NASDAQ : WRLD
World Acceptance Corporation — Key statistics
Financials · Credit Services · United States
Last price 164.47 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 740.12M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 740.12M |
| Enterprise Value | 1.40B |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 23, 2026 |
| Ex-Dividend Date | n/a |
Shares
| Measure | Value |
|---|
| Current Share Class | 4.50M |
| Shares Outstanding | 4.50M |
| Shares Change (YoY) | -11.11% |
| Shares Change (QoQ) | -0.51% |
| Owned by Insiders (%) | 18.44% |
| Owned by Institutions (%) | 64.97% |
| Float | 2.38M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 15.73 |
| Forward PE | 12.43 |
| PS Ratio | 1.24 |
| Forward PS | 1.20 |
| PB Ratio | 2.12 |
| P/TBV Ratio | 2.18 |
| P/FCF Ratio | 2.83 |
| P/OCF Ratio | 2.79 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 28.31 |
| EV / Sales | 2.35 |
| EV / EBITDA | 11.60 |
| EV / EBIT | 12.52 |
| EV / FCF | 5.36 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | 14.38 |
| Quick Ratio | 14.07 |
| Debt / Equity | 1.92 |
| Debt / EBITDA | 3.94 |
| Debt / FCF | 2.56 |
| Interest Coverage | 2.31 |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 13.86% |
| Return on Assets (ROA) | 6.52% |
| Return on Invested Capital (ROIC) | 8.64% |
| Return on Capital Employed (ROCE) | 10.96% |
| Weighted Average Cost of Capital (WACC) | 8.51% |
| Revenue Per Employee | $204,879 |
| Profits Per Employee | $17,036 |
| Employee Count | 2,907 |
| Asset Turnover | 0.56 |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 14.32M |
| Effective Tax Rate | 22.43% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 1.25 |
| 52-Week Price Change | +24.70% |
| 50-Day Moving Average | 178.65 |
| 200-Day Moving Average | 163.48 |
| Relative Strength Index (RSI) | 38.38 |
| Average Volume (20 Days) | 55,910 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 378,953 |
| Short Previous Month | 395,042 |
| Short % of Shares Out | 8.42% |
| Short % of Float | 15.89% |
| Short Ratio (days to cover) | 6.45 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 595.58M |
| Gross Profit | 417.58M |
| Operating Income | 112.01M |
| Pretax Income | 63.84M |
| Net Income | 49.52M |
| EBITDA | 120.81M |
| EBIT | 112.01M |
| Earnings Per Share (EPS) | $10.46 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 8.31M |
| Total Debt | 670.17M |
| Net Cash | -661.86M |
| Net Cash Per Share | -$147.08 |
| Equity (Book Value) | 348.84M |
| Book Value Per Share | 77.52 |
| Working Capital | 827.16M |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 265.58M |
| Capital Expenditures | -4.12M |
| Depreciation & Amortization | 8.80M |
| Net Borrowing | 97.39M |
| Free Cash Flow | 261.46M |
| FCF Per Share | $58.10 |
Margins
| Measure | Value |
|---|
| Gross Margin | 70.11% |
| Operating Margin | 18.81% |
| Pretax Margin | 10.72% |
| Profit Margin | 8.32% |
| EBITDA Margin | 20.28% |
| EBIT Margin | 18.81% |
| FCF Margin | 44.22% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | 11.11% |
| Shareholder Yield | n/a |
| Earnings Yield | 6.36% |
| FCF Yield | 35.33% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | 5.24% |
| EPS Growth Forecast (3Y) | 35.76% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | Sep 1, 1995 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |