NASDAQ : UMBF
UMB Financial Corporation — Key statistics
Financials · Banks - Regional · United States
Last price 133.66 USD (Oct 30, 2026, 11:07 AM EDT) · Market cap 10.15B
Overview · Financial statements · Key statistics · Dividends · Company profile · Price history · Reports
Key statistics
Valuation
| Measure | Value |
|---|
| Market Cap | 10.21B |
| Enterprise Value | 11.62B |
Dates
| Measure | Value |
|---|
| Earnings Date | Oct 27, 2026 |
| Ex-Dividend Date | Dec 10, 2026 |
Shares
| Measure | Value |
|---|
| Current Share Class | 75.95M |
| Shares Outstanding | 75.95M |
| Shares Change (YoY) | +14.35% |
| Shares Change (QoQ) | +0.15% |
| Owned by Insiders (%) | 2.95% |
| Owned by Institutions (%) | 92.89% |
| Float | 72.90M |
Ratios
| Measure | Value |
|---|
| PE Ratio | 10.19 |
| Forward PE | 9.80 |
| PS Ratio | 3.52 |
| Forward PS | 3.21 |
| PB Ratio | 1.35 |
| P/TBV Ratio | 1.93 |
| P/FCF Ratio | 8.95 |
| P/OCF Ratio | 8.60 |
| PEG Ratio | 0.62 |
Evratios
| Measure | Value |
|---|
| EV / Earnings | 11.51 |
| EV / Sales | 4.01 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.18 |
Financialposition
| Measure | Value |
|---|
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.49 |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.34 |
| Interest Coverage | n/a |
Financialefficiency
| Measure | Value |
|---|
| Return on Equity (ROE) | 13.50% |
| Return on Assets (ROA) | 1.43% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.44% |
| Revenue Per Employee | $555,237 |
| Profits Per Employee | $193,259 |
| Employee Count | 5,222 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Measure | Value |
|---|
| Income Tax | 261.47M |
| Effective Tax Rate | 20.21% |
Stockprice
| Measure | Value |
|---|
| Beta (5Y) | 0.83 |
| 52-Week Price Change | +23.73% |
| 50-Day Moving Average | 135.72 |
| 200-Day Moving Average | 131.30 |
| Relative Strength Index (RSI) | 51.99 |
| Average Volume (20 Days) | 669,442 |
Shortselling
| Measure | Value |
|---|
| Short Interest | 4.05M |
| Short Previous Month | 3.89M |
| Short % of Shares Out | 5.33% |
| Short % of Float | 5.55% |
| Short Ratio (days to cover) | 5.66 |
Incomestatement
| Measure | Value |
|---|
| Revenue | 2.90B |
| Gross Profit | 2.90B |
| Operating Income | 1.42B |
| Pretax Income | 1.29B |
| Net Income | 1.01B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $13.20 |
Balancesheet
| Measure | Value |
|---|
| Cash & Cash Equivalents | 2.41B |
| Total Debt | 3.81B |
| Net Cash | -1.40B |
| Net Cash Per Share | -$18.50 |
| Equity (Book Value) | 7.85B |
| Book Value Per Share | 99.52 |
| Working Capital | -57.29B |
Cashflow
| Measure | Value |
|---|
| Operating Cash Flow | 1.19B |
| Capital Expenditures | -45.29M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 248.71M |
| Free Cash Flow | 1.14B |
| FCF Per Share | $15.03 |
Margins
| Measure | Value |
|---|
| Gross Margin | n/a |
| Operating Margin | 48.94% |
| Pretax Margin | 44.63% |
| Profit Margin | 35.61% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 39.38% |
Dividends
| Measure | Value |
|---|
| Dividend Per Share | $2.00 |
| Dividend Yield | 1.49% |
| Dividend Growth (YoY) | 14.11% |
| Years of Dividend Growth | 33 |
| Payout Ratio | 14.09% |
| FCF Payout Ratio | 12.37% |
| Buyback Yield | -14.35% |
| Shareholder Yield | -12.87% |
| Earnings Yield | 9.82% |
| FCF Yield | 11.18% |
Analystforecasts
| Measure | Value |
|---|
| Price Target | $160.00 |
| Price Target Difference | 18.99% |
| Analyst Consensus | Buy |
| Analyst Count | 16 |
| Revenue Growth Forecast (3Y) | 9.15% |
| EPS Growth Forecast (3Y) | 10.66% |
Stocksplits
| Measure | Value |
|---|
| Last Split Date | May 31, 2006 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Measure | Value |
|---|
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
Fairvalue
| Measure | Value |
|---|
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |