NASDAQ : UNB
Union Bankshares, Inc. — Key statistics
Financials · Banks - Regional · United States
Last price 22.83 USD (Oct 30, 2026, 4:00 PM EDT) · Market cap 112.91M
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 111.63M |
| Enterprise Value | 368.74M |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 21, 2026 |
| Ex-Dividend Date | Oct 30, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 4.95M |
| Shares Outstanding | 4.95M |
| Shares Change (YoY) | +3.93% |
| Shares Change (QoQ) | +1.26% |
| Owned by Insiders (%) | 21.19% |
| Owned by Institutions (%) | 22.30% |
| Float | 3.90M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 8.64 |
| Forward PE | n/a |
| PS Ratio | 1.93 |
| Forward PS | n/a |
| PB Ratio | 1.40 |
| P/TBV Ratio | 1.42 |
| P/FCF Ratio | 5.35 |
| P/OCF Ratio | 4.98 |
| PEG Ratio | n/a |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 29.63 |
| EV / Sales | 6.38 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 17.66 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 3.65 |
| Debt / EBITDA | n/a |
| Debt / FCF | 13.77 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 15.90% |
| Return on Assets (ROA) | 0.78% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 1.61% |
| Revenue Per Employee | $296,338 |
| Profits Per Employee | $63,815 |
| Employee Count | 195 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 1.46M |
| Effective Tax Rate | 10.53% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.27 |
| 52-Week Price Change | -1.10% |
| 50-Day Moving Average | 23.36 |
| 200-Day Moving Average | 23.95 |
| Relative Strength Index (RSI) | 39.07 |
| Average Volume (20 Days) | 5,163 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 19,725 |
| Short Previous Month | 17,982 |
| Short % of Shares Out | 0.40% |
| Short % of Float | 0.51% |
| Short Ratio (days to cover) | 5.28 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 57.79M |
| Gross Profit | 57.79M |
| Operating Income | 13.88M |
| Pretax Income | 13.91M |
| Net Income | 12.44M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.61 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 30.30M |
| Total Debt | 287.41M |
| Net Cash | -257.11M |
| Net Cash Per Share | -$51.99 |
| Equity (Book Value) | 78.83M |
| Book Value Per Share | 16.11 |
| Working Capital | -1.19B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 22.42M |
| Capital Expenditures | -1.54M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 66.40M |
| Free Cash Flow | 20.88M |
| FCF Per Share | $4.22 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 24.02% |
| Pretax Margin | 24.07% |
| Profit Margin | 21.53% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 36.61% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $1.44 |
| Dividend Yield | 6.38% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 55.14% |
| FCF Payout Ratio | 34.11% |
| Buyback Yield | -3.93% |
| Shareholder Yield | 2.45% |
| Earnings Yield | 11.57% |
| FCF Yield | 18.70% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | Aug 11, 2003 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |