NASDAQ : USCB
USCB Financial Holdings, Inc. — Key statistics
Financials · Banks - Regional · United States
Last price 19.88 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 367.09M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 367.09M |
| Enterprise Value | 545.77M |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 22, 2026 |
| Ex-Dividend Date | Nov 16, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 18.47M |
| Shares Outstanding | 18.47M |
| Shares Change (YoY) | -8.11% |
| Shares Change (QoQ) | +0.83% |
| Owned by Insiders (%) | 3.67% |
| Owned by Institutions (%) | 76.40% |
| Float | 15.23M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 12.50 |
| Forward PE | 9.58 |
| PS Ratio | 3.80 |
| Forward PS | 3.21 |
| PB Ratio | 1.60 |
| P/TBV Ratio | 1.60 |
| P/FCF Ratio | 7.48 |
| P/OCF Ratio | 7.33 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 18.61 |
| EV / Sales | 5.65 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 11.12 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.18 |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.53 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 13.37% |
| Return on Assets (ROA) | 1.01% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.84% |
| Revenue Per Employee | $470,951 |
| Profits Per Employee | $143,024 |
| Employee Count | 222 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 10.54M |
| Effective Tax Rate | 26.45% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.44 |
| 52-Week Price Change | +15.11% |
| 50-Day Moving Average | 22.24 |
| 200-Day Moving Average | 20.27 |
| Relative Strength Index (RSI) | 30.65 |
| Average Volume (20 Days) | 81,706 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 244,988 |
| Short Previous Month | 272,093 |
| Short % of Shares Out | 1.33% |
| Short % of Float | 1.61% |
| Short Ratio (days to cover) | 3.21 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 96.55M |
| Gross Profit | 96.55M |
| Operating Income | 41.58M |
| Pretax Income | 39.86M |
| Net Income | 29.32M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.59 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 92.73M |
| Total Debt | 271.41M |
| Net Cash | -178.69M |
| Net Cash Per Share | -$9.68 |
| Equity (Book Value) | 229.36M |
| Book Value Per Share | 12.42 |
| Working Capital | -2.35B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 50.06M |
| Capital Expenditures | -971,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | 172.20M |
| Free Cash Flow | 49.09M |
| FCF Per Share | $2.66 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 43.07% |
| Pretax Margin | 41.29% |
| Profit Margin | 30.37% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 51.96% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $0.50 |
| Dividend Yield | 2.52% |
| Dividend Growth (YoY) | 25.00% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 31.43% |
| FCF Payout Ratio | 18.81% |
| Buyback Yield | 8.11% |
| Shareholder Yield | 10.63% |
| Earnings Yield | 8.00% |
| FCF Yield | 13.37% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $23.25 |
| Price Target Difference | 16.95% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (3Y) | 12.36% |
| EPS Growth Forecast (3Y) | 14.05% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |