCF Yield | 12.17% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | Jan 23, 2014 |
| Split Type | Forward |
| Split Ratio | 1.0973:1 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |