NASDAQ : VBNK
VersaBank — Key statistics
Financials · Banks - Regional · Canada
Last price 21.96 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 716.10M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 716.10M |
| Enterprise Value | n/a |
Dates
| Measure | Value |
|---|
| Earnings Date | Dec 9, 2026 |
| Ex-Dividend Date | Oct 9, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 32.42M |
| Shares Outstanding | 32.42M |
| Shares Change (YoY) | +7.15% |
| Shares Change (QoQ) | +0.57% |
| Owned by Insiders (%) | 11.06% |
| Owned by Institutions (%) | 37.70% |
| Float | 20.76M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 29.17 |
| Forward PE | 13.72 |
| PS Ratio | 6.86 |
| Forward PS | 5.15 |
| PB Ratio | 1.78 |
| P/TBV Ratio | 1.84 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.19 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 6.19% |
| Return on Assets (ROA) | 0.55% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 8.82% |
| Revenue Per Employee | $797,112 |
| Profits Per Employee | $184,235 |
| Employee Count | 131 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 11.10M |
| Effective Tax Rate | 31.50% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 1.00 |
| 52-Week Price Change | +85.16% |
| 50-Day Moving Average | 21.97 |
| 200-Day Moving Average | 18.76 |
| Relative Strength Index (RSI) | 45.12 |
| Average Volume (20 Days) | 100,621 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 449,106 |
| Short Previous Month | 456,129 |
| Short % of Shares Out | 1.39% |
| Short % of Float | 2.16% |
| Short Ratio (days to cover) | 3.04 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 104.42M |
| Gross Profit | 104.42M |
| Operating Income | 35.23M |
| Pretax Income | 35.23M |
| Net Income | 24.13M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.75 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 350.93M |
| Total Debt | 76.44M |
| Net Cash | 274.49M |
| Net Cash Per Share | $8.47 |
| Equity (Book Value) | 403.15M |
| Book Value Per Share | 12.44 |
| Working Capital | -4.02B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | -907.80M |
| Capital Expenditures | -4.39M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -545,556 |
| Free Cash Flow | -912.19M |
| FCF Per Share | -$28.14 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 33.74% |
| Pretax Margin | 33.74% |
| Profit Margin | 23.11% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $0.07 |
| Dividend Yield | 0.33% |
| Dividend Growth (YoY) | 2.10% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 9.67% |
| FCF Payout Ratio | n/a |
| Buyback Yield | -7.15% |
| Shareholder Yield | -6.82% |
| Earnings Yield | 3.43% |
| FCF Yield | -127.38% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $25.50 |
| Price Target Difference | 16.12% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | 27.38% |
| EPS Growth Forecast (3Y) | 44.09% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |